Auto · County · Tennessee
Insurance agencies in Putnam County, TN
How Putnam County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 67 out of 100: Upper middle
Ranked #571 of 2,272 scored counties
#60 of 81 scored counties in Tennessee
- Listings
- 53
- 16 chain locations (30%)
- Official establishments
- 32
- +6.7% since 2019
- Household spending a year
- $88.5M
- On vehicle insurance · $2,634 a household
- Spending per listing
- $1.7M
- 33% above the U.S.
- Listings per 10k households
- 15.8
- In line with the U.S.
- Population, 2025
- 86,612
- +8.1% since 2020
See the insurance agencies around any address in Putnam County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 53 insurance agencies in Putnam County. Chain locations make up 30% of them, against 21% across the U.S. That comes to 15.8 for every 10,000 households, in line with the U.S. rate of 15.6.
Households in Putnam County spend about $88.5M a year on vehicle insurance, or $2,634 per household, 35% above the U.S. average. That is about $1.7M of household spending for each agency on map listings, 33% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Putnam County was 32 in 2023, up 6.7% from 2019. That is one for every 1,050 households, against one for every 966 across the U.S.
Population estimates show Putnam County grew 8.1% from 2020 to 2025, faster than the U.S. (+3.1%). Putnam County scores 67 (upper middle) on the Groundwork market score for insurance agencies, ranking #571 of 2,272 scored counties and #60 of 81 scored counties in Tennessee.
How Putnam County compares
The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Putnam County | Tennessee | U.S. |
|---|---|---|---|
| Listings per 10k households | 15.8 | 16.2 | 15.6 |
| Spending per listing | $1.7M | $1.6M | $1.3M |
| Households per official establishment | 1,050 | 1,101 | 966 |
| Official establishment growth, 2019–2023 | +6.7% | +0.2% | −1.0% |
| Population growth, 2020–2025 | +8.1% | +5.6% | +3.1% |
| Spending per household on vehicle insurance | $2,634 | $2,597 | $1,957 |
| Median household income | $58,912 | $69,595 | $80,734 |
| Groundwork market score | 67 | 78 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 30 → 32+6.7% over the period
- Employees, 2023
- 182
- Annual payroll, 2023
- $14.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 5316 chain locations
- Listings at the U.S. rate for this spending
- 71The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Putnam County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Putnam County
- Population, 2025 estimate
- 86,612+8.1% since 2020
- Households
- 33,601
- Median age
- 38.0
- Homes lived in by their owners
- 61%
- Vehicles per household
- 2.0
- Land area
- 401 sq. mi.
- People per square mile
- 206
- Median household income
- $58,912+33.1% vs. 2015–2019, before inflation
- Average household income
- $78,922
- Median home value
- $282,500
- Jobs located here
- 40,531
- Daytime population
- 91,089Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Putnam County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Tennessee
Every Tennessee market ranked →The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Putnam County marked.
Top counties in Tennessee
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Union County, TN | 97 | 5 | 6.3 | $4.9M | +8.1% | #4 of 2,272 |
| 2Grainger County, TN | 96 | 6 | 6.2 | $4.7M | +9.2% | #8 of 2,272 |
| 3Marshall County, TN | 95 | 6 | 4.4 | $6.6M | +10.5% | #12 of 2,272 |
| 4Hickman County, TN | 94 | 7 | 7.4 | $4.2M | +5.0% | #24 of 2,272 |
| 5Smith County, TN | 93 | 5 | 6.3 | $4.7M | +5.1% | #26 of 2,272 |
| 6Loudon County, TN | 93 | 24 | 10.0 | $3M | +15.6% | #28 of 2,272 |
| 7Jefferson County, TN | 92 | 20 | 9.2 | $3.1M | +9.3% | #34 of 2,272 |
| 8Marion County, TN | 91 | 8 | 6.7 | $4.3M | +3.2% | #41 of 2,272 |
| 9Cheatham County, TN | 91 | 12 | 7.4 | $4.2M | +4.1% | #42 of 2,272 |
| 10Hawkins County, TN | 91 | 19 | 8.1 | $3.5M | +5.0% | #46 of 2,272 |
| 60Putnam County, TN | 67 | 53 | 15.8 | $1.7M | +8.1% | #571 of 2,272 |
Other business types in Putnam County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Putnam County, TN?
There are 53 insurance agencies on map listings in Putnam County as of September 2026. 16 of them (30%) are chain locations. The listings count insurance agencies. Official counts show 32 businesses with payroll classed as insurance agencies and brokerages in 2023, up 6.7% from 2019.
How much do households in Putnam County, TN spend on vehicle insurance?
About $88.5M a year, or $2,634 per household. That is 35% above the U.S. average (an index of 135, where 100 is the U.S. average). Spread across the 53 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 33,601 households in Putnam County and national spending patterns by income.
How does Putnam County, TN compare with the U.S. for insurance agencies?
Putnam County has 15.8 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.7M, 33% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Putnam County would have about 71, against 53 on map listings. There is one business with payroll in the industry for every 1,050 households, against one for every 966 across the U.S. The official count rose 6.7% from 2019 to 2023, against −1.0% for the U.S.
How fast is Putnam County, TN growing?
Population estimates put Putnam County at 86,612 people in 2025, up 8.1% since 2020, faster than the U.S. (+3.1%). It has 33,601 households. The median household income in Putnam County is $58,912 a year, 27% below the U.S. median of $80,734. That rose 33.1% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Putnam County scores 67 for insurance agencies (upper middle), #571 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Putnam County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Putnam County
Screening a site or an acquisition in Putnam County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.