Groundwork

Real estate · County · Tennessee

Mortgage brokers and lenders in Hamilton County, TN

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Hamilton County, TN, set against other counties and the U.S.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #681 of 887 scored counties
#23 of 29 scored counties in Tennessee

Listings
93
32 chain locations (34%)
Official establishments
37
0.0% since 2019
Household spending a year
$2.4B
On rent and homeowner costs · $15,446 a household
Housing spending per listing (U.S. = 100)
66
34% below the U.S.
Listings per 10k households
6.0
40% above the U.S.
Population, 2025
390,833
+6.2% since 2020

See the mortgage brokers and lenders around any address in Hamilton County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Hamilton County is 37 (lower middle), #681 of 887 scored counties and #23 of 29 scored counties in Tennessee. That puts it in the bottom quarter of counties.

At $15,446 per household (7% below the U.S. average), households in Hamilton County spend about $2.4B a year on rent and homeowner costs. Housing spending per office is 34% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 93 mortgage brokers and lenders on map listings in Hamilton County as of September 2026. 32 of them (34%) are chain locations, against 21% across the U.S. That comes to 6.0 for every 10,000 households, 40% above the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Hamilton County was 37 in 2023, unchanged from 2019. That is one for every 4,167 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of Hamilton County grew 6.2%, faster than the U.S. (+3.1%).

How Hamilton County compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Hamilton County, TN compared with Tennessee and the U.S.
MeasureHamilton CountyTennesseeU.S.
Listings per 10k households6.04.04.3
Housing spending per listing (U.S. = 100)6696100
Households per official establishment4,1676,4194,897
Official establishment growth, 2019–20230.0%+7.1%+9.5%
Population growth, 2020–2025+6.2%+5.6%+3.1%
Spending per household on rent and homeowner costs$15,446$14,833$16,661
Median household income$76,183$69,595$80,734
Groundwork market score3748

Official counts and lending

Businesses

Official establishments, 2019 to 2023
37 → 370.0% over the period
Employees, 2023
154
Annual payroll, 2023
$15M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
9332 chain locations
Listings at the U.S. rate for this spending
61The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Hamilton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Hamilton County

Population, 2025 estimate
390,833+6.2% since 2020
Households
154,181
Median age
40.2
Homes lived in by their owners
64%
Vehicles per household
1.9
Land area
542 sq. mi.
People per square mile
694
Median household income
$76,183+38.3% vs. 2015–2019, before inflation
Average household income
$108,083
Median home value
$312,800
Jobs located here
213,237
Daytime population
429,865Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Hamilton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for mortgage brokers and lenders, numbered among those based in Tennessee, with Hamilton County marked.

Top counties in Tennessee

Counties in Tennessee ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Robertson County, TN7851.8223+9.9%#44 of 887
2Bedford County, TN6552.6144+9.7%#169 of 887
3Blount County, TN65193.4114+6.0%#176 of 887
4Coffee County, TN6352.2162+7.4%#201 of 887
5Greene County, TN6251.8195+5.0%#214 of 887
6Loudon County, TN6293.7107+15.6%#225 of 887
7Wilson County, TN61254.2101+17.8%#235 of 887
8Madison County, TN60102.5142+2.0%#246 of 887
9Bradley County, TN58163.897+6.1%#285 of 887
10Tipton County, TN5752.2171+2.0%#286 of 887
23Hamilton County, TN37936.066+6.2%#681 of 887

Other business types in Hamilton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Hamilton County, TN?

As of September 2026, map listings count 93 mortgage brokers and lenders in Hamilton County. 32 of them (34%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 37 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, unchanged from 2019.

How much do households in Hamilton County, TN spend on rent and homeowner costs?

About $2.4B a year, or $15,446 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). For the 93 mortgage brokers and lenders on map listings, housing spending per office is 34% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 154,181 households in Hamilton County and national spending patterns by income.

How does Hamilton County, TN compare with the U.S. for mortgage brokers and lenders?

Hamilton County has 6.0 mortgage brokers and lenders per 10,000 households, 40% above the U.S. rate of 4.3. The index of housing spending per office is 66, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Hamilton County would have about 61, against 93 on map listings. There is one business with payroll in the industry for every 4,167 households, against one for every 4,897 across the U.S. The official count held level from 2019 to 2023, against +9.5% for the U.S.

How fast is Hamilton County, TN growing?

Population estimates put Hamilton County at 390,833 people in 2025, up 6.2% since 2020, faster than the U.S. (+3.1%). It has 154,181 households. Median household income in Hamilton County is $76,183, 6% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hamilton County scores 37 for mortgage brokers and lenders (lower middle), #681 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Hamilton County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Hamilton County

Screening a site or an acquisition in Hamilton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.