Auto · County · Tennessee
Insurance agencies in Hamilton County, TN
The insurance agencies in Hamilton County, TN, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 51 out of 100: Upper middle
Ranked #1,096 of 2,272 scored counties
#72 of 81 scored counties in Tennessee
- Listings
- 296
- 73 chain locations (25%)
- Official establishments
- 185
- +3.9% since 2019
- Household spending a year
- $386.6M
- On vehicle insurance · $2,508 a household
- Spending per listing
- $1.3M
- 4% above the U.S.
- Listings per 10k households
- 19.2
- 23% above the U.S.
- Population, 2025
- 390,833
- +6.2% since 2020
See the insurance agencies around any address in Hamilton County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Hamilton County spend about $386.6M a year on vehicle insurance, or $2,508 per household, 28% above the U.S. average. That works out to $1.3M per agency, 4% above the U.S. figure of $1.3M.
Hamilton County has 296 insurance agencies on map listings as of September 2026. Chain locations make up 25% of them, against 21% across the U.S. That is 19.2 per 10,000 households, 23% above the U.S. rate of 15.6.
Official counts show 185 businesses with payroll classed as insurance agencies and brokerages in Hamilton County in 2023, up 3.9% from 2019. That is one for every 833 households, against one for every 966 across the U.S. Since fiscal 2022, 6 SBA-backed loans worth $2.1M have gone to businesses classed as insurance agencies and brokerages in Hamilton County.
Population estimates put the population change in Hamilton County from 2020 to 2025 at +6.2%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Hamilton County is 51 (upper middle), #1,096 of 2,272 scored counties and #72 of 81 scored counties in Tennessee.
How Hamilton County compares
The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Hamilton County | Tennessee | U.S. |
|---|---|---|---|
| Listings per 10k households | 19.2 | 16.2 | 15.6 |
| Spending per listing | $1.3M | $1.6M | $1.3M |
| Households per official establishment | 833 | 1,101 | 966 |
| Official establishment growth, 2019–2023 | +3.9% | +0.2% | −1.0% |
| Population growth, 2020–2025 | +6.2% | +5.6% | +3.1% |
| Spending per household on vehicle insurance | $2,508 | $2,597 | $1,957 |
| Median household income | $76,183 | $69,595 | $80,734 |
| Groundwork market score | 51 | 78 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 178 → 185+3.9% over the period
- Employees, 2023
- 908
- Annual payroll, 2023
- $78.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 29673 chain locations
- Listings at the U.S. rate for this spending
- 308The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 6
- Amount
- $2.1M
SBA-backed loans to businesses classed as insurance agencies and brokerages in Hamilton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Hamilton County
- Population, 2025 estimate
- 390,833+6.2% since 2020
- Households
- 154,181
- Median age
- 40.2
- Homes lived in by their owners
- 64%
- Vehicles per household
- 1.9
- Land area
- 542 sq. mi.
- People per square mile
- 694
- Median household income
- $76,183+38.3% vs. 2015–2019, before inflation
- Average household income
- $108,083
- Median home value
- $312,800
- Jobs located here
- 213,237
- Daytime population
- 429,865Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Hamilton County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Tennessee
Every Tennessee market ranked →The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Hamilton County marked.
Top counties in Tennessee
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Union County, TN | 97 | 5 | 6.3 | $4.9M | +8.1% | #4 of 2,272 |
| 2Grainger County, TN | 96 | 6 | 6.2 | $4.7M | +9.2% | #8 of 2,272 |
| 3Marshall County, TN | 95 | 6 | 4.4 | $6.6M | +10.5% | #12 of 2,272 |
| 4Hickman County, TN | 94 | 7 | 7.4 | $4.2M | +5.0% | #24 of 2,272 |
| 5Smith County, TN | 93 | 5 | 6.3 | $4.7M | +5.1% | #26 of 2,272 |
| 6Loudon County, TN | 93 | 24 | 10.0 | $3M | +15.6% | #28 of 2,272 |
| 7Jefferson County, TN | 92 | 20 | 9.2 | $3.1M | +9.3% | #34 of 2,272 |
| 8Marion County, TN | 91 | 8 | 6.7 | $4.3M | +3.2% | #41 of 2,272 |
| 9Cheatham County, TN | 91 | 12 | 7.4 | $4.2M | +4.1% | #42 of 2,272 |
| 10Hawkins County, TN | 91 | 19 | 8.1 | $3.5M | +5.0% | #46 of 2,272 |
| 72Hamilton County, TN | 51 | 296 | 19.2 | $1.3M | +6.2% | #1,096 of 2,272 |
Other business types in Hamilton County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Hamilton County, TN?
Map listings as of September 2026 show 296 insurance agencies in Hamilton County. 73 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 185 businesses with payroll classed as insurance agencies and brokerages in 2023, up 3.9% from 2019.
How much do households in Hamilton County, TN spend on vehicle insurance?
About $386.6M a year, or $2,508 per household. That is 28% above the U.S. average (an index of 128, where 100 is the U.S. average). Spread across the 296 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 154,181 households in Hamilton County and national spending patterns by income.
How does Hamilton County, TN compare with the U.S. for insurance agencies?
Hamilton County has 19.2 insurance agencies per 10,000 households, 23% above the U.S. rate of 15.6. Spending per agency is $1.3M, 4% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Hamilton County would have about 308, against 296 on map listings. There is one business with payroll in the industry for every 833 households, against one for every 966 across the U.S. The official count rose 3.9% from 2019 to 2023, against −1.0% for the U.S.
How fast is Hamilton County, TN growing?
Population estimates put Hamilton County at 390,833 people in 2025, up 6.2% since 2020, faster than the U.S. (+3.1%). It has 154,181 households. Median household income in Hamilton County is $76,183, 6% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hamilton County scores 51 for insurance agencies (upper middle), #1,096 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Hamilton County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Hamilton County
Screening a site or an acquisition in Hamilton County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.