Groundwork

Real estate · County · South Dakota

Mortgage brokers and lenders in Minnehaha County, SD

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Minnehaha County, SD, set against other counties and the U.S.

Groundwork market score · out of 100

Score 60 out of 100: Upper middle

Ranked #258 of 887 scored counties
#1 of 3 scored counties in South Dakota

Listings
33
8 chain locations (24%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$1.2B
On rent and homeowner costs · $14,251 a household
Housing spending per listing (U.S. = 100)
94
6% below the U.S.
Listings per 10k households
3.9
9% below the U.S.
Population, 2025
212,691
+7.6% since 2020

See the mortgage brokers and lenders around any address in Minnehaha County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Minnehaha County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Minnehaha County spend about $1.2B a year on rent and homeowner costs, or $14,251 per household, 14% below the U.S. average. Housing spending per office is 6% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Minnehaha County has 33 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 24% of them, against 21% across the U.S. Per 10,000 households, that is 3.9, 9% below the U.S. rate of 4.3.

In 2023, official counts showed 4 businesses with payroll in Minnehaha County classed as mortgage brokers and real estate lenders. That is one for every 21,204 households, against one for every 4,897 across the U.S.

Population estimates show Minnehaha County grew 7.6% from 2020 to 2025, faster than the U.S. (+3.1%). Minnehaha County scores 60 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #258 of 887 scored counties and #1 of 3 scored counties in South Dakota.

How Minnehaha County compares

The same measures for South Dakota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Minnehaha County, SD compared with South Dakota and the U.S.
MeasureMinnehaha CountySouth DakotaU.S.
Listings per 10k households3.92.54.3
Housing spending per listing (U.S. = 100)94145100
Households per official establishment21,20410,1544,897
Official establishment growth, 2019–2023n/a+28.6%+9.5%
Population growth, 2020–2025+7.6%+5.3%+3.1%
Spending per household on rent and homeowner costs$14,251$13,945$16,661
Median household income$76,880$75,081$80,734
Groundwork market score6066

Official counts and lending

Businesses

Official establishments, 2019 to 2023
9 → 4
Employees, 2023
88
Annual payroll, 2023
$4.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
338 chain locations
Listings at the U.S. rate for this spending
31The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Minnehaha County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Minnehaha County

Population, 2025 estimate
212,691+7.6% since 2020
Households
84,814
Median age
36.9
Homes lived in by their owners
63%
Vehicles per household
1.9
Land area
807 sq. mi.
People per square mile
252
Median household income
$76,880+24.5% vs. 2015–2019, before inflation
Average household income
$102,921
Median home value
$287,600
Jobs located here
135,684
Daytime population
228,682Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Minnehaha County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Minnehaha County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across South Dakota

Every South Dakota market ranked →

The highest-scoring counties in South Dakota for mortgage brokers and lenders, numbered among those based in South Dakota, with Minnehaha County marked.

Top counties in South Dakota

Counties in South Dakota ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Minnehaha County, SD60333.994+7.6%#258 of 887
2Pennington County, SD42265.664+6.6%#599 of 887
3Lincoln County, SD39176.166+17.5%#645 of 887

Other business types in Minnehaha County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Minnehaha County, SD?

Map listings as of September 2026 show 33 mortgage brokers and lenders in Minnehaha County. 8 of them (24%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Minnehaha County, SD spend on rent and homeowner costs?

About $1.2B a year, or $14,251 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 33 mortgage brokers and lenders on map listings, housing spending per office is 6% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 84,814 households in Minnehaha County and national spending patterns by income.

How does Minnehaha County, SD compare with the U.S. for mortgage brokers and lenders?

Minnehaha County has 3.9 mortgage brokers and lenders per 10,000 households, 9% below the U.S. rate of 4.3. The index of housing spending per office is 94, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Minnehaha County would have about 31, against 33 on map listings. There is one business with payroll in the industry for every 21,204 households, against one for every 4,897 across the U.S.

How fast is Minnehaha County, SD growing?

Population estimates put Minnehaha County at 212,691 people in 2025, up 7.6% since 2020, faster than the U.S. (+3.1%). It has 84,814 households. Median household income in Minnehaha County is $76,880, 5% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Minnehaha County scores 60 for mortgage brokers and lenders (upper middle), #258 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Minnehaha County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Minnehaha County

Screening a site or an acquisition in Minnehaha County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Minnehaha County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.