Groundwork

Real estate · Small-town market · Mississippi

Mortgage brokers and lenders in the Picayune, MS area

The mortgage brokers and lenders in the Picayune, MS area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 54 out of 100: Upper middle

Ranked #79 of 177 scored small-town markets
#1 of 10 scored small-town markets based in Mississippi

Listings
7
2 chain locations (29%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$300.1M
On rent and homeowner costs · $13,715 a household
Housing spending per listing (U.S. = 100)
110
10% above the U.S.
Listings per 10k households
3.2
26% below the U.S.
Population, 2025
59,363
+5.6% since 2020

See the mortgage brokers and lenders around any address in the Picayune area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Picayune area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 7 mortgage brokers and lenders in the Picayune area. Of those, 2 are chain locations, or 29%, against 21% across the U.S. Per 10,000 households, that is 3.2, 26% below the U.S. rate of 4.3.

At $13,715 per household (18% below the U.S. average), households in the Picayune area spend about $300.1M a year on rent and homeowner costs. Housing spending per office is 10% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Picayune area: counts under 3 aren’t published.

Population estimates put the population change in the Picayune area from 2020 to 2025 at +5.6%, faster than the U.S. (+3.1%). The Picayune area scores 54 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #79 of 177 scored small-town markets and #1 of 10 scored small-town markets based in Mississippi.

How the Picayune area compares

The same measures for Mississippi and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Picayune, MS area compared with Mississippi and the U.S.
MeasurePicayune areaMississippiU.S.
Listings per 10k households3.23.24.3
Housing spending per listing (U.S. = 100)110111100
Households per official establishmentn/a8,8114,897
Official establishment growth, 2019–2023n/a+46.1%+9.5%
Population growth, 2020–2025+5.6%−0.1%+3.1%
Spending per household on rent and homeowner costs$13,715$13,696$16,661
Median household income$58,135$56,447$80,734
Groundwork market score5441

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
72 chain locations
Listings at the U.S. rate for this spending
8The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Picayune area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Picayune area

Population, 2025 estimate
59,363+5.6% since 2020
Households
21,880
Median age
41.1
Homes lived in by their owners
80%
Vehicles per household
2.0
Land area
812 sq. mi.
People per square mile
71
Median household income
$58,135+24.0% vs. 2015–2019, before inflation
Average household income
$75,551
Median home value
$182,300
Jobs located here
11,097
Daytime population
47,617Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Picayune area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Picayune area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Mississippi

Every Mississippi market ranked →

The highest-scoring small-town markets in Mississippi for mortgage brokers and lenders, numbered among those based in Mississippi, with the Picayune area marked.

Top small-town markets in Mississippi

Small-town markets in Mississippi ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Picayune, MS5473.2110+5.6%#79 of 177
2Laurel, MS5351.6215−1.5%#83 of 177
3Oxford, MS50135.469+5.3%#94 of 177
4Meridian, MS4661.7193−3.2%#102 of 177
5Columbus, MS4362.2152−2.7%#118 of 177
6Tupelo, MS37254.874+0.8%#134 of 177
7Starkville, MS3693.598+0.8%#135 of 177
8McComb, MS2783.981−2.6%#161 of 177
9Natchez, MS-LA20104.867−0.9%#172 of 177
10Grenada, MS1664.870−3.6%#175 of 177

Other business types in the Picayune area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Picayune, MS area?

There are 7 mortgage brokers and lenders on map listings in the Picayune area as of September 2026. 2 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Picayune area: counts under 3 are left out.

How much do households in the Picayune, MS area spend on rent and homeowner costs?

About $300.1M a year, or $13,715 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 7 mortgage brokers and lenders on map listings, housing spending per office is 10% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 21,880 households in the Picayune area and national spending patterns by income.

How does the Picayune, MS area compare with the U.S. for mortgage brokers and lenders?

The Picayune area has 3.2 mortgage brokers and lenders per 10,000 households, 26% below the U.S. rate of 4.3. The index of housing spending per office is 110, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Picayune area would have about 8, against 7 on map listings.

How fast is the Picayune, MS area growing?

Population estimates put the Picayune area at 59,363 people in 2025, up 5.6% since 2020, faster than the U.S. (+3.1%). It has 21,880 households. The median household income in the Picayune area is $58,135 a year, 28% below the U.S. median of $80,734. That rose 24.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Picayune area scores 54 for mortgage brokers and lenders (upper middle), #79 of 177 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Picayune area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Picayune area

Screening a site or an acquisition in the Picayune area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Picayune area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.