Auto · County · Mississippi
Insurance agencies in Pearl River County, MS
Competitor counts, household spending and official business counts for insurance agencies in Pearl River County, MS, set against other counties and the U.S.
Groundwork market score · out of 100
Score 64 out of 100: Upper middle
Ranked #667 of 2,272 scored counties
#16 of 60 scored counties in Mississippi
- Listings
- 34
- 12 chain locations (35%)
- Official establishments
- 24
- Businesses with payroll, 2023
- Household spending a year
- $58.7M
- On vehicle insurance · $2,684 a household
- Spending per listing
- $1.7M
- 38% above the U.S.
- Listings per 10k households
- 15.5
- In line with the U.S.
- Population, 2025
- 59,363
- +5.6% since 2020
See the insurance agencies around any address in Pearl River County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Pearl River County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in Pearl River County comes to about $58.7M a year: $2,684 per household, 37% above the U.S. average. That works out to $1.7M per agency, 38% above the U.S. figure of $1.3M.
Pearl River County has 34 insurance agencies on map listings as of September 2026. Chain locations make up 35% of them, against 21% across the U.S. Per 10,000 households, that is 15.5, in line with the U.S. rate of 15.6.
The official count of businesses with payroll classed as insurance agencies and brokerages in Pearl River County was 24 in 2023. That is one for every 912 households, against one for every 966 across the U.S.
Population estimates show Pearl River County grew 5.6% from 2020 to 2025, faster than the U.S. (+3.1%). Pearl River County scores 64 (upper middle) on the Groundwork market score for insurance agencies, ranking #667 of 2,272 scored counties and #16 of 60 scored counties in Mississippi.
How Pearl River County compares
The same measures for Mississippi and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Pearl River County | Mississippi | U.S. |
|---|---|---|---|
| Listings per 10k households | 15.5 | 16.3 | 15.6 |
| Spending per listing | $1.7M | $1.5M | $1.3M |
| Households per official establishment | 912 | 929 | 966 |
| Official establishment growth, 2019–2023 | n/a | +1.5% | −1.0% |
| Population growth, 2020–2025 | +5.6% | −0.1% | +3.1% |
| Spending per household on vehicle insurance | $2,684 | $2,496 | $1,957 |
| Median household income | $58,135 | $56,447 | $80,734 |
| Groundwork market score | 64 | 54 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 19 → 24
- Employees, 2023
- 68
- Annual payroll, 2023
- $3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 3412 chain locations
- Listings at the U.S. rate for this spending
- 47The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Pearl River County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Pearl River County
- Population, 2025 estimate
- 59,363+5.6% since 2020
- Households
- 21,880
- Median age
- 41.1
- Homes lived in by their owners
- 80%
- Vehicles per household
- 2.0
- Land area
- 812 sq. mi.
- People per square mile
- 71
- Median household income
- $58,135+24.0% vs. 2015–2019, before inflation
- Average household income
- $75,551
- Median home value
- $182,300
- Jobs located here
- 11,097
- Daytime population
- 47,617Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Pearl River County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Pearl River County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Mississippi
Every Mississippi market ranked →The highest-scoring counties in Mississippi for insurance agencies, numbered among those based in Mississippi, with Pearl River County marked.
Top counties in Mississippi
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Marshall County, MS | 88 | 8 | 6.1 | $4.7M | +2.6% | #78 of 2,272 |
| 2Tate County, MS | 81 | 11 | 10.0 | $2.9M | +2.1% | #197 of 2,272 |
| 3George County, MS | 81 | 9 | 9.7 | $2.8M | +8.1% | #200 of 2,272 |
| 4DeSoto County, MS | 79 | 99 | 13.9 | $2M | +6.3% | #254 of 2,272 |
| 5Stone County, MS | 77 | 8 | 11.9 | $2.3M | +7.2% | #293 of 2,272 |
| 6Tippah County, MS | 76 | 9 | 11.2 | $2.5M | −1.6% | #312 of 2,272 |
| 7Itawamba County, MS | 73 | 12 | 12.5 | $2.2M | +1.3% | #385 of 2,272 |
| 8Walthall County, MS | 70 | 5 | 9.5 | $2.9M | +0.4% | #452 of 2,272 |
| 9Greene County, MS | 70 | 5 | 12.2 | $2.1M | +1.3% | #469 of 2,272 |
| 10Jackson County, MS | 68 | 85 | 14.7 | $1.7M | +3.0% | #532 of 2,272 |
| 16Pearl River County, MS | 64 | 34 | 15.5 | $1.7M | +5.6% | #667 of 2,272 |
Other business types in Pearl River County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Pearl River County, MS?
Map listings as of September 2026 show 34 insurance agencies in Pearl River County. 12 of them (35%) are chain locations. The listings count insurance agencies. Official counts show 24 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Pearl River County, MS spend on vehicle insurance?
About $58.7M a year, or $2,684 per household. That is 37% above the U.S. average (an index of 137, where 100 is the U.S. average). Spread across the 34 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 21,880 households in Pearl River County and national spending patterns by income.
How does Pearl River County, MS compare with the U.S. for insurance agencies?
Pearl River County has 15.5 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.7M, 38% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Pearl River County would have about 47, against 34 on map listings. There is one business with payroll in the industry for every 912 households, against one for every 966 across the U.S.
How fast is Pearl River County, MS growing?
Population estimates put Pearl River County at 59,363 people in 2025, up 5.6% since 2020, faster than the U.S. (+3.1%). It has 21,880 households. Median household income in Pearl River County is $58,135, 28% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.0%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Pearl River County scores 64 for insurance agencies (upper middle), #667 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Pearl River County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Pearl River County
Screening a site or an acquisition in Pearl River County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Pearl River County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.