Groundwork

Real estate · Metro area · Iowa

Mortgage brokers and lenders in the Des Moines-West Des Moines, IA metro area

The mortgage brokers and lenders in the Des Moines-West Des Moines, IA metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #257 of 373 scored metro areas
#7 of 7 scored metro areas based in Iowa

Listings
137
29 chain locations (21%)
Official establishments
66
+21.2% since 2019
Household spending a year
$4.4B
On rent and homeowner costs · $14,953 a household
Housing spending per listing (U.S. = 100)
82
18% below the U.S.
Listings per 10k households
4.6
7% above the U.S.
Population, 2025
758,539
+6.7% since 2020

See the mortgage brokers and lenders around any address in the Des Moines-West Des Moines metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Des Moines-West Des Moines metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $14,953 per household (10% below the U.S. average), households in the Des Moines-West Des Moines metro area spend about $4.4B a year on rent and homeowner costs. Housing spending per office is 18% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Des Moines-West Des Moines metro area has 137 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 21% of them, against 21% across the U.S. That comes to 4.6 for every 10,000 households, 7% above the U.S. rate of 4.3.

In 2023, official counts showed 66 businesses with payroll in the Des Moines-West Des Moines metro area classed as mortgage brokers and real estate lenders, up 21.2% from 2019. That is one for every 4,467 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of the Des Moines-West Des Moines metro area grew 6.7%, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in the Des Moines-West Des Moines metro area is 41 (lower middle), #257 of 373 scored metro areas and #7 of 7 scored metro areas based in Iowa.

How the Des Moines-West Des Moines metro area compares

The same measures for Iowa and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Des Moines-West Des Moines, IA metro area compared with Iowa and the U.S.
MeasureDes Moines-West Des Moines metro areaIowaU.S.
Listings per 10k households4.62.04.3
Housing spending per listing (U.S. = 100)82180100
Households per official establishment4,46710,8744,897
Official establishment growth, 2019–2023+21.2%+22.2%+9.5%
Population growth, 2020–2025+6.7%+1.5%+3.1%
Spending per household on rent and homeowner costs$14,953$14,016$16,661
Median household income$85,890$75,059$80,734
Groundwork market score4163

Official counts and lending

Businesses

Official establishments, 2019 to 2023
66+21.2% over the period
Employees, 2023
352
Annual payroll, 2023
$27.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
13729 chain locations
Listings at the U.S. rate for this spending
113The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Des Moines-West Des Moines metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Des Moines-West Des Moines metro area

Population, 2025 estimate
758,539+6.7% since 2020
Households
294,814
Median age
37.7
Homes lived in by their owners
69%
Vehicles per household
1.9
Land area
3,613 sq. mi.
People per square mile
202
Median household income
$85,890+22.5% vs. 2015–2019, before inflation
Average household income
$112,632
Median home value
$267,400
Jobs located here
392,636
Daytime population
765,807Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Des Moines-West Des Moines metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Des Moines-West Des Moines metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Iowa

Every Iowa market ranked →

The highest-scoring metro areas in Iowa for mortgage brokers and lenders, numbered among those based in Iowa (a market based in another state is listed without a number), with the Des Moines-West Des Moines metro area marked.

Top metro areas in Iowa

Metro areas in Iowa ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Iowa City, IA7281.1331+4.1%#22 of 373
2Ames, IA7161.2298+2.2%#28 of 373
3Cedar Rapids, IA63211.8199+1.0%#69 of 373
4Waterloo-Cedar Falls, IA60152.2162+0.5%#95 of 373
Omaha, NE-IA601243.2120+4.2%#101 of 373
5Sioux City, IA-NE-SD5691.6218+1.0%#131 of 373
6Davenport-Moline-Rock Island, IA-IL55362.2160−0.9%#141 of 373
7Des Moines-West Des Moines, IA411374.682+6.7%#257 of 373

Other business types in the Des Moines-West Des Moines metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Des Moines-West Des Moines, IA metro area?

Map listings as of September 2026 show 137 mortgage brokers and lenders in the Des Moines-West Des Moines metro area. 29 of them (21%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 66 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 21.2% from 2019.

How much do households in the Des Moines-West Des Moines, IA metro area spend on rent and homeowner costs?

About $4.4B a year, or $14,953 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). For the 137 mortgage brokers and lenders on map listings, housing spending per office is 18% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 294,814 households in the Des Moines-West Des Moines metro area and national spending patterns by income.

How does the Des Moines-West Des Moines, IA metro area compare with the U.S. for mortgage brokers and lenders?

The Des Moines-West Des Moines metro area has 4.6 mortgage brokers and lenders per 10,000 households, 7% above the U.S. rate of 4.3. The index of housing spending per office is 82, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Des Moines-West Des Moines metro area would have about 113, against 137 on map listings. There is one business with payroll in the industry for every 4,467 households, against one for every 4,897 across the U.S. The official count rose 21.2% from 2019 to 2023, against +9.5% for the U.S.

How fast is the Des Moines-West Des Moines, IA metro area growing?

Population estimates put the Des Moines-West Des Moines metro area at 758,539 people in 2025, up 6.7% since 2020, faster than the U.S. (+3.1%). It has 294,814 households. Median household income in the Des Moines-West Des Moines metro area is $85,890, 6% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Des Moines-West Des Moines metro area scores 41 for mortgage brokers and lenders (lower middle), #257 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Des Moines-West Des Moines metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Des Moines-West Des Moines metro area

Screening a site or an acquisition in the Des Moines-West Des Moines metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Des Moines-West Des Moines metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.