Groundwork

Real estate · Small-town market · Indiana

Mortgage brokers and lenders in the Madison, IN area

The mortgage brokers and lenders in the Madison, IN area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 4.

Listings
4
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$167.9M
On rent and homeowner costs · $13,125 a household
Housing spending per listing (U.S. = 100)
108
8% above the U.S.
Listings per 10k households
3.1
28% below the U.S.
Population, 2025
33,279
+0.6% since 2020

See the mortgage brokers and lenders around any address in the Madison area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Madison area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Madison area comes to about $167.9M a year: $13,125 per household, 21% below the U.S. average. Housing spending per office is 8% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Madison area has 4 mortgage brokers and lenders on map listings as of September 2026. That is 3.1 per 10,000 households, 28% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Madison area, since they leave out counts under 3.

Population estimates put the population change in the Madison area from 2020 to 2025 at +0.6%, slower than the U.S. (+3.1%). With 4 mortgage brokers and lenders on map listings, the Madison area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Madison area compares

The same measures for Indiana and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Madison, IN area compared with Indiana and the U.S.
MeasureMadison areaIndianaU.S.
Listings per 10k households3.13.14.3
Housing spending per listing (U.S. = 100)108114100
Households per official establishmentn/a7,8724,897
Official establishment growth, 2019–2023n/a+10.6%+9.5%
Population growth, 2020–2025+0.6%+2.7%+3.1%
Spending per household on rent and homeowner costs$13,125$13,818$16,661
Median household income$64,577$71,957$80,734
Groundwork market scoreNot scored50

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
40 chain locations
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Madison area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Madison area

Population, 2025 estimate
33,279+0.6% since 2020
Households
12,790
Median age
41.5
Homes lived in by their owners
72%
Vehicles per household
2.1
Land area
361 sq. mi.
People per square mile
91
Median household income
$64,577+22.5% vs. 2015–2019, before inflation
Average household income
$82,160
Median home value
$194,600
Jobs located here
12,163
Daytime population
31,641Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Madison area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Madison area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Indiana

Every Indiana market ranked →

The highest-scoring small-town markets in Indiana for mortgage brokers and lenders, numbered among those based in Indiana, with the Madison area marked.

Top small-town markets in Indiana

Small-town markets in Indiana ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Warsaw, IN5482.5141+0.9%#76 of 177
2Bedford, IN4552.6128+1.2%#107 of 177
3Marion, IN35114.1760.0%#138 of 177
4Richmond, IN3472.6124−0.5%#139 of 177
5Vincennes, IN2653.3101−1.7%#165 of 177
Madison, INNot scored43.1108+0.6%

Other business types in the Madison area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Madison, IN area?

Map listings as of September 2026 show 4 mortgage brokers and lenders in the Madison area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Madison area: counts under 3 are left out.

How much do households in the Madison, IN area spend on rent and homeowner costs?

About $167.9M a year, or $13,125 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). For the 4 mortgage brokers and lenders on map listings, housing spending per office is 8% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 12,790 households in the Madison area and national spending patterns by income.

How does the Madison, IN area compare with the U.S. for mortgage brokers and lenders?

The Madison area has 3.1 mortgage brokers and lenders per 10,000 households, 28% below the U.S. rate of 4.3. The index of housing spending per office is 108, where 100 is the U.S. The count on map listings matches the U.S. ratio of mortgage brokers and lenders to household spending.

How fast is the Madison, IN area growing?

Population estimates put the Madison area at 33,279 people in 2025, up 0.6% since 2020, slower than the U.S. (+3.1%). It has 12,790 households. Median household income in the Madison area is $64,577, 20% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Madison area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 4.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Madison area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Madison area

Screening a site or an acquisition in the Madison area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Madison area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.