Real estate · Metro area · Indiana
Mortgage brokers and lenders in the Elkhart-Goshen, IN metro area
How the Elkhart-Goshen, IN metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 29 out of 100: Lower middle
Ranked #354 of 373 scored metro areas
#12 of 12 scored metro areas based in Indiana
- Listings
- 26
- 5 chain locations (19%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $977.6M
- On rent and homeowner costs · $13,520 a household
- Housing spending per listing (U.S. = 100)
- 96
- 4% below the U.S.
- Listings per 10k households
- 3.6
- 16% below the U.S.
- Population, 2025
- 208,774
- +0.9% since 2020
See the mortgage brokers and lenders around any address in the Elkhart-Goshen metro area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Elkhart-Goshen metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Elkhart-Goshen metro area scores 29 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #354 of 373 scored metro areas and #12 of 12 scored metro areas based in Indiana. That puts it in the bottom quarter of metro areas.
As of September 2026, map listings count 26 mortgage brokers and lenders in the Elkhart-Goshen metro area. Of those, 5 are chain locations, or 19%, against 21% across the U.S. That is 3.6 per 10,000 households, 16% below the U.S. rate of 4.3.
Households in the Elkhart-Goshen metro area spend about $977.6M a year on rent and homeowner costs, or $13,520 per household, 19% below the U.S. average. Housing spending per office is 4% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Elkhart-Goshen metro area: counts under 3 aren’t published. Population estimates put the population change in the Elkhart-Goshen metro area from 2020 to 2025 at +0.9%, slower than the U.S. (+3.1%).
How the Elkhart-Goshen metro area compares
The same measures for Indiana and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Elkhart-Goshen metro area | Indiana | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.6 | 3.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 96 | 114 | 100 |
| Households per official establishment | n/a | 7,872 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +10.6% | +9.5% |
| Population growth, 2020–2025 | +0.9% | +2.7% | +3.1% |
| Spending per household on rent and homeowner costs | $13,520 | $13,818 | $16,661 |
| Median household income | $68,561 | $71,957 | $80,734 |
| Groundwork market score | 29 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 265 chain locations
- Listings at the U.S. rate for this spending
- 25The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Elkhart-Goshen metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Elkhart-Goshen metro area
- Population, 2025 estimate
- 208,774+0.9% since 2020
- Households
- 72,309
- Median age
- 36.7
- Homes lived in by their owners
- 72%
- Vehicles per household
- 1.8
- Land area
- 463 sq. mi.
- People per square mile
- 447
- Median household income
- $68,561+20.2% vs. 2015–2019, before inflation
- Average household income
- $89,471
- Median home value
- $210,400
- Jobs located here
- 133,676
- Daytime population
- 244,683Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Elkhart-Goshen metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Elkhart-Goshen metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Indiana
Every Indiana market ranked →The highest-scoring metro areas in Indiana for mortgage brokers and lenders, numbered among those based in Indiana (a market based in another state is listed without a number), with the Elkhart-Goshen metro area marked.
Top metro areas in Indiana
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1South Bend-Mishawaka, IN-MI | 61 | 21 | 1.6 | 213 | +0.1% | #87 of 373 |
| 2Terre Haute, IN | 60 | 11 | 1.6 | 198 | +0.3% | #93 of 373 |
| 3Evansville, IN | 57 | 25 | 2.2 | 159 | +1.6% | #119 of 373 |
| 4Bloomington, IN | 57 | 18 | 2.7 | 129 | +2.0% | #121 of 373 |
| 5Lafayette-West Lafayette, IN | 56 | 17 | 1.9 | 180 | +2.1% | #133 of 373 |
| 6Muncie, IN | 55 | 9 | 1.9 | 164 | +1.2% | #140 of 373 |
| 7Columbus, IN | 55 | 12 | 3.6 | 102 | +4.3% | #146 of 373 |
| 8Kokomo, IN | 49 | 9 | 2.5 | 132 | +0.4% | #190 of 373 |
| Cincinnati, OH-KY-IN | 47 | 324 | 3.6 | 106 | +2.7% | #207 of 373 |
| 9Michigan City-La Porte, IN | 45 | 8 | 1.8 | 189 | −0.9% | #219 of 373 |
| 12Elkhart-Goshen, IN | 29 | 26 | 3.6 | 96 | +0.9% | #354 of 373 |
Other business types in the Elkhart-Goshen metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate52
- Real estate agents and brokers50
- Property management55
- Mortgage brokers and lenders29
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in the Elkhart-Goshen, IN metro area?
The Elkhart-Goshen metro area has 26 mortgage brokers and lenders on map listings as of September 2026. 5 of them (19%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Elkhart-Goshen metro area: counts under 3 are left out.
How much do households in the Elkhart-Goshen, IN metro area spend on rent and homeowner costs?
About $977.6M a year, or $13,520 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 26 mortgage brokers and lenders on map listings, housing spending per office is 4% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 72,309 households in the Elkhart-Goshen metro area and national spending patterns by income.
How does the Elkhart-Goshen, IN metro area compare with the U.S. for mortgage brokers and lenders?
The Elkhart-Goshen metro area has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 96, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Elkhart-Goshen metro area would have about 25, against 26 on map listings.
How fast is the Elkhart-Goshen, IN metro area growing?
Population estimates put the Elkhart-Goshen metro area at 208,774 people in 2025, up 0.9% since 2020, slower than the U.S. (+3.1%). It has 72,309 households. The median household income in the Elkhart-Goshen metro area is $68,561 a year, 15% below the U.S. median of $80,734. That rose 20.2% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Elkhart-Goshen metro area scores 29 for mortgage brokers and lenders (lower middle), #354 of 373 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Elkhart-Goshen metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Elkhart-Goshen metro area
Screening a site or an acquisition in the Elkhart-Goshen metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Elkhart-Goshen metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.