Groundwork

Real estate · Metro area · Indiana

Mortgage brokers and lenders in the Bloomington, IN metro area

The mortgage brokers and lenders in the Bloomington, IN metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 57 out of 100: Upper middle

Ranked #121 of 373 scored metro areas
#4 of 12 scored metro areas based in Indiana

Listings
18
5 chain locations (28%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$907.3M
On rent and homeowner costs · $13,371 a household
Housing spending per listing (U.S. = 100)
129
29% above the U.S.
Listings per 10k households
2.7
37% below the U.S.
Population, 2025
165,231
+2.0% since 2020

See the mortgage brokers and lenders around any address in the Bloomington metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Bloomington metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Bloomington metro area comes to about $907.3M a year: $13,371 per household, 20% below the U.S. average. Housing spending per office is 29% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 18 mortgage brokers and lenders on map listings in the Bloomington metro area as of September 2026. Chain locations make up 28% of them, against 21% across the U.S. That comes to 2.7 for every 10,000 households, 37% below the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Bloomington metro area was 3 in 2023. That is one for every 22,618 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Bloomington metro area from 2020 to 2025 at +2.0%, slower than the U.S. (+3.1%). The Bloomington metro area scores 57 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #121 of 373 scored metro areas and #4 of 12 scored metro areas based in Indiana.

How the Bloomington metro area compares

The same measures for Indiana and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Bloomington, IN metro area compared with Indiana and the U.S.
MeasureBloomington metro areaIndianaU.S.
Listings per 10k households2.73.14.3
Housing spending per listing (U.S. = 100)129114100
Households per official establishment22,6187,8724,897
Official establishment growth, 2019–2023n/a+10.6%+9.5%
Population growth, 2020–2025+2.0%+2.7%+3.1%
Spending per household on rent and homeowner costs$13,371$13,818$16,661
Median household income$65,543$71,957$80,734
Groundwork market score5750

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3
Employees, 2023
39
Annual payroll, 2023
$3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
185 chain locations
Listings at the U.S. rate for this spending
23The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Bloomington metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Bloomington metro area

Population, 2025 estimate
165,231+2.0% since 2020
Households
67,854
Median age
37.0
Homes lived in by their owners
57%
Vehicles per household
1.8
Land area
780 sq. mi.
People per square mile
208
Median household income
$65,543+31.6% vs. 2015–2019, before inflation
Average household income
$90,220
Median home value
$263,700
Jobs located here
71,915
Daytime population
172,576Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Bloomington metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Bloomington metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Indiana

Every Indiana market ranked →

The highest-scoring metro areas in Indiana for mortgage brokers and lenders, numbered among those based in Indiana (a market based in another state is listed without a number), with the Bloomington metro area marked.

Top metro areas in Indiana

Metro areas in Indiana ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1South Bend-Mishawaka, IN-MI61211.6213+0.1%#87 of 373
2Terre Haute, IN60111.6198+0.3%#93 of 373
3Evansville, IN57252.2159+1.6%#119 of 373
4Bloomington, IN57182.7129+2.0%#121 of 373
5Lafayette-West Lafayette, IN56171.9180+2.1%#133 of 373
6Muncie, IN5591.9164+1.2%#140 of 373
7Columbus, IN55123.6102+4.3%#146 of 373
8Kokomo, IN4992.5132+0.4%#190 of 373
Cincinnati, OH-KY-IN473243.6106+2.7%#207 of 373
9Michigan City-La Porte, IN4581.8189−0.9%#219 of 373

Other business types in the Bloomington metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Bloomington, IN metro area?

As of September 2026, map listings count 18 mortgage brokers and lenders in the Bloomington metro area. 5 of them (28%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Bloomington, IN metro area spend on rent and homeowner costs?

About $907.3M a year, or $13,371 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). For the 18 mortgage brokers and lenders on map listings, housing spending per office is 29% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 67,854 households in the Bloomington metro area and national spending patterns by income.

How does the Bloomington, IN metro area compare with the U.S. for mortgage brokers and lenders?

The Bloomington metro area has 2.7 mortgage brokers and lenders per 10,000 households, 37% below the U.S. rate of 4.3. The index of housing spending per office is 129, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Bloomington metro area would have about 23, against 18 on map listings. There is one business with payroll in the industry for every 22,618 households, against one for every 4,897 across the U.S.

How fast is the Bloomington, IN metro area growing?

Population estimates put the Bloomington metro area at 165,231 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 67,854 households. Median household income in the Bloomington metro area is $65,543, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Bloomington metro area scores 57 for mortgage brokers and lenders (upper middle), #121 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Bloomington metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Bloomington metro area

Screening a site or an acquisition in the Bloomington metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Bloomington metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.