Groundwork

Real estate · County · California

Mortgage brokers and lenders in San Benito County, CA

The mortgage brokers and lenders in San Benito County, CA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #271 of 887 scored counties
#9 of 42 scored counties in California

Listings
11
4 chain locations (36%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$432.6M
On rent and homeowner costs · $21,038 a household
Housing spending per listing (U.S. = 100)
101
In line with the U.S.
Listings per 10k households
5.3
23% above the U.S.
Population, 2025
70,082
+8.6% since 2020

See the mortgage brokers and lenders around any address in San Benito County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of San Benito County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 11 mortgage brokers and lenders in San Benito County. 4 of them (36%) are chain locations, against 21% across the U.S. That is 5.3 per 10,000 households, 23% above the U.S. rate of 4.3.

Household spending on rent and homeowner costs in San Benito County comes to about $432.6M a year: $21,038 per household, 26% above the U.S. average. Housing spending per office is in line with the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 5 businesses with payroll in San Benito County classed as mortgage brokers and real estate lenders. That is one for every 4,112 households, against one for every 4,897 across the U.S.

Population estimates put the population change in San Benito County from 2020 to 2025 at +8.6%, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in San Benito County is 59 (upper middle), #271 of 887 scored counties and #9 of 42 scored counties in California.

How San Benito County compares

The same measures for California and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in San Benito County, CA compared with California and the U.S.
MeasureSan Benito CountyCaliforniaU.S.
Listings per 10k households5.36.44.3
Housing spending per listing (U.S. = 100)10180100
Households per official establishment4,1122,9734,897
Official establishment growth, 2019–2023n/a−0.8%+9.5%
Population growth, 2020–2025+8.6%−0.4%+3.1%
Spending per household on rent and homeowner costs$21,038$19,977$16,661
Median household income$114,394$99,122$80,734
Groundwork market score5928

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3 → 5
Employees, 2023
17
Annual payroll, 2023
$1.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
114 chain locations
Listings at the U.S. rate for this spending
11The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in San Benito County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in San Benito County

Population, 2025 estimate
70,082+8.6% since 2020
Households
20,561
Median age
36.7
Homes lived in by their owners
68%
Vehicles per household
2.5
Land area
1,389 sq. mi.
People per square mile
48
Median household income
$114,394+31.6% vs. 2015–2019, before inflation
Average household income
$143,684
Median home value
$793,400
Jobs located here
17,302
Daytime population
57,797Residents who don’t work, plus everyone whose job is here

Looking at a specific site in San Benito County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of San Benito County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across California

Every California market ranked →

The highest-scoring counties in California for mortgage brokers and lenders, numbered among those based in California, with San Benito County marked.

Top counties in California

Counties in California ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Kings County, CA7181.8240+1.0%#102 of 887
2Merced County, CA71263.0141+5.1%#111 of 887
3Tuolumne County, CA6452.2208−4.0%#181 of 887
4San Francisco County, CA641163.2183−5.6%#184 of 887
5Madera County, CA64143.1146+7.4%#188 of 887
6Calaveras County, CA6273.8123+2.8%#222 of 887
7Alameda County, CA592313.9148−2.6%#262 of 887
8Tulare County, CA59433.0146+2.4%#263 of 887
9San Benito County, CA59115.3101+8.6%#271 of 887
10San Mateo County, CA58983.7166−2.5%#273 of 887

Other business types in San Benito County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in San Benito County, CA?

San Benito County has 11 mortgage brokers and lenders on map listings as of September 2026. 4 of them (36%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in San Benito County, CA spend on rent and homeowner costs?

About $432.6M a year, or $21,038 per household. That is 26% above the U.S. average (an index of 126, where 100 is the U.S. average). For the 11 mortgage brokers and lenders on map listings, housing spending per office is in line with the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 20,561 households in San Benito County and national spending patterns by income.

How does San Benito County, CA compare with the U.S. for mortgage brokers and lenders?

San Benito County has 5.3 mortgage brokers and lenders per 10,000 households, 23% above the U.S. rate of 4.3. The index of housing spending per office is 101, where 100 is the U.S. The count on map listings matches the U.S. ratio of mortgage brokers and lenders to household spending. There is one business with payroll in the industry for every 4,112 households, against one for every 4,897 across the U.S.

How fast is San Benito County, CA growing?

Population estimates put San Benito County at 70,082 people in 2025, up 8.6% since 2020, faster than the U.S. (+3.1%). It has 20,561 households. The median household income in San Benito County is $114,394 a year, 42% above the U.S. median of $80,734. That rose 31.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. San Benito County scores 59 for mortgage brokers and lenders (upper middle), #271 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in San Benito County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in San Benito County

Screening a site or an acquisition in San Benito County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of San Benito County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.