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Auto · Metro area · Wisconsin

Insurance agencies in the Milwaukee-Waukesha, WI metro area

How the Milwaukee-Waukesha, WI metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 21 out of 100: Low

Ranked #358 of 387 scored metro areas
#12 of 13 scored metro areas based in Wisconsin

Listings
875
153 chain locations (17%)
Official establishments
741
−1.5% since 2019
Household spending a year
$950.1M
On vehicle insurance · $1,447 a household
Spending per listing
$1.1M
14% below the U.S.
Listings per 10k households
13.3
15% below the U.S.
Population, 2025
1,575,010
0.0% since 2020

See the insurance agencies around any address in the Milwaukee-Waukesha metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Milwaukee-Waukesha metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Milwaukee-Waukesha metro area scores 21 (low) on the Groundwork market score for insurance agencies, ranking #358 of 387 scored metro areas and #12 of 13 scored metro areas based in Wisconsin. That puts it in the bottom quarter of metro areas.

At $1,447 per household (26% below the U.S. average), households in the Milwaukee-Waukesha metro area spend about $950.1M a year on vehicle insurance. That works out to $1.1M per agency, 14% below the U.S. figure of $1.3M.

There are 875 insurance agencies on map listings in the Milwaukee-Waukesha metro area as of September 2026. Chain locations make up 17% of them, against 21% across the U.S. Per 10,000 households, that is 13.3, 15% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Milwaukee-Waukesha metro area was 741 in 2023, down 1.5% from 2019. That is one for every 886 households, against one for every 966 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $757K have gone to businesses classed as insurance agencies and brokerages in the Milwaukee-Waukesha metro area. Population estimates show the Milwaukee-Waukesha metro area held about level from 2020 to 2025, against +3.1% for the U.S.

How the Milwaukee-Waukesha metro area compares

The same measures for Wisconsin and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Milwaukee-Waukesha, WI metro area compared with Wisconsin and the U.S.
MeasureMilwaukee-Waukesha metro areaWisconsinU.S.
Listings per 10k households13.313.715.6
Spending per listing$1.1M$1.2M$1.3M
Households per official establishment886958966
Official establishment growth, 2019–2023−1.5%−3.5%−1.0%
Population growth, 2020–20250.0%+1.3%+3.1%
Spending per household on vehicle insurance$1,447$1,617$1,957
Median household income$78,218$77,485$80,734
Groundwork market score2133

Official counts and lending

Businesses

Official establishments, 2019 to 2023
741−1.5% over the period
Employees, 2023
4,115
Annual payroll, 2023
$369.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
875153 chain locations
Listings at the U.S. rate for this spending
757The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$757K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Milwaukee-Waukesha metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Milwaukee-Waukesha metro area

Population, 2025 estimate
1,575,0100.0% since 2020
Households
656,436
Median age
39.7
Homes lived in by their owners
60%
Vehicles per household
1.6
Land area
1,455 sq. mi.
People per square mile
1,078
Median household income
$78,218+25.4% vs. 2015–2019, before inflation
Average household income
$106,675
Median home value
$306,400
Jobs located here
863,760
Daytime population
1,652,441Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Milwaukee-Waukesha metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

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Insurance agencies across Wisconsin

Every Wisconsin market ranked →

The highest-scoring metro areas in Wisconsin for insurance agencies, numbered among those based in Wisconsin (a market based in another state is listed without a number), with the Milwaukee-Waukesha metro area marked.

Top metro areas in Wisconsin

Metro areas in Wisconsin ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kenosha, WI65568.1$2M−0.4%#102 of 387
2Racine-Mount Pleasant, WI548510.6$1.5M+0.4%#162 of 387
3Janesville-Beloit, WI479013.4$1.2M+1.7%#206 of 387
4Fond du Lac, WI435312.3$1.4M+0.5%#229 of 387
5Oshkosh-Neenah, WI3810214.0$1.1M+1.4%#263 of 387
6Eau Claire, WI3410815.0$1.1M+2.6%#279 of 387
7Green Bay, WI3320615.1$1.1M+2.5%#290 of 387
8Madison, WI3344514.8$1M+4.1%#293 of 387
Duluth, MN-WI3218215.1$1.1M+0.2%#299 of 387
9Sheboygan, WI306813.7$1.2M0.0%#309 of 387
12Milwaukee-Waukesha, WI2187513.3$1.1M0.0%#358 of 387

Other business types in the Milwaukee-Waukesha metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Milwaukee-Waukesha, WI metro area?

As of September 2026, map listings count 875 insurance agencies in the Milwaukee-Waukesha metro area. 153 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 741 businesses with payroll classed as insurance agencies and brokerages in 2023, down 1.5% from 2019.

How much do households in the Milwaukee-Waukesha, WI metro area spend on vehicle insurance?

About $950.1M a year, or $1,447 per household. That is 26% below the U.S. average (an index of 74, where 100 is the U.S. average). Spread across the 875 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 656,436 households in the Milwaukee-Waukesha metro area and national spending patterns by income.

How does the Milwaukee-Waukesha, WI metro area compare with the U.S. for insurance agencies?

The Milwaukee-Waukesha metro area has 13.3 insurance agencies per 10,000 households, 15% below the U.S. rate of 15.6. Spending per agency is $1.1M, 14% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Milwaukee-Waukesha metro area would have about 757, against 875 on map listings. There is one business with payroll in the industry for every 886 households, against one for every 966 across the U.S. The official count fell 1.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Milwaukee-Waukesha, WI metro area growing?

Population estimates put the Milwaukee-Waukesha metro area at 1,575,010 people in 2025, unchanged since 2020, against +3.1% for the U.S. It has 656,436 households. Median household income in the Milwaukee-Waukesha metro area is $78,218, 3% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Milwaukee-Waukesha metro area scores 21 for insurance agencies (low), #358 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Milwaukee-Waukesha metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Milwaukee-Waukesha metro area

Screening a site or an acquisition in the Milwaukee-Waukesha metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Milwaukee-Waukesha metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.