Groundwork

Auto · Small-town market · Wisconsin

Insurance agencies in the Baraboo, WI area

How the Baraboo, WI area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #346 of 537 scored small-town markets
#8 of 13 scored small-town markets based in Wisconsin

Listings
43
12 chain locations (28%)
Official establishments
27
−3.6% since 2019
Household spending a year
$48.9M
On vehicle insurance · $1,746 a household
Spending per listing
$1.1M
9% below the U.S.
Listings per 10k households
15.4
In line with the U.S.
Population, 2025
66,652
+1.3% since 2020

See the insurance agencies around any address in the Baraboo area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Baraboo area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,746 per household (11% below the U.S. average), households in the Baraboo area spend about $48.9M a year on vehicle insurance. That is about $1.1M of household spending for each agency on map listings, 9% below the U.S. figure of $1.3M.

The Baraboo area has 43 insurance agencies on map listings as of September 2026. Of those, 12 are chain locations, or 28%, against 21% across the U.S. That comes to 15.4 for every 10,000 households, in line with the U.S. rate of 15.6.

Official counts show 27 businesses with payroll classed as insurance agencies and brokerages in the Baraboo area in 2023, down 3.6% from 2019. That is one for every 1,037 households, against one for every 966 across the U.S.

Population estimates put the population change in the Baraboo area from 2020 to 2025 at +1.3%, slower than the U.S. (+3.1%). For insurance agencies, the Baraboo area has a Groundwork market score of 41 (lower middle): #346 of 537 scored small-town markets and #8 of 13 scored small-town markets based in Wisconsin.

How the Baraboo area compares

The same measures for Wisconsin and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Baraboo, WI area compared with Wisconsin and the U.S.
MeasureBaraboo areaWisconsinU.S.
Listings per 10k households15.413.715.6
Spending per listing$1.1M$1.2M$1.3M
Households per official establishment1,037958966
Official establishment growth, 2019–2023−3.6%−3.5%−1.0%
Population growth, 2020–2025+1.3%+1.3%+3.1%
Spending per household on vehicle insurance$1,746$1,617$1,957
Median household income$79,541$77,485$80,734
Groundwork market score4133

Official counts and lending

Businesses

Official establishments, 2019 to 2023
27−3.6% over the period
Employees, 2023
111
Annual payroll, 2023
$7.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4312 chain locations
Listings at the U.S. rate for this spending
39The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Baraboo area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Baraboo area

Population, 2025 estimate
66,652+1.3% since 2020
Households
27,987
Median age
42.3
Homes lived in by their owners
72%
Vehicles per household
2.0
Land area
832 sq. mi.
People per square mile
79
Median household income
$79,541+32.7% vs. 2015–2019, before inflation
Average household income
$98,005
Median home value
$258,600
Jobs located here
36,015
Daytime population
65,185Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Baraboo area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Baraboo area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Wisconsin

Every Wisconsin market ranked →

The highest-scoring small-town markets in Wisconsin for insurance agencies, numbered among those based in Wisconsin, with the Baraboo area marked.

Top small-town markets in Wisconsin

Small-town markets in Wisconsin ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Beaver Dam, WI60318.6$2M−0.3%#188 of 537
2Menomonie, WI551910.9$1.7M+1.7%#218 of 537
3Sparta, WI51179.3$1.9M+0.6%#253 of 537
4Platteville, WI502010.0$1.7M+0.9%#262 of 537
5Shawano, WI452613.9$1.3M+1.4%#307 of 537
6Manitowoc, WI424412.5$1.4M+0.4%#333 of 537
7Wisconsin Rapids-Marshfield, WI413811.8$1.4M−0.2%#341 of 537
8Baraboo, WI414315.4$1.1M+1.3%#346 of 537
9Stevens Point-Plover, WI414615.5$1.1M+2.2%#347 of 537
10Watertown-Fort Atkinson, WI405716.3$1.1M+0.3%#355 of 537

Other business types in the Baraboo area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Baraboo, WI area?

Map listings as of September 2026 show 43 insurance agencies in the Baraboo area. 12 of them (28%) are chain locations. The listings count insurance agencies. Official counts show 27 businesses with payroll classed as insurance agencies and brokerages in 2023, down 3.6% from 2019.

How much do households in the Baraboo, WI area spend on vehicle insurance?

About $48.9M a year, or $1,746 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). Spread across the 43 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 27,987 households in the Baraboo area and national spending patterns by income.

How does the Baraboo, WI area compare with the U.S. for insurance agencies?

The Baraboo area has 15.4 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.1M, 9% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Baraboo area would have about 39, against 43 on map listings. There is one business with payroll in the industry for every 1,037 households, against one for every 966 across the U.S. The official count fell 3.6% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Baraboo, WI area growing?

Population estimates put the Baraboo area at 66,652 people in 2025, up 1.3% since 2020, slower than the U.S. (+3.1%). It has 27,987 households. Median household income in the Baraboo area is $79,541, in line with the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 32.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Baraboo area scores 41 for insurance agencies (lower middle), #346 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Baraboo area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Baraboo area

Screening a site or an acquisition in the Baraboo area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Baraboo area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.