Groundwork

Auto · Small-town market · Wisconsin

Insurance agencies in the Shawano, WI area

How the Shawano, WI area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 45 out of 100: Lower middle

Ranked #307 of 537 scored small-town markets
#5 of 13 scored small-town markets based in Wisconsin

Listings
26
4 chain locations (15%)
Official establishments
18
−18.2% since 2019
Household spending a year
$33.3M
On vehicle insurance · $1,783 a household
Spending per listing
$1.3M
2% above the U.S.
Listings per 10k households
13.9
11% below the U.S.
Population, 2025
45,759
+1.4% since 2020

See the insurance agencies around any address in the Shawano area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Shawano area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Shawano area spend about $33.3M a year on vehicle insurance, or $1,783 per household, 9% below the U.S. average. That is about $1.3M of household spending for each agency on map listings, 2% above the U.S. figure of $1.3M.

The Shawano area has 26 insurance agencies on map listings as of September 2026. Chain locations make up 15% of them, against 21% across the U.S. Per 10,000 households, that is 13.9, 11% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Shawano area was 18 in 2023, down 18.2% from 2019. That is one for every 1,036 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of the Shawano area grew 1.4%, slower than the U.S. (+3.1%). The Shawano area scores 45 (lower middle) on the Groundwork market score for insurance agencies, ranking #307 of 537 scored small-town markets and #5 of 13 scored small-town markets based in Wisconsin.

How the Shawano area compares

The same measures for Wisconsin and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Shawano, WI area compared with Wisconsin and the U.S.
MeasureShawano areaWisconsinU.S.
Listings per 10k households13.913.715.6
Spending per listing$1.3M$1.2M$1.3M
Households per official establishment1,036958966
Official establishment growth, 2019–2023−18.2%−3.5%−1.0%
Population growth, 2020–2025+1.4%+1.3%+3.1%
Spending per household on vehicle insurance$1,783$1,617$1,957
Median household income$66,189$77,485$80,734
Groundwork market score4533

Official counts and lending

Businesses

Official establishments, 2019 to 2023
18−18.2% over the period
Employees, 2023
53
Annual payroll, 2023
$3.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
264 chain locations
Listings at the U.S. rate for this spending
27The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Shawano area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Shawano area

Population, 2025 estimate
45,759+1.4% since 2020
Households
18,651
Median age
44.6
Homes lived in by their owners
77%
Vehicles per household
2.0
Land area
1,251 sq. mi.
People per square mile
36
Median household income
$66,189+20.0% vs. 2015–2019, before inflation
Average household income
$85,172
Median home value
$189,600
Jobs located here
14,184
Daytime population
36,907Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Shawano area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Shawano area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Wisconsin

Every Wisconsin market ranked →

The highest-scoring small-town markets in Wisconsin for insurance agencies, numbered among those based in Wisconsin, with the Shawano area marked.

Top small-town markets in Wisconsin

Small-town markets in Wisconsin ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Beaver Dam, WI60318.6$2M−0.3%#188 of 537
2Menomonie, WI551910.9$1.7M+1.7%#218 of 537
3Sparta, WI51179.3$1.9M+0.6%#253 of 537
4Platteville, WI502010.0$1.7M+0.9%#262 of 537
5Shawano, WI452613.9$1.3M+1.4%#307 of 537
6Manitowoc, WI424412.5$1.4M+0.4%#333 of 537
7Wisconsin Rapids-Marshfield, WI413811.8$1.4M−0.2%#341 of 537
8Baraboo, WI414315.4$1.1M+1.3%#346 of 537
9Stevens Point-Plover, WI414615.5$1.1M+2.2%#347 of 537
10Watertown-Fort Atkinson, WI405716.3$1.1M+0.3%#355 of 537

Other business types in the Shawano area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Shawano, WI area?

Map listings as of September 2026 show 26 insurance agencies in the Shawano area. 4 of them (15%) are chain locations. The listings count insurance agencies. Official counts show 18 businesses with payroll classed as insurance agencies and brokerages in 2023, down 18.2% from 2019.

How much do households in the Shawano, WI area spend on vehicle insurance?

About $33.3M a year, or $1,783 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). Spread across the 26 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 18,651 households in the Shawano area and national spending patterns by income.

How does the Shawano, WI area compare with the U.S. for insurance agencies?

The Shawano area has 13.9 insurance agencies per 10,000 households, 11% below the U.S. rate of 15.6. Spending per agency is $1.3M, 2% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Shawano area would have about 27, against 26 on map listings. There is one business with payroll in the industry for every 1,036 households, against one for every 966 across the U.S. The official count fell 18.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Shawano, WI area growing?

Population estimates put the Shawano area at 45,759 people in 2025, up 1.4% since 2020, slower than the U.S. (+3.1%). It has 18,651 households. Median household income in the Shawano area is $66,189, 18% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 20.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Shawano area scores 45 for insurance agencies (lower middle), #307 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Shawano area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Shawano area

Screening a site or an acquisition in the Shawano area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Shawano area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.