Groundwork

Auto · Small-town market · Virginia

Insurance agencies in the Danville, VA area

The insurance agencies in the Danville, VA area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 63 out of 100: Upper middle

Ranked #154 of 537 scored small-town markets
#2 of 3 scored small-town markets based in Virginia

Listings
59
13 chain locations (22%)
Official establishments
37
−13.9% since 2019
Household spending a year
$109.5M
On vehicle insurance · $2,484 a household
Spending per listing
$1.9M
48% above the U.S.
Listings per 10k households
13.4
14% below the U.S.
Population, 2025
101,137
−1.7% since 2020

See the insurance agencies around any address in the Danville area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Danville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 59 insurance agencies in the Danville area. Of those, 13 are chain locations, or 22%, against 21% across the U.S. That comes to 13.4 for every 10,000 households, 14% below the U.S. rate of 15.6.

Households in the Danville area spend about $109.5M a year on vehicle insurance, or $2,484 per household, 27% above the U.S. average. That works out to $1.9M per agency, 48% above the U.S. figure of $1.3M.

Official counts show 37 businesses with payroll classed as insurance agencies and brokerages in the Danville area in 2023, down 13.9% from 2019. That is one for every 1,192 households, against one for every 966 across the U.S.

Population estimates put the population change in the Danville area from 2020 to 2025 at −1.7%, against +3.1% for the U.S. For insurance agencies, the Danville area has a Groundwork market score of 63 (upper middle): #154 of 537 scored small-town markets and #2 of 3 scored small-town markets based in Virginia.

How the Danville area compares

The same measures for Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Danville, VA area compared with Virginia and the U.S.
MeasureDanville areaVirginiaU.S.
Listings per 10k households13.412.515.6
Spending per listing$1.9M$2M$1.3M
Households per official establishment1,1921,234966
Official establishment growth, 2019–2023−13.9%−7.4%−1.0%
Population growth, 2020–2025−1.7%+2.8%+3.1%
Spending per household on vehicle insurance$2,484$2,545$1,957
Median household income$49,874$93,170$80,734
Groundwork market score6383

Official counts and lending

Businesses

Official establishments, 2019 to 2023
37−13.9% over the period
Employees, 2023
160
Annual payroll, 2023
$11.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5913 chain locations
Listings at the U.S. rate for this spending
87The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Danville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Danville area

Population, 2025 estimate
101,137−1.7% since 2020
Households
44,086
Median age
44.7
Homes lived in by their owners
65%
Vehicles per household
1.9
Land area
1,012 sq. mi.
People per square mile
101
Median household income
$49,874+18.3% vs. 2015–2019, before inflation
Average household income
$67,587
Median home value
$150,900
Jobs located here
37,406
Daytime population
97,358Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Danville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Danville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Virginia

Every Virginia market ranked →

The highest-scoring small-town markets in Virginia for insurance agencies, numbered among those based in Virginia (a market based in another state is listed without a number), with the Danville area marked.

Top small-town markets in Virginia

Small-town markets in Virginia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Lake of the Woods, VA98117.4$4M+10.1%#1 of 537
2Danville, VA635913.4$1.9M−1.7%#154 of 537
3Martinsville, VA613914.6$1.7M−1.9%#178 of 537
Bluefield, WV-VA535714.1$1.7M−3.8%#231 of 537

Other business types in the Danville area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Danville, VA area?

The Danville area has 59 insurance agencies on map listings as of September 2026. 13 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 37 businesses with payroll classed as insurance agencies and brokerages in 2023, down 13.9% from 2019.

How much do households in the Danville, VA area spend on vehicle insurance?

About $109.5M a year, or $2,484 per household. That is 27% above the U.S. average (an index of 127, where 100 is the U.S. average). Spread across the 59 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 44,086 households in the Danville area and national spending patterns by income.

How does the Danville, VA area compare with the U.S. for insurance agencies?

The Danville area has 13.4 insurance agencies per 10,000 households, 14% below the U.S. rate of 15.6. Spending per agency is $1.9M, 48% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Danville area would have about 87, against 59 on map listings. There is one business with payroll in the industry for every 1,192 households, against one for every 966 across the U.S. The official count fell 13.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Danville, VA area growing?

Population estimates put the Danville area at 101,137 people in 2025, down 1.7% since 2020, against +3.1% for the U.S. It has 44,086 households. The median household income in the Danville area is $49,874 a year, 38% below the U.S. median of $80,734. That rose 18.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Danville area scores 63 for insurance agencies (upper middle), #154 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Danville area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Danville area

Screening a site or an acquisition in the Danville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Danville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.