Groundwork

Auto · Metro area · Utah

Insurance agencies in the St. George, UT metro area

How the St. George, UT metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #246 of 387 scored metro areas
#4 of 5 scored metro areas based in Utah

Listings
134
22 chain locations (16%)
Official establishments
123
+13.9% since 2019
Household spending a year
$149.4M
On vehicle insurance · $2,141 a household
Spending per listing
$1.1M
11% below the U.S.
Listings per 10k households
19.2
23% above the U.S.
Population, 2025
213,670
+17.4% since 2020

See the insurance agencies around any address in the St. George metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the St. George metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 134 insurance agencies in the St. George metro area. Of those, 22 are chain locations, or 16%, against 21% across the U.S. Per 10,000 households, that is 19.2, 23% above the U.S. rate of 15.6.

At $2,141 per household (9% above the U.S. average), households in the St. George metro area spend about $149.4M a year on vehicle insurance. That works out to $1.1M per agency, 11% below the U.S. figure of $1.3M.

Official counts show 123 businesses with payroll classed as insurance agencies and brokerages in the St. George metro area in 2023, up 13.9% from 2019. That is one for every 567 households, against one for every 966 across the U.S. Since fiscal 2022, 5 SBA-backed loans worth $890K have gone to businesses classed as insurance agencies and brokerages in the St. George metro area.

Between 2020 and 2025, the population of the St. George metro area grew 17.4%, faster than the U.S. (+3.1%). The St. George metro area scores 41 (lower middle) on the Groundwork market score for insurance agencies, ranking #246 of 387 scored metro areas and #4 of 5 scored metro areas based in Utah.

How the St. George metro area compares

The same measures for Utah and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in St. George, UT metro area compared with Utah and the U.S.
MeasureSt. George metro areaUtahU.S.
Listings per 10k households19.217.915.6
Spending per listing$1.1M$1.2M$1.3M
Households per official establishment567678966
Official establishment growth, 2019–2023+13.9%+1.9%−1.0%
Population growth, 2020–2025+17.4%+7.8%+3.1%
Spending per household on vehicle insurance$2,141$2,162$1,957
Median household income$80,632$95,166$80,734
Groundwork market score4147

Official counts and lending

Businesses

Official establishments, 2019 to 2023
123+13.9% over the period
Employees, 2023
360
Annual payroll, 2023
$20.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
13422 chain locations
Listings at the U.S. rate for this spending
119The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
5
Amount
$890K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the St. George metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the St. George metro area

Population, 2025 estimate
213,670+17.4% since 2020
Households
69,786
Median age
40.7
Homes lived in by their owners
72%
Vehicles per household
2.1
Land area
2,428 sq. mi.
People per square mile
81
Median household income
$80,632+34.8% vs. 2015–2019, before inflation
Average household income
$107,780
Median home value
$510,700
Jobs located here
87,513
Daytime population
200,923Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the St. George metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the St. George metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Utah

Every Utah market ranked →

The highest-scoring metro areas in Utah for insurance agencies, numbered among those based in Utah, with the St. George metro area marked.

Top metro areas in Utah

Metro areas in Utah ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Logan, UT-ID547815.8$1.5M+8.8%#163 of 387
2Provo-Orem-Lehi, UT5235817.3$1.3M+14.5%#175 of 387
3Ogden, UT4935616.6$1.3M+5.3%#191 of 387
4St. George, UT4113419.2$1.1M+17.4%#246 of 387
5Salt Lake City-Murray, UT3090020.0$1M+3.8%#312 of 387

Other business types in the St. George metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the St. George, UT metro area?

The St. George metro area has 134 insurance agencies on map listings as of September 2026. 22 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 123 businesses with payroll classed as insurance agencies and brokerages in 2023, up 13.9% from 2019.

How much do households in the St. George, UT metro area spend on vehicle insurance?

About $149.4M a year, or $2,141 per household. That is 9% above the U.S. average (an index of 109, where 100 is the U.S. average). Spread across the 134 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 69,786 households in the St. George metro area and national spending patterns by income.

How does the St. George, UT metro area compare with the U.S. for insurance agencies?

The St. George metro area has 19.2 insurance agencies per 10,000 households, 23% above the U.S. rate of 15.6. Spending per agency is $1.1M, 11% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the St. George metro area would have about 119, against 134 on map listings. There is one business with payroll in the industry for every 567 households, against one for every 966 across the U.S. The official count rose 13.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is the St. George, UT metro area growing?

Population estimates put the St. George metro area at 213,670 people in 2025, up 17.4% since 2020, faster than the U.S. (+3.1%). It has 69,786 households. The median household income in the St. George metro area is $80,632 a year, in line with the U.S. median of $80,734. That rose 34.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The St. George metro area scores 41 for insurance agencies (lower middle), #246 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the St. George metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the St. George metro area

Screening a site or an acquisition in the St. George metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the St. George metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.