Auto · County · Tennessee
Insurance agencies in Grainger County, TN
The insurance agencies in Grainger County, TN, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 96 out of 100: Very high
Ranked #8 of 2,272 scored counties
#2 of 81 scored counties in Tennessee
- Listings
- 6
- 3 chain locations (50%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $28M
- On vehicle insurance · $2,894 a household
- Spending per listing
- $4.7M
- 3.7 times the U.S.
- Listings per 10k households
- 6.2
- 60% below the U.S.
- Population, 2025
- 25,739
- +9.2% since 2020
See the insurance agencies around any address in Grainger County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Grainger County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Grainger County scores 96 (very high) on the Groundwork market score for insurance agencies, ranking #8 of 2,272 scored counties and #2 of 81 scored counties in Tennessee. That puts it in the top 10% of counties for insurance agencies.
Map listings as of September 2026 show 6 insurance agencies in Grainger County. 3 of them (50%) are chain locations, against 21% across the U.S. That comes to 6.2 for every 10,000 households, 60% below the U.S. rate of 15.6.
At $2,894 per household (48% above the U.S. average), households in Grainger County spend about $28M a year on vehicle insurance. That is about $4.7M of household spending for each agency on map listings, 3.7 times the U.S. figure of $1.3M.
There is no official count of businesses with payroll classed as insurance agencies and brokerages in Grainger County: counts under 3 aren’t published. Population estimates put the population change in Grainger County from 2020 to 2025 at +9.2%, faster than the U.S. (+3.1%).
How Grainger County compares
The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Grainger County | Tennessee | U.S. |
|---|---|---|---|
| Listings per 10k households | 6.2 | 16.2 | 15.6 |
| Spending per listing | $4.7M | $1.6M | $1.3M |
| Households per official establishment | n/a | 1,101 | 966 |
| Official establishment growth, 2019–2023 | n/a | +0.2% | −1.0% |
| Population growth, 2020–2025 | +9.2% | +5.6% | +3.1% |
| Spending per household on vehicle insurance | $2,894 | $2,597 | $1,957 |
| Median household income | $50,538 | $69,595 | $80,734 |
| Groundwork market score | 96 | 78 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 63 chain locations
- Listings at the U.S. rate for this spending
- 22The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Grainger County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Grainger County
- Population, 2025 estimate
- 25,739+9.2% since 2020
- Households
- 9,660
- Median age
- 46.5
- Homes lived in by their owners
- 77%
- Vehicles per household
- 2.2
- Land area
- 281 sq. mi.
- People per square mile
- 86
- Median household income
- $50,538+14.7% vs. 2015–2019, before inflation
- Average household income
- $70,414
- Median home value
- $189,200
- Jobs located here
- 4,105
- Daytime population
- 19,042Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Grainger County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Grainger County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Tennessee
Every Tennessee market ranked →The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Grainger County marked.
Top counties in Tennessee
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Union County, TN | 97 | 5 | 6.3 | $4.9M | +8.1% | #4 of 2,272 |
| 2Grainger County, TN | 96 | 6 | 6.2 | $4.7M | +9.2% | #8 of 2,272 |
| 3Marshall County, TN | 95 | 6 | 4.4 | $6.6M | +10.5% | #12 of 2,272 |
| 4Hickman County, TN | 94 | 7 | 7.4 | $4.2M | +5.0% | #24 of 2,272 |
| 5Smith County, TN | 93 | 5 | 6.3 | $4.7M | +5.1% | #26 of 2,272 |
| 6Loudon County, TN | 93 | 24 | 10.0 | $3M | +15.6% | #28 of 2,272 |
| 7Jefferson County, TN | 92 | 20 | 9.2 | $3.1M | +9.3% | #34 of 2,272 |
| 8Marion County, TN | 91 | 8 | 6.7 | $4.3M | +3.2% | #41 of 2,272 |
| 9Cheatham County, TN | 91 | 12 | 7.4 | $4.2M | +4.1% | #42 of 2,272 |
| 10Hawkins County, TN | 91 | 19 | 8.1 | $3.5M | +5.0% | #46 of 2,272 |
Other business types in Grainger County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Grainger County, TN?
There are 6 insurance agencies on map listings in Grainger County as of September 2026. 3 of them (50%) are chain locations. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Grainger County: counts under 3 are left out.
How much do households in Grainger County, TN spend on vehicle insurance?
About $28M a year, or $2,894 per household. That is 48% above the U.S. average (an index of 148, where 100 is the U.S. average). Spread across the 6 insurance agencies on map listings, it comes to $4.7M per agency. It is estimated from the incomes of the 9,660 households in Grainger County and national spending patterns by income.
How does Grainger County, TN compare with the U.S. for insurance agencies?
Grainger County has 6.2 insurance agencies per 10,000 households, 60% below the U.S. rate of 15.6. Spending per agency is $4.7M, 3.7 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Grainger County would have about 22, against 6 on map listings.
How fast is Grainger County, TN growing?
Population estimates put Grainger County at 25,739 people in 2025, up 9.2% since 2020, faster than the U.S. (+3.1%). It has 9,660 households. The median household income in Grainger County is $50,538 a year, 37% below the U.S. median of $80,734. That rose 14.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Grainger County scores 96 for insurance agencies (very high), #8 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Grainger County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Grainger County
Screening a site or an acquisition in Grainger County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Grainger County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.