Groundwork

Auto · County · Oklahoma

Insurance agencies in Cleveland County, OK

The insurance agencies in Cleveland County, OK, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 43 out of 100: Lower middle

Ranked #1,368 of 2,272 scored counties
#38 of 55 scored counties in Oklahoma

Listings
243
51 chain locations (21%)
Official establishments
155
+4.7% since 2019
Household spending a year
$295.8M
On vehicle insurance · $2,533 a household
Spending per listing
$1.2M
3% below the U.S.
Listings per 10k households
20.8
33% above the U.S.
Population, 2025
303,973
+2.6% since 2020

See the insurance agencies around any address in Cleveland County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cleveland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 243 insurance agencies in Cleveland County. 51 of them (21%) are chain locations, against 21% across the U.S. That is 20.8 per 10,000 households, 33% above the U.S. rate of 15.6.

Households in Cleveland County spend about $295.8M a year on vehicle insurance, or $2,533 per household, 29% above the U.S. average. That works out to $1.2M per agency, 3% below the U.S. figure of $1.3M.

In 2023, official counts showed 155 businesses with payroll in Cleveland County classed as insurance agencies and brokerages, up 4.7% from 2019. That is one for every 754 households, against one for every 966 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $5.8M have gone to businesses classed as insurance agencies and brokerages in Cleveland County.

Population estimates put the population change in Cleveland County from 2020 to 2025 at +2.6%, slower than the U.S. (+3.1%). For insurance agencies, Cleveland County has a Groundwork market score of 43 (lower middle): #1,368 of 2,272 scored counties and #38 of 55 scored counties in Oklahoma.

How Cleveland County compares

The same measures for Oklahoma and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Cleveland County, OK compared with Oklahoma and the U.S.
MeasureCleveland CountyOklahomaU.S.
Listings per 10k households20.821.215.6
Spending per listing$1.2M$1.2M$1.3M
Households per official establishment754713966
Official establishment growth, 2019–2023+4.7%−1.3%−1.0%
Population growth, 2020–2025+2.6%+4.0%+3.1%
Spending per household on vehicle insurance$2,533$2,526$1,957
Median household income$77,068$65,039$80,734
Groundwork market score4350

Official counts and lending

Businesses

Official establishments, 2019 to 2023
148 → 155+4.7% over the period
Employees, 2023
896
Annual payroll, 2023
$49.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
24351 chain locations
Listings at the U.S. rate for this spending
236The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$5.8M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Cleveland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cleveland County

Population, 2025 estimate
303,973+2.6% since 2020
Households
116,799
Median age
37.3
Homes lived in by their owners
64%
Vehicles per household
1.9
Land area
539 sq. mi.
People per square mile
557
Median household income
$77,068+20.4% vs. 2015–2019, before inflation
Average household income
$98,350
Median home value
$235,700
Jobs located here
94,350
Daytime population
271,685Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cleveland County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Cleveland County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Oklahoma

Every Oklahoma market ranked →

The highest-scoring counties in Oklahoma for insurance agencies, numbered among those based in Oklahoma, with Cleveland County marked.

Top counties in Oklahoma

Counties in Oklahoma ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wagoner County, OK843711.8$2.5M+14.6%#147 of 2,272
2Osage County, OK832112.1$2.4M+2.2%#169 of 2,272
3Logan County, OK79158.4$3.6M+11.5%#234 of 2,272
4Cherokee County, OK792211.8$2.1M+4.5%#250 of 2,272
5Grady County, OK782311.1$2.5M+7.7%#266 of 2,272
6Sequoyah County, OK781912.3$2.1M+4.1%#273 of 2,272
7Adair County, OK77811.2$2.3M+2.0%#294 of 2,272
8Rogers County, OK763810.4$2.8M+7.1%#309 of 2,272
9Creek County, OK704315.2$1.7M+4.4%#481 of 2,272
10Delaware County, OK672414.0$1.9M+3.8%#563 of 2,272
38Cleveland County, OK4324320.8$1.2M+2.6%#1,368 of 2,272

Other business types in Cleveland County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Cleveland County, OK?

There are 243 insurance agencies on map listings in Cleveland County as of September 2026. 51 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 155 businesses with payroll classed as insurance agencies and brokerages in 2023, up 4.7% from 2019.

How much do households in Cleveland County, OK spend on vehicle insurance?

About $295.8M a year, or $2,533 per household. That is 29% above the U.S. average (an index of 129, where 100 is the U.S. average). Spread across the 243 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 116,799 households in Cleveland County and national spending patterns by income.

How does Cleveland County, OK compare with the U.S. for insurance agencies?

Cleveland County has 20.8 insurance agencies per 10,000 households, 33% above the U.S. rate of 15.6. Spending per agency is $1.2M, 3% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Cleveland County would have about 236, against 243 on map listings. There is one business with payroll in the industry for every 754 households, against one for every 966 across the U.S. The official count rose 4.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is Cleveland County, OK growing?

Population estimates put Cleveland County at 303,973 people in 2025, up 2.6% since 2020, slower than the U.S. (+3.1%). It has 116,799 households. The median household income in Cleveland County is $77,068 a year, 5% below the U.S. median of $80,734. That rose 20.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cleveland County scores 43 for insurance agencies (lower middle), #1,368 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cleveland County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Cleveland County

Screening a site or an acquisition in Cleveland County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cleveland County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.