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Insurance agencies in Moniteau County, MO

The insurance agencies in Moniteau County, MO, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 18 out of 100: Low

Ranked #2,126 of 2,272 scored counties
#67 of 85 scored counties in Missouri

Listings
21
3 chain locations (14%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$11M
On vehicle insurance · $1,925 a household
Spending per listing
$525K
58% below the U.S.
Listings per 10k households
36.7
2.4 times the U.S.
Population, 2025
15,428
+1.4% since 2020

See the insurance agencies around any address in Moniteau County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Moniteau County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Moniteau County scores 18 (low) on the Groundwork market score for insurance agencies, ranking #2,126 of 2,272 scored counties and #67 of 85 scored counties in Missouri. That puts it in the bottom quarter of counties.

Household spending on vehicle insurance in Moniteau County comes to about $11M a year: $1,925 per household, 2% below the U.S. average. That works out to $525K per agency, 58% below the U.S. figure of $1.3M.

There are 21 insurance agencies on map listings in Moniteau County as of September 2026. Of those, 3 are chain locations, or 14%, against 21% across the U.S. Per 10,000 households, that is 36.7, 2.4 times the U.S. rate of 15.6.

Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in Moniteau County in 2023. That is one for every 441 households, against one for every 966 across the U.S. Population estimates show Moniteau County grew 1.4% from 2020 to 2025, slower than the U.S. (+3.1%).

How Moniteau County compares

The same measures for Missouri and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Moniteau County, MO compared with Missouri and the U.S.
MeasureMoniteau CountyMissouriU.S.
Listings per 10k households36.720.115.6
Spending per listing$525K$810K$1.3M
Households per official establishment441753966
Official establishment growth, 2019–2023n/a−1.3%−1.0%
Population growth, 2020–2025+1.4%+1.9%+3.1%
Spending per household on vehicle insurance$1,925$1,625$1,957
Median household income$65,715$70,702$80,734
Groundwork market score1819

Official counts and lending

Businesses

Official establishments, 2019 to 2023
11 → 13
Employees, 2023
29
Annual payroll, 2023
$1.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
213 chain locations
Listings at the U.S. rate for this spending
9The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Moniteau County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Moniteau County

Population, 2025 estimate
15,428+1.4% since 2020
Households
5,729
Median age
38.9
Homes lived in by their owners
79%
Vehicles per household
2.2
Land area
415 sq. mi.
People per square mile
37
Median household income
$65,715+13.3% vs. 2015–2019, before inflation
Average household income
$80,840
Median home value
$181,900
Jobs located here
3,967
Daytime population
12,458Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Moniteau County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Moniteau County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Missouri

Every Missouri market ranked →

The highest-scoring counties in Missouri for insurance agencies, numbered among those based in Missouri, with Moniteau County marked.

Top counties in Missouri

Counties in Missouri ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Washington County, MO6677.8$2.2M+1.6%#584 of 2,272
2Lincoln County, MO623013.1$1.5M+11.4%#736 of 2,272
3McDonald County, MO601011.7$1.5M+3.1%#786 of 2,272
4Andrew County, MO59710.0$1.9M+0.7%#802 of 2,272
5Dallas County, MO57811.8$1.6M+5.2%#881 of 2,272
6Crawford County, MO561010.4$1.7M−0.4%#909 of 2,272
7Newton County, MO552712.2$1.5M+6.1%#961 of 2,272
8Pulaski County, MO531911.3$1.5M+0.8%#1,019 of 2,272
9Ray County, MO531415.4$1.2M+1.1%#1,029 of 2,272
10Ste. Genevieve County, MO521014.0$1.5M+1.1%#1,044 of 2,272
67Moniteau County, MO182136.7$525K+1.4%#2,126 of 2,272

Other business types in Moniteau County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Moniteau County, MO?

As of September 2026, map listings count 21 insurance agencies in Moniteau County. 3 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Moniteau County, MO spend on vehicle insurance?

About $11M a year, or $1,925 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). Spread across the 21 insurance agencies on map listings, it comes to $525K per agency. It is estimated from the incomes of the 5,729 households in Moniteau County and national spending patterns by income.

How does Moniteau County, MO compare with the U.S. for insurance agencies?

Moniteau County has 36.7 insurance agencies per 10,000 households, 2.4 times the U.S. rate of 15.6. Spending per agency is $525K, 58% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Moniteau County would have about 9, against 21 on map listings. There is one business with payroll in the industry for every 441 households, against one for every 966 across the U.S.

How fast is Moniteau County, MO growing?

Population estimates put Moniteau County at 15,428 people in 2025, up 1.4% since 2020, slower than the U.S. (+3.1%). It has 5,729 households. Median household income in Moniteau County is $65,715, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 13.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Moniteau County scores 18 for insurance agencies (low), #2,126 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Moniteau County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Moniteau County

Screening a site or an acquisition in Moniteau County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Moniteau County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.