Groundwork

Auto · County · Michigan

Insurance agencies in Iosco County, MI

The insurance agencies in Iosco County, MI, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 22 out of 100: Low

Ranked #2,046 of 2,272 scored counties
#67 of 73 scored counties in Michigan

Listings
22
2 chain locations (9%)
Official establishments
11
Businesses with payroll, 2023
Household spending a year
$16.7M
On vehicle insurance · $1,428 a household
Spending per listing
$760K
39% below the U.S.
Listings per 10k households
18.8
21% above the U.S.
Population, 2025
25,266
+0.3% since 2020

See the insurance agencies around any address in Iosco County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Iosco County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Iosco County scores 22 (low) on the Groundwork market score for insurance agencies, ranking #2,046 of 2,272 scored counties and #67 of 73 scored counties in Michigan. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 22 insurance agencies in Iosco County. Chain locations make up 9% of them, against 21% across the U.S. That is 18.8 per 10,000 households, 21% above the U.S. rate of 15.6.

Households in Iosco County spend about $16.7M a year on vehicle insurance, or $1,428 per household, 27% below the U.S. average. That works out to $760K per agency, 39% below the U.S. figure of $1.3M.

Official counts show 11 businesses with payroll classed as insurance agencies and brokerages in Iosco County in 2023. That is one for every 1,065 households, against one for every 966 across the U.S. Population estimates put the population change in Iosco County from 2020 to 2025 at +0.3%, slower than the U.S. (+3.1%).

How Iosco County compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Iosco County, MI compared with Michigan and the U.S.
MeasureIosco CountyMichiganU.S.
Listings per 10k households18.813.515.6
Spending per listing$760K$1.2M$1.3M
Households per official establishment1,0651,108966
Official establishment growth, 2019–2023n/a−3.9%−1.0%
Population growth, 2020–2025+0.3%+0.6%+3.1%
Spending per household on vehicle insurance$1,428$1,558$1,957
Median household income$50,066$72,875$80,734
Groundwork market score2233

Official counts and lending

Businesses

Official establishments, 2019 to 2023
13 → 11
Employees, 2023
51
Annual payroll, 2023
$3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
222 chain locations
Listings at the U.S. rate for this spending
13The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Iosco County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Iosco County

Population, 2025 estimate
25,266+0.3% since 2020
Households
11,713
Median age
51.7
Homes lived in by their owners
82%
Vehicles per household
1.6
Land area
550 sq. mi.
People per square mile
46
Median household income
$50,066+14.6% vs. 2015–2019, before inflation
Average household income
$67,180
Median home value
$142,200
Jobs located here
5,682
Daytime population
22,967Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Iosco County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Iosco County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for insurance agencies, numbered among those based in Michigan, with Iosco County marked.

Top counties in Michigan

Counties in Michigan ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Oceana County, MI7365.8$3.1M+1.7%#374 of 2,272
2Antrim County, MI6998.1$2.1M+5.3%#498 of 2,272
3Manistee County, MI6865.7$3M+2.3%#516 of 2,272
4Kalkaska County, MI6756.4$2.7M+4.3%#541 of 2,272
5Gladwin County, MI6787.1$2.3M+2.8%#553 of 2,272
6Allegan County, MI63429.2$2M+2.1%#686 of 2,272
7Newaygo County, MI632010.2$1.7M+3.1%#699 of 2,272
8Barry County, MI61249.8$1.9M+2.2%#755 of 2,272
9Missaukee County, MI6058.5$2M+1.4%#774 of 2,272
10Cass County, MI58188.5$2.1M+0.2%#831 of 2,272
67Iosco County, MI222218.8$760K+0.3%#2,046 of 2,272

Other business types in Iosco County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Iosco County, MI?

Iosco County has 22 insurance agencies on map listings as of September 2026. 2 of them (9%) are chain locations. The listings count insurance agencies. Official counts show 11 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Iosco County, MI spend on vehicle insurance?

About $16.7M a year, or $1,428 per household. That is 27% below the U.S. average (an index of 73, where 100 is the U.S. average). Spread across the 22 insurance agencies on map listings, it comes to $760K per agency. It is estimated from the incomes of the 11,713 households in Iosco County and national spending patterns by income.

How does Iosco County, MI compare with the U.S. for insurance agencies?

Iosco County has 18.8 insurance agencies per 10,000 households, 21% above the U.S. rate of 15.6. Spending per agency is $760K, 39% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Iosco County would have about 13, against 22 on map listings. There is one business with payroll in the industry for every 1,065 households, against one for every 966 across the U.S.

How fast is Iosco County, MI growing?

Population estimates put Iosco County at 25,266 people in 2025, up 0.3% since 2020, slower than the U.S. (+3.1%). It has 11,713 households. The median household income in Iosco County is $50,066 a year, 38% below the U.S. median of $80,734. That rose 14.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Iosco County scores 22 for insurance agencies (low), #2,046 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Iosco County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Iosco County

Screening a site or an acquisition in Iosco County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Iosco County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.