Auto · County · Massachusetts
Insurance agencies in Hampden County, MA
How Hampden County, MA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 44 out of 100: Lower middle
Ranked #1,316 of 2,272 scored counties
#11 of 13 scored counties in Massachusetts
- Listings
- 186
- 22 chain locations (12%)
- Official establishments
- 119
- −9.8% since 2019
- Household spending a year
- $263.5M
- On vehicle insurance · $1,428 a household
- Spending per listing
- $1.4M
- 13% above the U.S.
- Listings per 10k households
- 10.1
- 35% below the U.S.
- Population, 2025
- 464,338
- +0.2% since 2020
See the insurance agencies around any address in Hampden County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hampden County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 186 insurance agencies in Hampden County. Of those, 22 are chain locations, or 12%, against 21% across the U.S. Per 10,000 households, that is 10.1, 35% below the U.S. rate of 15.6.
At $1,428 per household (27% below the U.S. average), households in Hampden County spend about $263.5M a year on vehicle insurance. That works out to $1.4M per agency, 13% above the U.S. figure of $1.3M.
Official counts show 119 businesses with payroll classed as insurance agencies and brokerages in Hampden County in 2023, down 9.8% from 2019. That is one for every 1,550 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $70K has gone to businesses classed as insurance agencies and brokerages in Hampden County.
Population estimates put the population change in Hampden County from 2020 to 2025 at +0.2%, slower than the U.S. (+3.1%). For insurance agencies, Hampden County has a Groundwork market score of 44 (lower middle): #1,316 of 2,272 scored counties and #11 of 13 scored counties in Massachusetts.
How Hampden County compares
The same measures for Massachusetts and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Hampden County | Massachusetts | U.S. |
|---|---|---|---|
| Listings per 10k households | 10.1 | 10.0 | 15.6 |
| Spending per listing | $1.4M | $1.4M | $1.3M |
| Households per official establishment | 1,550 | 1,349 | 966 |
| Official establishment growth, 2019–2023 | −9.8% | −7.7% | −1.0% |
| Population growth, 2020–2025 | +0.2% | +2.4% | +3.1% |
| Spending per household on vehicle insurance | $1,428 | $1,445 | $1,957 |
| Median household income | $71,306 | $103,960 | $80,734 |
| Groundwork market score | 44 | 55 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 132 → 119−9.8% over the period
- Employees, 2023
- 1,825
- Annual payroll, 2023
- $183.9M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 18622 chain locations
- Listings at the U.S. rate for this spending
- 210The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $70K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Hampden County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Hampden County
- Population, 2025 estimate
- 464,338+0.2% since 2020
- Households
- 184,471
- Median age
- 40.6
- Homes lived in by their owners
- 62%
- Vehicles per household
- 1.6
- Land area
- 617 sq. mi.
- People per square mile
- 750
- Median household income
- $71,306+28.6% vs. 2015–2019, before inflation
- Average household income
- $94,828
- Median home value
- $298,800
- Jobs located here
- 204,758
- Daytime population
- 449,264Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Hampden County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Hampden County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Massachusetts
Every Massachusetts market ranked →The highest-scoring counties in Massachusetts for insurance agencies, numbered among those based in Massachusetts, with Hampden County marked.
Top counties in Massachusetts
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Hampshire County, MA | 75 | 28 | 4.5 | $3.4M | +10.4% | #329 of 2,272 |
| 2Franklin County, MA | 66 | 12 | 3.8 | $4.1M | −0.3% | #576 of 2,272 |
| 3Dukes County, MA | 65 | 5 | 6.6 | $2.8M | +3.1% | #607 of 2,272 |
| 4Bristol County, MA | 60 | 193 | 8.3 | $1.9M | +2.9% | #778 of 2,272 |
| 5Worcester County, MA | 59 | 286 | 8.5 | $1.9M | +3.7% | #803 of 2,272 |
| 6Barnstable County, MA | 55 | 94 | 8.9 | $1.8M | +2.4% | #943 of 2,272 |
| 7Berkshire County, MA | 53 | 41 | 7.1 | $2M | −1.2% | #1,004 of 2,272 |
| 8Essex County, MA | 48 | 321 | 10.3 | $1.5M | +2.3% | #1,180 of 2,272 |
| 9Plymouth County, MA | 48 | 242 | 11.9 | $1.4M | +3.5% | #1,184 of 2,272 |
| 10Middlesex County, MA | 46 | 673 | 10.6 | $1.4M | +2.8% | #1,250 of 2,272 |
| 11Hampden County, MA | 44 | 186 | 10.1 | $1.4M | +0.2% | #1,316 of 2,272 |
Other business types in Hampden County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Hampden County, MA?
There are 186 insurance agencies on map listings in Hampden County as of September 2026. 22 of them (12%) are chain locations. The listings count insurance agencies. Official counts show 119 businesses with payroll classed as insurance agencies and brokerages in 2023, down 9.8% from 2019.
How much do households in Hampden County, MA spend on vehicle insurance?
About $263.5M a year, or $1,428 per household. That is 27% below the U.S. average (an index of 73, where 100 is the U.S. average). Spread across the 186 insurance agencies on map listings, it comes to $1.4M per agency. It is estimated from the incomes of the 184,471 households in Hampden County and national spending patterns by income.
How does Hampden County, MA compare with the U.S. for insurance agencies?
Hampden County has 10.1 insurance agencies per 10,000 households, 35% below the U.S. rate of 15.6. Spending per agency is $1.4M, 13% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Hampden County would have about 210, against 186 on map listings. There is one business with payroll in the industry for every 1,550 households, against one for every 966 across the U.S. The official count fell 9.8% from 2019 to 2023, against −1.0% for the U.S.
How fast is Hampden County, MA growing?
Population estimates put Hampden County at 464,338 people in 2025, up 0.2% since 2020, slower than the U.S. (+3.1%). It has 184,471 households. The median household income in Hampden County is $71,306 a year, 12% below the U.S. median of $80,734. That rose 28.6% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hampden County scores 44 for insurance agencies (lower middle), #1,316 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Hampden County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Hampden County
Screening a site or an acquisition in Hampden County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Hampden County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.