Auto · County · Maine
Insurance agencies in Oxford County, ME
The insurance agencies in Oxford County, ME, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 66 out of 100: Upper middle
Ranked #589 of 2,272 scored counties
#7 of 16 scored counties in Maine
- Listings
- 21
- 3 chain locations (14%)
- Official establishments
- 13
- Businesses with payroll, 2023
- Household spending a year
- $40.4M
- On vehicle insurance · $1,673 a household
- Spending per listing
- $1.9M
- 53% above the U.S.
- Listings per 10k households
- 8.7
- 44% below the U.S.
- Population, 2025
- 60,346
- +4.2% since 2020
See the insurance agencies around any address in Oxford County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Oxford County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 21 insurance agencies in Oxford County. Chain locations make up 14% of them, against 21% across the U.S. That is 8.7 per 10,000 households, 44% below the U.S. rate of 15.6.
Household spending on vehicle insurance in Oxford County comes to about $40.4M a year: $1,673 per household, 14% below the U.S. average. That works out to $1.9M per agency, 53% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Oxford County was 13 in 2023. That is one for every 1,857 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of Oxford County grew 4.2%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Oxford County is 66 (upper middle), #589 of 2,272 scored counties and #7 of 16 scored counties in Maine.
How Oxford County compares
The same measures for Maine and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Oxford County | Maine | U.S. |
|---|---|---|---|
| Listings per 10k households | 8.7 | 9.8 | 15.6 |
| Spending per listing | $1.9M | $1.6M | $1.3M |
| Households per official establishment | 1,857 | 1,301 | 966 |
| Official establishment growth, 2019–2023 | n/a | +4.3% | −1.0% |
| Population growth, 2020–2025 | +4.2% | +3.7% | +3.1% |
| Spending per household on vehicle insurance | $1,673 | $1,609 | $1,957 |
| Median household income | $60,173 | $74,733 | $80,734 |
| Groundwork market score | 66 | 68 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 14 → 13
- Employees, 2023
- 62
- Annual payroll, 2023
- $3.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 213 chain locations
- Listings at the U.S. rate for this spending
- 32The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Oxford County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Oxford County
- Population, 2025 estimate
- 60,346+4.2% since 2020
- Households
- 24,140
- Median age
- 46.9
- Homes lived in by their owners
- 81%
- Vehicles per household
- 1.9
- Land area
- 2,077 sq. mi.
- People per square mile
- 29
- Median household income
- $60,173+22.3% vs. 2015–2019, before inflation
- Average household income
- $81,916
- Median home value
- $217,300
- Jobs located here
- 17,529
- Daytime population
- 49,370Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Oxford County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Oxford County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Maine
Every Maine market ranked →The highest-scoring counties in Maine for insurance agencies, numbered among those based in Maine, with Oxford County marked.
Top counties in Maine
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Somerset County, ME | 74 | 8 | 3.4 | $4.8M | +2.3% | #349 of 2,272 |
| 2Waldo County, ME | 74 | 8 | 4.6 | $3.7M | +2.6% | #350 of 2,272 |
| 3Sagadahoc County, ME | 72 | 6 | 3.6 | $4.7M | +3.4% | #404 of 2,272 |
| 4York County, ME | 70 | 66 | 7.2 | $2.4M | +4.8% | #461 of 2,272 |
| 5Washington County, ME | 69 | 5 | 3.5 | $4.5M | +0.8% | #484 of 2,272 |
| 6Lincoln County, ME | 66 | 12 | 7.2 | $2.3M | +3.8% | #582 of 2,272 |
| 7Oxford County, ME | 66 | 21 | 8.7 | $1.9M | +4.2% | #589 of 2,272 |
| 8Hancock County, ME | 63 | 16 | 6.3 | $2.6M | +3.0% | #681 of 2,272 |
| 9Franklin County, ME | 51 | 11 | 8.7 | $1.8M | +4.6% | #1,062 of 2,272 |
| 10Knox County, ME | 51 | 18 | 9.7 | $1.7M | +1.1% | #1,065 of 2,272 |
Other business types in Oxford County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Oxford County, ME?
Oxford County has 21 insurance agencies on map listings as of September 2026. 3 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Oxford County, ME spend on vehicle insurance?
About $40.4M a year, or $1,673 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 21 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 24,140 households in Oxford County and national spending patterns by income.
How does Oxford County, ME compare with the U.S. for insurance agencies?
Oxford County has 8.7 insurance agencies per 10,000 households, 44% below the U.S. rate of 15.6. Spending per agency is $1.9M, 53% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Oxford County would have about 32, against 21 on map listings. There is one business with payroll in the industry for every 1,857 households, against one for every 966 across the U.S.
How fast is Oxford County, ME growing?
Population estimates put Oxford County at 60,346 people in 2025, up 4.2% since 2020, faster than the U.S. (+3.1%). It has 24,140 households. The median household income in Oxford County is $60,173 a year, 25% below the U.S. median of $80,734. That rose 22.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Oxford County scores 66 for insurance agencies (upper middle), #589 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Oxford County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Oxford County
Screening a site or an acquisition in Oxford County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Oxford County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.