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Insurance agencies in Fayette County, IA

The insurance agencies in Fayette County, IA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 10 out of 100: Low

Ranked #2,244 of 2,272 scored counties
#67 of 71 scored counties in Iowa

Listings
23
6 chain locations (26%)
Official establishments
23
−17.9% since 2019
Household spending a year
$15.1M
On vehicle insurance · $1,806 a household
Spending per listing
$655K
48% below the U.S.
Listings per 10k households
27.6
77% above the U.S.
Population, 2025
19,047
−2.1% since 2020

See the insurance agencies around any address in Fayette County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Fayette County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Fayette County has a Groundwork market score of 10 (low): #2,244 of 2,272 scored counties and #67 of 71 scored counties in Iowa. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 23 insurance agencies in Fayette County. Of those, 6 are chain locations, or 26%, against 21% across the U.S. That comes to 27.6 for every 10,000 households, 77% above the U.S. rate of 15.6.

Households in Fayette County spend about $15.1M a year on vehicle insurance, or $1,806 per household, 8% below the U.S. average. Spread across 23 insurance agencies, that is $655K per agency, 48% below the U.S. figure of $1.3M.

In 2023, official counts showed 23 businesses with payroll in Fayette County classed as insurance agencies and brokerages, down 17.9% from 2019. That is one for every 363 households, against one for every 966 across the U.S. Population estimates show Fayette County declined 2.1% from 2020 to 2025, against +3.1% for the U.S.

How Fayette County compares

The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Fayette County, IA compared with Iowa and the U.S.
MeasureFayette CountyIowaU.S.
Listings per 10k households27.617.715.6
Spending per listing$655K$984K$1.3M
Households per official establishment363660966
Official establishment growth, 2019–2023−17.9%−5.7%−1.0%
Population growth, 2020–2025−2.1%+1.5%+3.1%
Spending per household on vehicle insurance$1,806$1,738$1,957
Median household income$60,165$75,059$80,734
Groundwork market score1020

Official counts and lending

Businesses

Official establishments, 2019 to 2023
28 → 23−17.9% over the period
Employees, 2023
51
Annual payroll, 2023
$2.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
236 chain locations
Listings at the U.S. rate for this spending
12The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Fayette County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Fayette County

Population, 2025 estimate
19,047−2.1% since 2020
Households
8,342
Median age
43.3
Homes lived in by their owners
77%
Vehicles per household
2.1
Land area
731 sq. mi.
People per square mile
26
Median household income
$60,165+17.7% vs. 2015–2019, before inflation
Average household income
$80,301
Median home value
$136,800
Jobs located here
7,115
Daytime population
16,988Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Fayette County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Fayette County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Iowa

Every Iowa market ranked →

The highest-scoring counties in Iowa for insurance agencies, numbered among those based in Iowa, with Fayette County marked.

Top counties in Iowa

Counties in Iowa ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Warren County, IA532512.1$1.6M+9.0%#1,014 of 2,272
2Marion County, IA522015.0$1.3M+2.3%#1,055 of 2,272
3Johnson County, IA51629.8$1.6M+4.6%#1,073 of 2,272
4Madison County, IA48710.5$1.9M+3.8%#1,165 of 2,272
5Benton County, IA461211.8$1.8M+1.8%#1,240 of 2,272
6Mills County, IA45713.0$1.5M+2.6%#1,277 of 2,272
7Jasper County, IA442214.7$1.3M+0.9%#1,329 of 2,272
8Grundy County, IA40611.7$1.6M+0.2%#1,438 of 2,272
9Story County, IA405012.9$1.3M+2.7%#1,457 of 2,272
10Boone County, IA381412.8$1.5M+0.4%#1,522 of 2,272
67Fayette County, IA102327.6$655K−2.1%#2,244 of 2,272

Other business types in Fayette County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Fayette County, IA?

There are 23 insurance agencies on map listings in Fayette County as of September 2026. 6 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 23 businesses with payroll classed as insurance agencies and brokerages in 2023, down 17.9% from 2019.

How much do households in Fayette County, IA spend on vehicle insurance?

About $15.1M a year, or $1,806 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). Spread across the 23 insurance agencies on map listings, it comes to $655K per agency. It is estimated from the incomes of the 8,342 households in Fayette County and national spending patterns by income.

How does Fayette County, IA compare with the U.S. for insurance agencies?

Fayette County has 27.6 insurance agencies per 10,000 households, 77% above the U.S. rate of 15.6. Spending per agency is $655K, 48% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Fayette County would have about 12, against 23 on map listings. There is one business with payroll in the industry for every 363 households, against one for every 966 across the U.S. The official count fell 17.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Fayette County, IA growing?

Population estimates put Fayette County at 19,047 people in 2025, down 2.1% since 2020, against +3.1% for the U.S. It has 8,342 households. The median household income in Fayette County is $60,165 a year, 25% below the U.S. median of $80,734. That rose 17.7% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Fayette County scores 10 for insurance agencies (low), #2,244 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Fayette County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Fayette County

Screening a site or an acquisition in Fayette County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Fayette County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.