Groundwork

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Insurance agencies in Boone County, IA

How Boone County, IA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 38 out of 100: Lower middle

Ranked #1,522 of 2,272 scored counties
#10 of 71 scored counties in Iowa

Listings
14
3 chain locations (21%)
Official establishments
15
Businesses with payroll, 2023
Household spending a year
$21.1M
On vehicle insurance · $1,932 a household
Spending per listing
$1.5M
20% above the U.S.
Listings per 10k households
12.8
18% below the U.S.
Population, 2025
26,799
+0.4% since 2020

See the insurance agencies around any address in Boone County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Boone County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,932 per household (in line with the U.S. average), households in Boone County spend about $21.1M a year on vehicle insurance. Spread across 14 insurance agencies, that is $1.5M per agency, 20% above the U.S. figure of $1.3M.

There are 14 insurance agencies on map listings in Boone County as of September 2026. Of those, 3 are chain locations, or 21%, against 21% across the U.S. That is 12.8 per 10,000 households, 18% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Boone County was 15 in 2023. That is one for every 729 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $50K has gone to businesses classed as insurance agencies and brokerages in Boone County.

Population estimates show Boone County grew 0.4% from 2020 to 2025, slower than the U.S. (+3.1%). Boone County scores 38 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,522 of 2,272 scored counties and #10 of 71 scored counties in Iowa.

How Boone County compares

The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Boone County, IA compared with Iowa and the U.S.
MeasureBoone CountyIowaU.S.
Listings per 10k households12.817.715.6
Spending per listing$1.5M$984K$1.3M
Households per official establishment729660966
Official establishment growth, 2019–2023n/a−5.7%−1.0%
Population growth, 2020–2025+0.4%+1.5%+3.1%
Spending per household on vehicle insurance$1,932$1,738$1,957
Median household income$83,531$75,059$80,734
Groundwork market score3820

Official counts and lending

Businesses

Official establishments, 2019 to 2023
16 → 15
Employees, 2023
36
Annual payroll, 2023
$2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
143 chain locations
Listings at the U.S. rate for this spending
17The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$50K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Boone County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Boone County

Population, 2025 estimate
26,799+0.4% since 2020
Households
10,936
Median age
42.8
Homes lived in by their owners
80%
Vehicles per household
2.2
Land area
571 sq. mi.
People per square mile
47
Median household income
$83,531+30.5% vs. 2015–2019, before inflation
Average household income
$99,765
Median home value
$212,400
Jobs located here
9,561
Daytime population
23,449Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Boone County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Boone County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Iowa

Every Iowa market ranked →

The highest-scoring counties in Iowa for insurance agencies, numbered among those based in Iowa, with Boone County marked.

Top counties in Iowa

Counties in Iowa ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Warren County, IA532512.1$1.6M+9.0%#1,014 of 2,272
2Marion County, IA522015.0$1.3M+2.3%#1,055 of 2,272
3Johnson County, IA51629.8$1.6M+4.6%#1,073 of 2,272
4Madison County, IA48710.5$1.9M+3.8%#1,165 of 2,272
5Benton County, IA461211.8$1.8M+1.8%#1,240 of 2,272
6Mills County, IA45713.0$1.5M+2.6%#1,277 of 2,272
7Jasper County, IA442214.7$1.3M+0.9%#1,329 of 2,272
8Grundy County, IA40611.7$1.6M+0.2%#1,438 of 2,272
9Story County, IA405012.9$1.3M+2.7%#1,457 of 2,272
10Boone County, IA381412.8$1.5M+0.4%#1,522 of 2,272

Other business types in Boone County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Boone County, IA?

As of September 2026, map listings count 14 insurance agencies in Boone County. 3 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 15 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Boone County, IA spend on vehicle insurance?

About $21.1M a year, or $1,932 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 14 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 10,936 households in Boone County and national spending patterns by income.

How does Boone County, IA compare with the U.S. for insurance agencies?

Boone County has 12.8 insurance agencies per 10,000 households, 18% below the U.S. rate of 15.6. Spending per agency is $1.5M, 20% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Boone County would have about 17, against 14 on map listings. There is one business with payroll in the industry for every 729 households, against one for every 966 across the U.S.

How fast is Boone County, IA growing?

Population estimates put Boone County at 26,799 people in 2025, up 0.4% since 2020, slower than the U.S. (+3.1%). It has 10,936 households. Median household income in Boone County is $83,531, 3% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Boone County scores 38 for insurance agencies (lower middle), #1,522 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Boone County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Boone County

Screening a site or an acquisition in Boone County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Boone County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.