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Insurance agencies in Ada County, ID

Competitor counts, household spending and official business counts for insurance agencies in Ada County, ID, set against other counties and the U.S.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #1,585 of 2,272 scored counties
#25 of 26 scored counties in Idaho

Listings
410
79 chain locations (19%)
Official establishments
312
+4.4% since 2019
Household spending a year
$407.7M
On vehicle insurance · $2,013 a household
Spending per listing
$994K
21% below the U.S.
Listings per 10k households
20.2
29% above the U.S.
Population, 2025
546,141
+9.6% since 2020

See the insurance agencies around any address in Ada County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ada County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Ada County spend about $407.7M a year on vehicle insurance, or $2,013 per household, 3% above the U.S. average. That works out to $994K per agency, 21% below the U.S. figure of $1.3M.

Ada County has 410 insurance agencies on map listings as of September 2026. Chain locations make up 19% of them, against 21% across the U.S. Per 10,000 households, that is 20.2, 29% above the U.S. rate of 15.6.

Official counts show 312 businesses with payroll classed as insurance agencies and brokerages in Ada County in 2023, up 4.4% from 2019. That is one for every 649 households, against one for every 966 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $1.3M have gone to businesses classed as insurance agencies and brokerages in Ada County.

Population estimates put the population change in Ada County from 2020 to 2025 at +9.6%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Ada County is 37 (lower middle), #1,585 of 2,272 scored counties and #25 of 26 scored counties in Idaho.

How Ada County compares

The same measures for Idaho and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Ada County, ID compared with Idaho and the U.S.
MeasureAda CountyIdahoU.S.
Listings per 10k households20.217.215.6
Spending per listing$994K$1.3M$1.3M
Households per official establishment649756966
Official establishment growth, 2019–2023+4.4%+5.5%−1.0%
Population growth, 2020–2025+9.6%+9.8%+3.1%
Spending per household on vehicle insurance$2,013$2,175$1,957
Median household income$91,502$77,800$80,734
Groundwork market score3756

Official counts and lending

Businesses

Official establishments, 2019 to 2023
299 → 312+4.4% over the period
Employees, 2023
1,119
Annual payroll, 2023
$75.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
41079 chain locations
Listings at the U.S. rate for this spending
325The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$1.3M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Ada County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Ada County

Population, 2025 estimate
546,141+9.6% since 2020
Households
202,543
Median age
39.5
Homes lived in by their owners
71%
Vehicles per household
2.0
Land area
1,052 sq. mi.
People per square mile
493
Median household income
$91,502+38.0% vs. 2015–2019, before inflation
Average household income
$124,631
Median home value
$512,300
Jobs located here
294,737
Daytime population
566,160Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Ada County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Ada County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Idaho

Every Idaho market ranked →

The highest-scoring counties in Idaho for insurance agencies, numbered among those based in Idaho, with Ada County marked.

Top counties in Idaho

Counties in Idaho ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Jerome County, ID731214.5$1.7M+8.6%#398 of 2,272
2Benewah County, ID71512.3$1.8M+9.7%#444 of 2,272
3Fremont County, ID69510.7$2.3M+5.9%#494 of 2,272
4Boundary County, ID69611.9$2M+15.3%#500 of 2,272
5Canyon County, ID6510712.4$1.9M+18.1%#620 of 2,272
6Elmore County, ID64119.9$2.1M+2.8%#650 of 2,272
7Valley County, ID64613.9$1.5M+8.4%#673 of 2,272
8Latah County, ID631710.4$1.9M+5.6%#690 of 2,272
9Gem County, ID581418.3$1.3M+13.0%#857 of 2,272
10Blaine County, ID571110.6$2.1M+4.8%#863 of 2,272
25Ada County, ID3741020.2$994K+9.6%#1,585 of 2,272

Other business types in Ada County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Ada County, ID?

Map listings as of September 2026 show 410 insurance agencies in Ada County. 79 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 312 businesses with payroll classed as insurance agencies and brokerages in 2023, up 4.4% from 2019.

How much do households in Ada County, ID spend on vehicle insurance?

About $407.7M a year, or $2,013 per household. That is 3% above the U.S. average (an index of 103, where 100 is the U.S. average). Spread across the 410 insurance agencies on map listings, it comes to $994K per agency. It is estimated from the incomes of the 202,543 households in Ada County and national spending patterns by income.

How does Ada County, ID compare with the U.S. for insurance agencies?

Ada County has 20.2 insurance agencies per 10,000 households, 29% above the U.S. rate of 15.6. Spending per agency is $994K, 21% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Ada County would have about 325, against 410 on map listings. There is one business with payroll in the industry for every 649 households, against one for every 966 across the U.S. The official count rose 4.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is Ada County, ID growing?

Population estimates put Ada County at 546,141 people in 2025, up 9.6% since 2020, faster than the U.S. (+3.1%). It has 202,543 households. Median household income in Ada County is $91,502, 13% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ada County scores 37 for insurance agencies (lower middle), #1,585 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ada County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Ada County

Screening a site or an acquisition in Ada County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Ada County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.