Auto · County · Georgia
Insurance agencies in Heard County, GA
How Heard County, GA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
The score needs at least 5 listings; this market has 3.
- Listings
- 3
- 1 chain location (33%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $11.7M
- On vehicle insurance · $2,708 a household
- Spending per listing
- $3.9M
- 3.1 times the U.S.
- Listings per 10k households
- 7.0
- 55% below the U.S.
- Population, 2025
- 12,149
- +6.2% since 2020
See the insurance agencies around any address in Heard County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Heard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Heard County spend about $11.7M a year on vehicle insurance, or $2,708 per household, 38% above the U.S. average. That works out to $3.9M per agency, 3.1 times the U.S. figure of $1.3M.
There are 3 insurance agencies on map listings in Heard County as of September 2026. That comes to 7.0 for every 10,000 households, 55% below the U.S. rate of 15.6.
Official counts don’t publish a figure for insurance agencies and brokerages in Heard County, since they leave out counts under 3.
Population estimates put the population change in Heard County from 2020 to 2025 at +6.2%, faster than the U.S. (+3.1%). With 3 insurance agencies on map listings, Heard County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.
How Heard County compares
The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Heard County | Georgia | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.0 | 17.7 | 15.6 |
| Spending per listing | $3.9M | $1.4M | $1.3M |
| Households per official establishment | n/a | 879 | 966 |
| Official establishment growth, 2019–2023 | n/a | +4.5% | −1.0% |
| Population growth, 2020–2025 | +6.2% | +5.3% | +3.1% |
| Spending per household on vehicle insurance | $2,708 | $2,494 | $1,957 |
| Median household income | $65,868 | $77,353 | $80,734 |
| Groundwork market score | Not scored | 63 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 31 chain location
- Listings at the U.S. rate for this spending
- 9The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Heard County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Heard County
- Population, 2025 estimate
- 12,149+6.2% since 2020
- Households
- 4,309
- Median age
- 40.8
- Homes lived in by their owners
- 72%
- Vehicles per household
- 2.0
- Land area
- 296 sq. mi.
- People per square mile
- 40
- Median household income
- $65,868+28.3% vs. 2015–2019, before inflation
- Average household income
- $87,040
- Median home value
- $186,800
- Jobs located here
- 1,539
- Daytime population
- 9,017Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Heard County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Heard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Georgia
Every Georgia market ranked →The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Heard County marked.
Top counties in Georgia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Harris County, GA | 96 | 9 | 6.9 | $4.4M | +6.8% | #9 of 2,272 |
| 2Pike County, GA | 95 | 5 | 7.4 | $4.5M | +10.5% | #16 of 2,272 |
| 3Murray County, GA | 94 | 7 | 4.6 | $6.5M | +4.0% | #21 of 2,272 |
| 4Newton County, GA | 92 | 37 | 9.0 | $3.1M | +11.2% | #35 of 2,272 |
| 5Pierce County, GA | 90 | 6 | 7.9 | $3.4M | +5.1% | #57 of 2,272 |
| 6Lamar County, GA | 90 | 8 | 11.2 | $2.5M | +12.9% | #62 of 2,272 |
| 7Jasper County, GA | 90 | 8 | 13.4 | $2.2M | +20.2% | #64 of 2,272 |
| 8Gilmer County, GA | 89 | 15 | 11.5 | $2.4M | +7.9% | #76 of 2,272 |
| 9Liberty County, GA | 88 | 20 | 8.3 | $3M | +7.6% | #82 of 2,272 |
| 10Monroe County, GA | 88 | 12 | 11.4 | $2.8M | +14.1% | #86 of 2,272 |
| Heard County, GA | Not scored | 3 | 7.0 | $3.9M | +6.2% |
Other business types in Heard County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Heard County, GA?
As of September 2026, map listings count 3 insurance agencies in Heard County. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Heard County: counts under 3 are left out.
How much do households in Heard County, GA spend on vehicle insurance?
About $11.7M a year, or $2,708 per household. That is 38% above the U.S. average (an index of 138, where 100 is the U.S. average). Spread across the 3 insurance agencies on map listings, it comes to $3.9M per agency. It is estimated from the incomes of the 4,309 households in Heard County and national spending patterns by income.
How does Heard County, GA compare with the U.S. for insurance agencies?
Heard County has 7.0 insurance agencies per 10,000 households, 55% below the U.S. rate of 15.6. Spending per agency is $3.9M, 3.1 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Heard County would have about 9, against 3 on map listings.
How fast is Heard County, GA growing?
Population estimates put Heard County at 12,149 people in 2025, up 6.2% since 2020, faster than the U.S. (+3.1%). It has 4,309 households. Median household income in Heard County is $65,868, 18% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Heard County has no market score for insurance agencies: the score needs at least 5 on map listings, and it has 3.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Heard County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Heard County
Screening a site or an acquisition in Heard County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Heard County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.