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Insurance agencies in Liberty County, GA

How Liberty County, GA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 88 out of 100: High

Ranked #82 of 2,272 scored counties
#9 of 114 scored counties in Georgia

Listings
20
8 chain locations (40%)
Official establishments
10
Businesses with payroll, 2023
Household spending a year
$59.1M
On vehicle insurance · $2,463 a household
Spending per listing
$3M
2.4 times the U.S.
Listings per 10k households
8.3
47% below the U.S.
Population, 2025
70,313
+7.6% since 2020

See the insurance agencies around any address in Liberty County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Liberty County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Liberty County has a Groundwork market score of 88 (high): #82 of 2,272 scored counties and #9 of 114 scored counties in Georgia. That puts it in the top 10% of counties for insurance agencies.

Map listings as of September 2026 show 20 insurance agencies in Liberty County. 8 of them (40%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 8.3, 47% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Liberty County comes to about $59.1M a year: $2,463 per household, 26% above the U.S. average. Spread across 20 insurance agencies, that is $3M per agency, 2.4 times the U.S. figure of $1.3M.

Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in Liberty County in 2023. That is one for every 2,400 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Liberty County grew 7.6%, faster than the U.S. (+3.1%).

How Liberty County compares

The same measures for Georgia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Liberty County, GA compared with Georgia and the U.S.
MeasureLiberty CountyGeorgiaU.S.
Listings per 10k households8.317.715.6
Spending per listing$3M$1.4M$1.3M
Households per official establishment2,400879966
Official establishment growth, 2019–2023n/a+4.5%−1.0%
Population growth, 2020–2025+7.6%+5.3%+3.1%
Spending per household on vehicle insurance$2,463$2,494$1,957
Median household income$60,456$77,353$80,734
Groundwork market score8863

Official counts and lending

Businesses

Official establishments, 2019 to 2023
9 → 10
Employees, 2023
30
Annual payroll, 2023
$1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
208 chain locations
Listings at the U.S. rate for this spending
47The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Liberty County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Liberty County

Population, 2025 estimate
70,313+7.6% since 2020
Households
23,998
Median age
30.7
Homes lived in by their owners
51%
Vehicles per household
1.9
Land area
517 sq. mi.
People per square mile
130
Median household income
$60,456+25.9% vs. 2015–2019, before inflation
Average household income
$74,082
Median home value
$201,500
Jobs located here
15,728
Daytime population
61,774Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Liberty County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Liberty County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Georgia

Every Georgia market ranked →

The highest-scoring counties in Georgia for insurance agencies, numbered among those based in Georgia, with Liberty County marked.

Top counties in Georgia

Counties in Georgia ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Harris County, GA9696.9$4.4M+6.8%#9 of 2,272
2Pike County, GA9557.4$4.5M+10.5%#16 of 2,272
3Murray County, GA9474.6$6.5M+4.0%#21 of 2,272
4Newton County, GA92379.0$3.1M+11.2%#35 of 2,272
5Pierce County, GA9067.9$3.4M+5.1%#57 of 2,272
6Lamar County, GA90811.2$2.5M+12.9%#62 of 2,272
7Jasper County, GA90813.4$2.2M+20.2%#64 of 2,272
8Gilmer County, GA891511.5$2.4M+7.9%#76 of 2,272
9Liberty County, GA88208.3$3M+7.6%#82 of 2,272
10Monroe County, GA881211.4$2.8M+14.1%#86 of 2,272

Other business types in Liberty County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Liberty County, GA?

There are 20 insurance agencies on map listings in Liberty County as of September 2026. 8 of them (40%) are chain locations. The listings count insurance agencies. Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Liberty County, GA spend on vehicle insurance?

About $59.1M a year, or $2,463 per household. That is 26% above the U.S. average (an index of 126, where 100 is the U.S. average). Spread across the 20 insurance agencies on map listings, it comes to $3M per agency. It is estimated from the incomes of the 23,998 households in Liberty County and national spending patterns by income.

How does Liberty County, GA compare with the U.S. for insurance agencies?

Liberty County has 8.3 insurance agencies per 10,000 households, 47% below the U.S. rate of 15.6. Spending per agency is $3M, 2.4 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Liberty County would have about 47, against 20 on map listings. There is one business with payroll in the industry for every 2,400 households, against one for every 966 across the U.S.

How fast is Liberty County, GA growing?

Population estimates put Liberty County at 70,313 people in 2025, up 7.6% since 2020, faster than the U.S. (+3.1%). It has 23,998 households. The median household income in Liberty County is $60,456 a year, 25% below the U.S. median of $80,734. That rose 25.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Liberty County scores 88 for insurance agencies (high), #82 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Liberty County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Liberty County

Screening a site or an acquisition in Liberty County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Liberty County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.