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Insurance agencies in Nevada County, CA

How Nevada County, CA compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #798 of 2,272 scored counties
#17 of 53 scored counties in California

Listings
45
10 chain locations (22%)
Official establishments
31
−20.5% since 2019
Household spending a year
$88.5M
On vehicle insurance · $2,064 a household
Spending per listing
$2M
57% above the U.S.
Listings per 10k households
10.5
33% below the U.S.
Population, 2025
101,911
−0.4% since 2020

See the insurance agencies around any address in Nevada County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Nevada County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,064 per household (5% above the U.S. average), households in Nevada County spend about $88.5M a year on vehicle insurance. That is about $2M of household spending for each agency on map listings, 57% above the U.S. figure of $1.3M.

Nevada County has 45 insurance agencies on map listings as of September 2026. Of those, 10 are chain locations, or 22%, against 21% across the U.S. That comes to 10.5 for every 10,000 households, 33% below the U.S. rate of 15.6.

Official counts show 31 businesses with payroll classed as insurance agencies and brokerages in Nevada County in 2023, down 20.5% from 2019. That is one for every 1,383 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Nevada County declined 0.4%, against +3.1% for the U.S. For insurance agencies, Nevada County has a Groundwork market score of 59 (upper middle): #798 of 2,272 scored counties and #17 of 53 scored counties in California.

How Nevada County compares

The same measures for California and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Nevada County, CA compared with California and the U.S.
MeasureNevada CountyCaliforniaU.S.
Listings per 10k households10.517.215.6
Spending per listing$2M$1.1M$1.3M
Households per official establishment1,383973966
Official establishment growth, 2019–2023−20.5%−4.0%−1.0%
Population growth, 2020–2025−0.4%−0.4%+3.1%
Spending per household on vehicle insurance$2,064$1,926$1,957
Median household income$89,882$99,122$80,734
Groundwork market score5934

Official counts and lending

Businesses

Official establishments, 2019 to 2023
39 → 31−20.5% over the period
Employees, 2023
133
Annual payroll, 2023
$11.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4510 chain locations
Listings at the U.S. rate for this spending
71The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Nevada County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Nevada County

Population, 2025 estimate
101,911−0.4% since 2020
Households
42,865
Median age
49.8
Homes lived in by their owners
75%
Vehicles per household
2.0
Land area
958 sq. mi.
People per square mile
107
Median household income
$89,882+36.0% vs. 2015–2019, before inflation
Average household income
$124,444
Median home value
$621,800
Jobs located here
31,275
Daytime population
94,590Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Nevada County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Nevada County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across California

Every California market ranked →

The highest-scoring counties in California for insurance agencies, numbered among those based in California, with Nevada County marked.

Top counties in California

Counties in California ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Yuba County, CA87103.5$5.9M+8.2%#92 of 2,272
2Calaveras County, CA81137.1$3.3M+2.8%#194 of 2,272
3San Benito County, CA732512.2$2M+8.6%#393 of 2,272
4Lake County, CA72176.3$3.3M−0.6%#407 of 2,272
5Merced County, CA718710.1$2M+5.1%#439 of 2,272
6Yolo County, CA69739.5$2M+3.1%#502 of 2,272
7Amador County, CA661811.2$1.9M+3.2%#590 of 2,272
8Inyo County, CA6556.2$3.1M−4.4%#605 of 2,272
9Colusa County, CA6568.0$2.7M−0.1%#609 of 2,272
10Tehama County, CA64208.1$2.5M−1.7%#643 of 2,272
17Nevada County, CA594510.5$2M−0.4%#798 of 2,272

Other business types in Nevada County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Nevada County, CA?

Map listings as of September 2026 show 45 insurance agencies in Nevada County. 10 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 31 businesses with payroll classed as insurance agencies and brokerages in 2023, down 20.5% from 2019.

How much do households in Nevada County, CA spend on vehicle insurance?

About $88.5M a year, or $2,064 per household. That is 5% above the U.S. average (an index of 105, where 100 is the U.S. average). Spread across the 45 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 42,865 households in Nevada County and national spending patterns by income.

How does Nevada County, CA compare with the U.S. for insurance agencies?

Nevada County has 10.5 insurance agencies per 10,000 households, 33% below the U.S. rate of 15.6. Spending per agency is $2M, 57% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Nevada County would have about 71, against 45 on map listings. There is one business with payroll in the industry for every 1,383 households, against one for every 966 across the U.S. The official count fell 20.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is Nevada County, CA growing?

Population estimates put Nevada County at 101,911 people in 2025, down 0.4% since 2020, against +3.1% for the U.S. It has 42,865 households. Median household income in Nevada County is $89,882, 11% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 36.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Nevada County scores 59 for insurance agencies (upper middle), #798 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Nevada County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Nevada County

Screening a site or an acquisition in Nevada County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Nevada County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.