Groundwork

Auto · Small-town market · Arizona

Insurance agencies in the Show Low, AZ area

Competitor counts, household spending and official business counts for insurance agencies in the Show Low, AZ area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 72 out of 100: Upper middle

Ranked #90 of 537 scored small-town markets
#2 of 4 scored small-town markets based in Arizona

Listings
38
6 chain locations (16%)
Official establishments
27
+22.7% since 2019
Household spending a year
$73.9M
On vehicle insurance · $1,843 a household
Spending per listing
$1.9M
55% above the U.S.
Listings per 10k households
9.5
39% below the U.S.
Population, 2025
109,946
+3.0% since 2020

See the insurance agencies around any address in the Show Low area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Show Low area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 38 insurance agencies in the Show Low area. Of those, 6 are chain locations, or 16%, against 21% across the U.S. Per 10,000 households, that is 9.5, 39% below the U.S. rate of 15.6.

Households in the Show Low area spend about $73.9M a year on vehicle insurance, or $1,843 per household, 6% below the U.S. average. That is about $1.9M of household spending for each agency on map listings, 55% above the U.S. figure of $1.3M.

In 2023, official counts showed 27 businesses with payroll in the Show Low area classed as insurance agencies and brokerages, up 22.7% from 2019. That is one for every 1,484 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $81K has gone to businesses classed as insurance agencies and brokerages in the Show Low area.

Between 2020 and 2025, the population of the Show Low area grew 3.0%, in step with the U.S. (+3.1%). The Show Low area scores 72 (upper middle) on the Groundwork market score for insurance agencies, ranking #90 of 537 scored small-town markets and #2 of 4 scored small-town markets based in Arizona. That puts it in the top quarter of small-town markets.

How the Show Low area compares

The same measures for Arizona and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Show Low, AZ area compared with Arizona and the U.S.
MeasureShow Low areaArizonaU.S.
Listings per 10k households9.516.015.6
Spending per listing$1.9M$1.2M$1.3M
Households per official establishment1,4841,004966
Official establishment growth, 2019–2023+22.7%+0.9%−1.0%
Population growth, 2020–2025+3.0%+6.1%+3.1%
Spending per household on vehicle insurance$1,843$1,858$1,957
Median household income$54,606$79,964$80,734
Groundwork market score7250

Official counts and lending

Businesses

Official establishments, 2019 to 2023
27+22.7% over the period
Employees, 2023
79
Annual payroll, 2023
$3.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
386 chain locations
Listings at the U.S. rate for this spending
59The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$81K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Show Low area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Show Low area

Population, 2025 estimate
109,946+3.0% since 2020
Households
40,063
Median age
40.5
Homes lived in by their owners
73%
Vehicles per household
1.9
Land area
9,950 sq. mi.
People per square mile
11
Median household income
$54,606+36.3% vs. 2015–2019, before inflation
Average household income
$68,874
Median home value
$201,500
Jobs located here
26,234
Daytime population
104,760Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Show Low area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Show Low area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Arizona

Every Arizona market ranked →

The highest-scoring small-town markets in Arizona for insurance agencies, numbered among those based in Arizona, with the Show Low area marked.

Top small-town markets in Arizona

Small-town markets in Arizona ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Safford, AZ79129.4$2.4M+4.0%#55 of 537
2Show Low, AZ72389.5$1.9M+3.0%#90 of 537
3Nogales, AZ592313.6$1.5M+4.8%#192 of 537
4Payson, AZ543314.0$1.3M+0.9%#228 of 537

Other business types in the Show Low area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Show Low, AZ area?

There are 38 insurance agencies on map listings in the Show Low area as of September 2026. 6 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 27 businesses with payroll classed as insurance agencies and brokerages in 2023, up 22.7% from 2019.

How much do households in the Show Low, AZ area spend on vehicle insurance?

About $73.9M a year, or $1,843 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). Spread across the 38 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 40,063 households in the Show Low area and national spending patterns by income.

How does the Show Low, AZ area compare with the U.S. for insurance agencies?

The Show Low area has 9.5 insurance agencies per 10,000 households, 39% below the U.S. rate of 15.6. Spending per agency is $1.9M, 55% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Show Low area would have about 59, against 38 on map listings. There is one business with payroll in the industry for every 1,484 households, against one for every 966 across the U.S. The official count rose 22.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Show Low, AZ area growing?

Population estimates put the Show Low area at 109,946 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 40,063 households. The median household income in the Show Low area is $54,606 a year, 32% below the U.S. median of $80,734. That rose 36.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Show Low area scores 72 for insurance agencies (upper middle), #90 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Show Low area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Show Low area

Screening a site or an acquisition in the Show Low area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Show Low area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.