Groundwork

Food and drink · County · Illinois

Sit-down restaurants in Stephenson County, IL

The sit-down restaurants in Stephenson County, IL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 48 out of 100: Lower middle

Ranked #1,258 of 2,405 scored counties
#29 of 87 scored counties in Illinois

Listings
81
22 chain locations (27%)
Official establishments
31
−3.1% since 2019
Household spending a year
$67.4M
On food away from home · $3,481 a household
Spending per listing
$832K
25% above the U.S.
Listings per 10k households
41.8
32% below the U.S.
Population, 2025
43,220
−3.0% since 2020

See the sit-down restaurants around any address in Stephenson County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Stephenson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 81 sit-down restaurants in Stephenson County. Chain locations make up 27% of them, against 29% across the U.S. That comes to 41.8 for every 10,000 households, 32% below the U.S. rate of 61.3.

Household spending on food away from home in Stephenson County comes to about $67.4M a year: $3,481 per household, 14% below the U.S. average. Spread across 81 sit-down restaurants, that is $832K per restaurant, 25% above the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.

In 2023, official counts showed 31 businesses with payroll in Stephenson County classed as full-service restaurants, down 3.1% from 2019. That is one for every 624 households, against one for every 500 across the U.S. Another 6 one-person businesses have no payroll, by official counts.

Population estimates show Stephenson County declined 3.0% from 2020 to 2025, against +3.1% for the U.S. For sit-down restaurants, Stephenson County has a Groundwork market score of 48 (lower middle): #1,258 of 2,405 scored counties and #29 of 87 scored counties in Illinois.

How Stephenson County compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Stephenson County, IL compared with Illinois and the U.S.
MeasureStephenson CountyIllinoisU.S.
Listings per 10k households41.862.061.3
Spending per listing$832K$680K$664K
Households per official establishment624507500
Official establishment growth, 2019–2023−3.1%+0.4%+1.5%
Population growth, 2020–2025−3.0%−0.6%+3.1%
Spending per household on food away from home$3,481$4,215$4,070
Median household income$64,043$83,390$80,734
Groundwork market score4841

Official counts and lending

Businesses

Official establishments, 2019 to 2023
32 → 31−3.1% over the period
Employees, 2023
341
Annual payroll, 2023
$6M
One-person businesses, 2023
6Businesses with no payroll
Map listings, September 2026
8122 chain locations
Listings at the U.S. rate for this spending
102The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as full-service restaurants in Stephenson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Stephenson County

Population, 2025 estimate
43,220−3.0% since 2020
Households
19,358
Median age
45.6
Homes lived in by their owners
71%
Vehicles per household
1.7
Land area
564 sq. mi.
People per square mile
78
Median household income
$64,043+31.2% vs. 2015–2019, before inflation
Average household income
$79,920
Median home value
$134,900
Jobs located here
17,326
Daytime population
40,359Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Stephenson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of Stephenson County. Signed out, you see a blurred preview; on an account, each report is one action.

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Sit-down restaurants across Illinois

Every Illinois market ranked →

The highest-scoring counties in Illinois for sit-down restaurants, numbered among those based in Illinois, with Stephenson County marked.

Top counties in Illinois

Counties in Illinois ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL8120745.6$1.1M+9.9%#114 of 2,405
2Boone County, IL787538.5$1.1M+0.4%#162 of 2,405
3Menard County, IL751426.8$1.5M−3.3%#231 of 2,405
4Piatt County, IL742739.0$1.1M+0.6%#263 of 2,405
5Woodford County, IL705839.5$1.1M−0.8%#365 of 2,405
6Will County, IL701,30753.5$898K+2.2%#382 of 2,405
7McHenry County, IL6754846.6$1M+2.5%#452 of 2,405
8Moultrie County, IL622746.4$801K−0.8%#676 of 2,405
9Monroe County, IL606446.2$1M−0.3%#729 of 2,405
10Cumberland County, IL601638.3$955K−2.1%#730 of 2,405
29Stephenson County, IL488141.8$832K−3.0%#1,258 of 2,405

Other business types in Stephenson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in Stephenson County, IL?

Stephenson County has 81 sit-down restaurants on map listings as of September 2026. 22 of them (27%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 31 businesses with payroll classed as full-service restaurants in 2023, down 3.1% from 2019. Official counts list 6 one-person businesses without payroll.

How much do households in Stephenson County, IL spend on food away from home?

About $67.4M a year, or $3,481 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 81 sit-down restaurants on map listings, it comes to $832K per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 19,358 households in Stephenson County and national spending patterns by income.

How does Stephenson County, IL compare with the U.S. for sit-down restaurants?

Stephenson County has 41.8 sit-down restaurants per 10,000 households, 32% below the U.S. rate of 61.3. Spending per restaurant is $832K, 25% above the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, Stephenson County would have about 102, against 81 on map listings. There is one business with payroll in the industry for every 624 households, against one for every 500 across the U.S. The official count fell 3.1% from 2019 to 2023, against +1.5% for the U.S.

How fast is Stephenson County, IL growing?

Population estimates put Stephenson County at 43,220 people in 2025, down 3.0% since 2020, against +3.1% for the U.S. It has 19,358 households. The median household income in Stephenson County is $64,043 a year, 21% below the U.S. median of $80,734. That rose 31.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Stephenson County scores 48 for sit-down restaurants (lower middle), #1,258 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Stephenson County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in Stephenson County

Screening a site or an acquisition in Stephenson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Stephenson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.