Groundwork

Food and drink · County · Iowa

Restaurants and cafes in Montgomery County, IA

The restaurants and cafes in Montgomery County, IA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 38 out of 100: Lower middle

Ranked #1,681 of 2,405 scored counties
#54 of 72 scored counties in Iowa

Listings
41
19 chain locations (46%)
Official establishments
19
Businesses with payroll, 2023
Household spending a year
$15.8M
On food away from home · $3,446 a household
Spending per listing
$385K
4% above the U.S.
Listings per 10k households
89.4
19% below the U.S.
Population, 2025
10,002
−3.2% since 2020

See the restaurants and cafes around any address in Montgomery County

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 41 restaurants and cafes in Montgomery County. 19 of them (46%) are chain locations, against 34% across the U.S. That comes to 89.4 for every 10,000 households, 19% below the U.S. rate of 109.8.

Households in Montgomery County spend about $15.8M a year on food away from home, or $3,446 per household, 15% below the U.S. average. That works out to $385K per restaurant, 4% above the U.S. figure of $371K.

Official counts show 19 businesses with payroll classed as restaurants and other eating places in Montgomery County in 2023. That is one for every 241 households, against one for every 209 across the U.S. Official counts list 3 one-person businesses without payroll.

Between 2020 and 2025, the population of Montgomery County declined 3.2%, against +3.1% for the U.S. The Groundwork market score for restaurants and cafes in Montgomery County is 38 (lower middle), #1,681 of 2,405 scored counties and #54 of 72 scored counties in Iowa.

How Montgomery County compares

The same measures for Iowa and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Montgomery County, IA compared with Iowa and the U.S.
MeasureMontgomery CountyIowaU.S.
Listings per 10k households89.4103.1109.8
Spending per listing$385K$377K$371K
Households per official establishment241245209
Official establishment growth, 2019–2023n/a+3.4%+6.0%
Population growth, 2020–2025−3.2%+1.5%+3.1%
Spending per household on food away from home$3,446$3,880$4,070
Median household income$63,666$75,059$80,734
Groundwork market score3857

Official counts and lending

Businesses

Official establishments, 2019 to 2023
14 → 19
Employees, 2023
233
Annual payroll, 2023
$3.4M
One-person businesses, 2023
3Businesses with no payroll
Map listings, September 2026
4119 chain locations
Listings at the U.S. rate for this spending
43The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as restaurants and other eating places in Montgomery County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Montgomery County

Population, 2025 estimate
10,002−3.2% since 2020
Households
4,585
Median age
43.6
Homes lived in by their owners
69%
Vehicles per household
2.0
Land area
424 sq. mi.
People per square mile
24
Median household income
$63,666+23.2% vs. 2015–2019, before inflation
Average household income
$84,366
Median home value
$121,400
Jobs located here
3,930
Daytime population
9,463Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Montgomery County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

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Restaurants and cafes across Iowa

Every Iowa market ranked →

The highest-scoring counties in Iowa for restaurants and cafes, numbered among those based in Iowa, with Montgomery County marked.

Top counties in Iowa

Counties in Iowa ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Warren County, IA8716881.2$535K+9.0%#46 of 2,405
2Benton County, IA845755.9$734K+1.8%#66 of 2,405
3Madison County, IA815785.1$490K+3.8%#127 of 2,405
4Dallas County, IA8040194.4$504K+17.8%#142 of 2,405
5Mills County, IA784787.1$489K+2.6%#181 of 2,405
6Boone County, IA768375.9$528K+0.4%#220 of 2,405
7Butler County, IA743458.0$648K−2.0%#255 of 2,405
8Buchanan County, IA736173.9$510K+1.3%#308 of 2,405
9Grundy County, IA734282.1$493K+0.2%#315 of 2,405
10Hancock County, IA702451.4$693K−2.2%#389 of 2,405
54Montgomery County, IA384189.4$385K−3.2%#1,681 of 2,405

Other business types in Montgomery County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in Montgomery County, IA?

Montgomery County has 41 restaurants and cafes on map listings as of September 2026. 19 of them (46%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 19 businesses with payroll classed as restaurants and other eating places in 2023. Official counts also show 3 one-person businesses without payroll.

How much do households in Montgomery County, IA spend on food away from home?

About $15.8M a year, or $3,446 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 41 restaurants and cafes on map listings, it comes to $385K per restaurant. It is estimated from the incomes of the 4,585 households in Montgomery County and national spending patterns by income.

How does Montgomery County, IA compare with the U.S. for restaurants and cafes?

Montgomery County has 89.4 restaurants and cafes per 10,000 households, 19% below the U.S. rate of 109.8. Spending per restaurant is $385K, 4% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, Montgomery County would have about 43, against 41 on map listings. There is one business with payroll in the industry for every 241 households, against one for every 209 across the U.S.

How fast is Montgomery County, IA growing?

Population estimates put Montgomery County at 10,002 people in 2025, down 3.2% since 2020, against +3.1% for the U.S. It has 4,585 households. The median household income in Montgomery County is $63,666 a year, 21% below the U.S. median of $80,734. That rose 23.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montgomery County scores 38 for restaurants and cafes (lower middle), #1,681 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Montgomery County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in Montgomery County

Screening a site or an acquisition in Montgomery County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.