Groundwork

Real estate · Small-town market · Tennessee

Real estate businesses in the Union City, TN area

The real estate businesses in the Union City, TN area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #140 of 536 scored small-town markets
#10 of 17 scored small-town markets based in Tennessee

Listings
16
1 chain location (6%)
Official establishments
7
Businesses with payroll, 2023
Household spending a year
$164.6M
On rent and homeowner costs · $13,140 a household
Housing spending per listing (U.S. = 100)
238
2.4 times the U.S.
Listings per 10k households
12.8
67% below the U.S.
Population, 2025
30,067
−2.3% since 2020

See the real estate businesses around any address in the Union City area

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Union City area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 16 real estate businesses in the Union City area. One of them (6%) is a chain location, against 6% across the U.S. Per 10,000 households, that is 12.8, 67% below the U.S. rate of 38.5.

At $13,140 per household (21% below the U.S. average), households in the Union City area spend about $164.6M a year on rent and homeowner costs. Housing spending per office is 2.4 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.

Official counts show 7 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in the Union City area in 2023. That is one for every 1,790 households, against one for every 414 across the U.S. Official counts list 54 one-person businesses without payroll.

Population estimates put the population change in the Union City area from 2020 to 2025 at −2.3%, against +3.1% for the U.S. The Groundwork market score for real estate businesses in the Union City area is 59 (upper middle), #140 of 536 scored small-town markets and #10 of 17 scored small-town markets based in Tennessee.

How the Union City area compares

The same measures for Tennessee and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Union City, TN area compared with Tennessee and the U.S.
MeasureUnion City areaTennesseeU.S.
Listings per 10k households12.836.738.5
Housing spending per listing (U.S. = 100)23893100
Households per official establishment1,790736414
Official establishment growth, 2019–2023n/a+19.2%+15.8%
Population growth, 2020–2025−2.3%+5.6%+3.1%
Spending per household on rent and homeowner costs$13,140$14,833$16,661
Median household income$54,613$69,595$80,734
Groundwork market score5955

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7
Employees, 2023
76
Annual payroll, 2023
$4.6M
One-person businesses, 2023
54Businesses with no payroll
Map listings, September 2026
161 chain location
Listings at the U.S. rate for this spending
38The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in the Union City area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Union City area

Population, 2025 estimate
30,067−2.3% since 2020
Households
12,527
Median age
42.8
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
545 sq. mi.
People per square mile
56
Median household income
$54,613+37.9% vs. 2015–2019, before inflation
Average household income
$72,466
Median home value
$133,600
Jobs located here
12,524
Daytime population
30,043Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Union City area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of the Union City area. Signed out, you see a blurred preview; on an account, each report is one action.

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Real estate across Tennessee

Every Tennessee market ranked →

The highest-scoring small-town markets in Tennessee for real estate businesses, numbered among those based in Tennessee, with the Union City area marked.

Top small-town markets in Tennessee

Small-town markets in Tennessee ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Shelbyville, TN813115.9209+9.7%#7 of 536
2Lewisburg, TN752619.1178+10.5%#31 of 536
3Dyersburg, TN701812.2259−1.1%#48 of 536
4Fayetteville, TN702919.5168+4.3%#50 of 536
5Winchester, TN703620.6158+6.4%#51 of 536
6McMinnville, TN673219.7156+6.5%#69 of 536
7Newport, TN662717.4169+5.1%#80 of 536
8Martin, TN632115.7193+1.1%#104 of 536
9Athens, TN636624.9129+8.2%#110 of 536
10Union City, TN591612.8238−2.3%#140 of 536

Other business types in the Union City area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in the Union City, TN area?

There are 16 real estate businesses on map listings in the Union City area as of September 2026. One of them (6%) is a chain location. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 7 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023. Official counts also show 54 one-person businesses without payroll.

How much do households in the Union City, TN area spend on rent and homeowner costs?

About $164.6M a year, or $13,140 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). For the 16 real estate businesses on map listings, housing spending per office is 2.4 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 12,527 households in the Union City area and national spending patterns by income.

How does the Union City, TN area compare with the U.S. for real estate businesses?

The Union City area has 12.8 real estate businesses per 10,000 households, 67% below the U.S. rate of 38.5. The index of housing spending per office is 238, where 100 is the U.S. At the national ratio of real estate businesses to household spending, the Union City area would have about 38, against 16 on map listings. There is one business with payroll in the industry for every 1,790 households, against one for every 414 across the U.S.

How fast is the Union City, TN area growing?

Population estimates put the Union City area at 30,067 people in 2025, down 2.3% since 2020, against +3.1% for the U.S. It has 12,527 households. The median household income in the Union City area is $54,613 a year, 32% below the U.S. median of $80,734. That rose 37.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Union City area scores 59 for real estate businesses (upper middle), #140 of 536 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Union City area. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in the Union City area

Screening a site or an acquisition in the Union City area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Union City area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.