Groundwork

Real estate · Small-town market · Florida

Real estate agents and brokers in the Palatka, FL area

The real estate agents and brokers in the Palatka, FL area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 55 out of 100: Upper middle

Ranked #186 of 533 scored small-town markets
#2 of 6 scored small-town markets based in Florida

Listings
38
2 chain locations (5%)
Official establishments
24
Businesses with payroll, 2023
Household spending a year
$406.4M
On rent and homeowner costs · $12,958 a household
Housing spending per listing (U.S. = 100)
196
96% above the U.S.
Listings per 10k households
12.1
60% below the U.S.
Population, 2025
77,734
+5.9% since 2020

See the real estate agents and brokers around any address in the Palatka area

The site report maps the real estate agents and brokers on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Palatka area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 38 real estate agents and brokers in the Palatka area. Chain locations make up 5% of them, against 4% across the U.S. Per 10,000 households, that is 12.1, 60% below the U.S. rate of 30.6.

Household spending on rent and homeowner costs in the Palatka area comes to about $406.4M a year: $12,958 per household, 22% below the U.S. average. Housing spending per office is 96% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate agents and brokers take in.

In 2023, official counts showed 24 businesses with payroll in the Palatka area classed as offices of real estate agents and brokers. That is one for every 1,307 households, against one for every 788 across the U.S.

Population estimates put the population change in the Palatka area from 2020 to 2025 at +5.9%, faster than the U.S. (+3.1%). The Groundwork market score for real estate agents and brokers in the Palatka area is 55 (upper middle), #186 of 533 scored small-town markets and #2 of 6 scored small-town markets based in Florida.

How the Palatka area compares

The same measures for Florida and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate agents and brokers in Palatka, FL area compared with Florida and the U.S.
MeasurePalatka areaFloridaU.S.
Listings per 10k households12.150.230.6
Housing spending per listing (U.S. = 100)19656100
Households per official establishment1,307414788
Official establishment growth, 2019–2023n/a+26.6%+20.1%
Population growth, 2020–2025+5.9%+8.7%+3.1%
Spending per household on rent and homeowner costs$12,958$15,326$16,661
Median household income$47,934$74,568$80,734
Groundwork market score5530

Official counts and lending

Businesses

Official establishments, 2019 to 2023
24
Employees, 2023
37
Annual payroll, 2023
$1.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
382 chain locations
Listings at the U.S. rate for this spending
75The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as offices of real estate agents and brokers in the Palatka area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Palatka area

Population, 2025 estimate
77,734+5.9% since 2020
Households
31,360
Median age
44.4
Homes lived in by their owners
75%
Vehicles per household
1.8
Land area
728 sq. mi.
People per square mile
103
Median household income
$47,934+27.3% vs. 2015–2019, before inflation
Average household income
$68,007
Median home value
$160,300
Jobs located here
17,308
Daytime population
63,587Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Palatka area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate agents and brokers on map listings by name and distance.

Or open the report at the center of the Palatka area. Signed out, you see a blurred preview; on an account, each report is one action.

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Real estate agents and brokers across Florida

Every Florida market ranked →

The highest-scoring small-town markets in Florida for real estate agents and brokers, numbered among those based in Florida, with the Palatka area marked.

Top small-town markets in Florida

Small-town markets in Florida ranked for real estate agents and brokers by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Clewiston, FL573116.6150+18.8%#170 of 533
2Palatka, FL553812.1196+5.9%#186 of 533
3Arcadia, FL552015.6152+8.8%#190 of 533
4Okeechobee, FL482717.9139+7.4%#291 of 533
5Lake City, FL476624.1105+6.2%#309 of 533
6Key West-Key Largo, FL20387112.527−2.9%#532 of 533

Other business types in the Palatka area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate agents and brokers are in the Palatka, FL area?

There are 38 real estate agents and brokers on map listings in the Palatka area as of September 2026. 2 of them (5%) are chain locations. The listings count real estate agents and brokerages, commercial brokers included. Official counts show 24 businesses with payroll classed as offices of real estate agents and brokers in 2023.

How much do households in the Palatka, FL area spend on rent and homeowner costs?

About $406.4M a year, or $12,958 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). For the 38 real estate agents and brokers on map listings, housing spending per office is 96% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate agents and brokers take in. It is estimated from the incomes of the 31,360 households in the Palatka area and national spending patterns by income.

How does the Palatka, FL area compare with the U.S. for real estate agents and brokers?

The Palatka area has 12.1 real estate agents and brokers per 10,000 households, 60% below the U.S. rate of 30.6. The index of housing spending per office is 196, where 100 is the U.S. At the national ratio of real estate agents and brokers to household spending, the Palatka area would have about 75, against 38 on map listings. There is one business with payroll in the industry for every 1,307 households, against one for every 788 across the U.S.

How fast is the Palatka, FL area growing?

Population estimates put the Palatka area at 77,734 people in 2025, up 5.9% since 2020, faster than the U.S. (+3.1%). It has 31,360 households. The median household income in the Palatka area is $47,934 a year, 41% below the U.S. median of $80,734. That rose 27.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Palatka area scores 55 for real estate agents and brokers (upper middle), #186 of 533 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Palatka area. It maps the real estate agents and brokers on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate agents and brokers · All 56 business types in the Palatka area

Screening a site or an acquisition in the Palatka area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Palatka area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.