Food and drink · Small-town market · Florida
Restaurants and cafes in the Palatka, FL area
How the Palatka, FL area compares with other small-town markets and the U.S. for restaurants and cafes: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 71 out of 100: Upper middle
Ranked #74 of 538 scored small-town markets
#2 of 6 scored small-town markets based in Florida
- Listings
- 229
- 91 chain locations (40%)
- Official establishments
- 87
- +24.3% since 2019
- Household spending a year
- $94.9M
- On food away from home · $3,026 a household
- Spending per listing
- $414K
- 12% above the U.S.
- Listings per 10k households
- 73.0
- 34% below the U.S.
- Population, 2025
- 77,734
- +5.9% since 2020
See the restaurants and cafes around any address in the Palatka area
The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Palatka area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 229 restaurants and cafes in the Palatka area. Chain locations make up 40% of them, against 34% across the U.S. Per 10,000 households, that is 73.0, 34% below the U.S. rate of 109.8.
Household spending on food away from home in the Palatka area comes to about $94.9M a year: $3,026 per household, 26% below the U.S. average. That is about $414K of household spending for each restaurant on map listings, 12% above the U.S. figure of $371K.
The official count of businesses with payroll classed as restaurants and other eating places in the Palatka area was 87 in 2023, up 24.3% from 2019. That is one for every 360 households, against one for every 209 across the U.S. Another 27 one-person businesses have no payroll, by official counts. Since fiscal 2022, 1 SBA-backed loan worth $962K has gone to businesses classed as restaurants and other eating places in the Palatka area.
Between 2020 and 2025, the population of the Palatka area grew 5.9%, faster than the U.S. (+3.1%). The Groundwork market score for restaurants and cafes in the Palatka area is 71 (upper middle), #74 of 538 scored small-town markets and #2 of 6 scored small-town markets based in Florida. That puts it in the top quarter of small-town markets.
How the Palatka area compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Palatka area | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 73.0 | 112.4 | 109.8 |
| Spending per listing | $414K | $342K | $371K |
| Households per official establishment | 360 | 223 | 209 |
| Official establishment growth, 2019–2023 | +24.3% | +11.6% | +6.0% |
| Population growth, 2020–2025 | +5.9% | +8.7% | +3.1% |
| Spending per household on food away from home | $3,026 | $3,841 | $4,070 |
| Median household income | $47,934 | $74,568 | $80,734 |
| Groundwork market score | 71 | 46 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 87+24.3% over the period
- Employees, 2023
- 1,586
- Annual payroll, 2023
- $29.1M
- One-person businesses, 2023
- 27Businesses with no payroll
- Map listings, September 2026
- 22991 chain locations
- Listings at the U.S. rate for this spending
- 256The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $962K
SBA-backed loans to businesses classed as restaurants and other eating places in the Palatka area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Palatka area
- Population, 2025 estimate
- 77,734+5.9% since 2020
- Households
- 31,360
- Median age
- 44.4
- Homes lived in by their owners
- 75%
- Vehicles per household
- 1.8
- Land area
- 728 sq. mi.
- People per square mile
- 103
- Median household income
- $47,934+27.3% vs. 2015–2019, before inflation
- Average household income
- $68,007
- Median home value
- $160,300
- Jobs located here
- 17,308
- Daytime population
- 63,587Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Palatka area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.
Or open the report at the center of the Palatka area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardRestaurants and cafes across Florida
Every Florida market ranked →The highest-scoring small-town markets in Florida for restaurants and cafes, numbered among those based in Florida, with the Palatka area marked.
Top small-town markets in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Clewiston, FL | 78 | 137 | 73.5 | $446K | +18.8% | #37 of 538 |
| 2Palatka, FL | 71 | 229 | 73.0 | $414K | +5.9% | #74 of 538 |
| 3Arcadia, FL | 71 | 93 | 72.5 | $410K | +8.8% | #75 of 538 |
| 4Lake City, FL | 65 | 231 | 84.2 | $392K | +6.2% | #128 of 538 |
| 5Okeechobee, FL | 60 | 148 | 97.9 | $330K | +7.4% | #173 of 538 |
| 6Key West-Key Largo, FL | 22 | 1,178 | 342.4 | $125K | −2.9% | #507 of 538 |
Other business types in the Palatka area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes71
- Sit-down restaurants69
- Fast food and sandwich shops61
- Pizza65
- Coffee shops and cafes61
- Bakeries and dessert shops77
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many restaurants and cafes are in the Palatka, FL area?
There are 229 restaurants and cafes on map listings in the Palatka area as of September 2026. 91 of them (40%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 87 businesses with payroll classed as restaurants and other eating places in 2023, up 24.3% from 2019. Official counts list 27 one-person businesses without payroll.
How much do households in the Palatka, FL area spend on food away from home?
About $94.9M a year, or $3,026 per household. That is 26% below the U.S. average (an index of 74, where 100 is the U.S. average). Spread across the 229 restaurants and cafes on map listings, it comes to $414K per restaurant. It is estimated from the incomes of the 31,360 households in the Palatka area and national spending patterns by income.
How does the Palatka, FL area compare with the U.S. for restaurants and cafes?
The Palatka area has 73.0 restaurants and cafes per 10,000 households, 34% below the U.S. rate of 109.8. Spending per restaurant is $414K, 12% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, the Palatka area would have about 256, against 229 on map listings. There is one business with payroll in the industry for every 360 households, against one for every 209 across the U.S. The official count rose 24.3% from 2019 to 2023, against +6.0% for the U.S.
How fast is the Palatka, FL area growing?
Population estimates put the Palatka area at 77,734 people in 2025, up 5.9% since 2020, faster than the U.S. (+3.1%). It has 31,360 households. The median household income in the Palatka area is $47,934 a year, 41% below the U.S. median of $80,734. That rose 27.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Palatka area scores 71 for restaurants and cafes (upper middle), #74 of 538 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Palatka area. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for restaurants and cafes · All 56 business types in the Palatka area
Screening a site or an acquisition in the Palatka area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Palatka area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.