Groundwork

Real estate · Metro area · Wisconsin

Mortgage brokers and lenders in the Eau Claire, WI metro area

The mortgage brokers and lenders in the Eau Claire, WI metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #103 of 373 scored metro areas
#7 of 13 scored metro areas based in Wisconsin

Listings
13
4 chain locations (31%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$1B
On rent and homeowner costs · $13,916 a household
Housing spending per listing (U.S. = 100)
197
97% above the U.S.
Listings per 10k households
1.8
58% below the U.S.
Population, 2025
176,647
+2.6% since 2020

See the mortgage brokers and lenders around any address in the Eau Claire metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Eau Claire metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Eau Claire metro area comes to about $1B a year: $13,916 per household, 16% below the U.S. average. Housing spending per office is 97% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Eau Claire metro area has 13 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 31% of them, against 21% across the U.S. That comes to 1.8 for every 10,000 households, 58% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Eau Claire metro area, since they leave out counts under 3.

Between 2020 and 2025, the population of the Eau Claire metro area grew 2.6%, slower than the U.S. (+3.1%). The Eau Claire metro area scores 59 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #103 of 373 scored metro areas and #7 of 13 scored metro areas based in Wisconsin.

How the Eau Claire metro area compares

The same measures for Wisconsin and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Eau Claire, WI metro area compared with Wisconsin and the U.S.
MeasureEau Claire metro areaWisconsinU.S.
Listings per 10k households1.82.84.3
Housing spending per listing (U.S. = 100)197130100
Households per official establishmentn/a11,9784,897
Official establishment growth, 2019–2023n/a−2.8%+9.5%
Population growth, 2020–2025+2.6%+1.3%+3.1%
Spending per household on rent and homeowner costs$13,916$14,211$16,661
Median household income$74,595$77,485$80,734
Groundwork market score5958

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
134 chain locations
Listings at the U.S. rate for this spending
26The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Eau Claire metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Eau Claire metro area

Population, 2025 estimate
176,647+2.6% since 2020
Households
71,865
Median age
39.3
Homes lived in by their owners
66%
Vehicles per household
1.9
Land area
1,646 sq. mi.
People per square mile
106
Median household income
$74,595+25.2% vs. 2015–2019, before inflation
Average household income
$97,224
Median home value
$259,900
Jobs located here
86,835
Daytime population
182,644Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Eau Claire metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Eau Claire metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Wisconsin

Every Wisconsin market ranked →

The highest-scoring metro areas in Wisconsin for mortgage brokers and lenders, numbered among those based in Wisconsin (a market based in another state is listed without a number), with the Eau Claire metro area marked.

Top metro areas in Wisconsin

Metro areas in Wisconsin ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Janesville-Beloit, WI66131.9183+1.7%#51 of 373
2Madison, WI66953.2123+4.1%#55 of 373
3Oshkosh-Neenah, WI64152.1172+1.4%#63 of 373
4La Crosse-Onalaska, WI-MN62131.8198+0.4%#81 of 373
5Fond du Lac, WI6281.9191+0.5%#82 of 373
6Racine-Mount Pleasant, WI62192.4154+0.4%#84 of 373
7Eau Claire, WI59131.8197+2.6%#103 of 373
8Wausau, WI59111.9190+1.0%#104 of 373
Duluth, MN-WI59252.1169+0.2%#105 of 373
9Green Bay, WI53453.3110+2.5%#159 of 373

Other business types in the Eau Claire metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Eau Claire, WI metro area?

Map listings as of September 2026 show 13 mortgage brokers and lenders in the Eau Claire metro area. 4 of them (31%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Eau Claire metro area: counts under 3 are left out.

How much do households in the Eau Claire, WI metro area spend on rent and homeowner costs?

About $1B a year, or $13,916 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). For the 13 mortgage brokers and lenders on map listings, housing spending per office is 97% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 71,865 households in the Eau Claire metro area and national spending patterns by income.

How does the Eau Claire, WI metro area compare with the U.S. for mortgage brokers and lenders?

The Eau Claire metro area has 1.8 mortgage brokers and lenders per 10,000 households, 58% below the U.S. rate of 4.3. The index of housing spending per office is 197, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Eau Claire metro area would have about 26, against 13 on map listings.

How fast is the Eau Claire, WI metro area growing?

Population estimates put the Eau Claire metro area at 176,647 people in 2025, up 2.6% since 2020, slower than the U.S. (+3.1%). It has 71,865 households. Median household income in the Eau Claire metro area is $74,595, 8% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Eau Claire metro area scores 59 for mortgage brokers and lenders (upper middle), #103 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Eau Claire metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Eau Claire metro area

Screening a site or an acquisition in the Eau Claire metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Eau Claire metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.