Groundwork

Real estate · County · Virginia

Mortgage brokers and lenders in Botetourt County, VA

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Botetourt County, VA, set against other counties and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 2.

Listings
2
0 chain locations (0%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$204.7M
On rent and homeowner costs · $15,486 a household
Housing spending per listing (U.S. = 100)
262
Too few listings to compare
Listings per 10k households
1.5
Too few listings to compare
Population, 2025
34,144
+1.5% since 2020

See the mortgage brokers and lenders around any address in Botetourt County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Botetourt County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 2 mortgage brokers and lenders in Botetourt County. That is 1.5 per 10,000 households.

At $15,486 per household (7% below the U.S. average), households in Botetourt County spend about $204.7M a year on rent and homeowner costs. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 3 businesses with payroll in Botetourt County classed as mortgage brokers and real estate lenders. That is one for every 4,407 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Botetourt County grew 1.5%, slower than the U.S. (+3.1%). With 2 mortgage brokers and lenders on map listings, Botetourt County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Botetourt County compares

The same measures for Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Botetourt County, VA compared with Virginia and the U.S.
MeasureBotetourt CountyVirginiaU.S.
Listings per 10k households1.54.14.3
Housing spending per listing (U.S. = 100)262104100
Households per official establishment4,4073,9554,897
Official establishment growth, 2019–2023n/a+24.1%+9.5%
Population growth, 2020–2025+1.5%+2.8%+3.1%
Spending per household on rent and homeowner costs$15,486$16,844$16,661
Median household income$81,213$93,170$80,734
Groundwork market scoreNot scored45

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3 → 3
Employees, 2023
4
Annual payroll, 2023
$148K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
20 chain locations
Listings at the U.S. rate for this spending
5The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Botetourt County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Botetourt County

Population, 2025 estimate
34,144+1.5% since 2020
Households
13,220
Median age
47.8
Homes lived in by their owners
86%
Vehicles per household
2.2
Land area
541 sq. mi.
People per square mile
63
Median household income
$81,213+14.2% vs. 2015–2019, before inflation
Average household income
$100,305
Median home value
$289,200
Jobs located here
12,044
Daytime population
30,468Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Botetourt County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Botetourt County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for mortgage brokers and lenders, numbered among those based in Virginia, with Botetourt County marked.

Top counties in Virginia

Counties in Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Frederick County, VA8182.3192+8.8%#28 of 887
2Spotsylvania County, VA79132.5183+10.5%#40 of 887
3Stafford County, VA75132.5202+8.3%#66 of 887
4Arlington County, VA74302.7190+2.1%#75 of 887
5Suffolk city, VA7351.3317+10.4%#77 of 887
6Prince William County, VA67533.4147+4.2%#149 of 887
7Loudoun County, VA67654.5124+6.4%#153 of 887
8Hanover County, VA6692.1216+5.6%#159 of 887
9Bedford County, VA6582.4164+4.4%#165 of 887
10Augusta County, VA6061.9200+1.8%#241 of 887
Botetourt County, VANot scored21.5262+1.5%

Other business types in Botetourt County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Botetourt County, VA?

There are 2 mortgage brokers and lenders on map listings in Botetourt County as of September 2026. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Botetourt County, VA spend on rent and homeowner costs?

About $204.7M a year, or $15,486 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 13,220 households in Botetourt County and national spending patterns by income.

How does Botetourt County, VA compare with the U.S. for mortgage brokers and lenders?

Botetourt County has 2 mortgage brokers and lenders on map listings, too few for a steady comparison with the U.S. rate. At the national ratio of mortgage brokers and lenders to household spending, Botetourt County would have about 5, against 2 on map listings. There is one business with payroll in the industry for every 4,407 households, against one for every 4,897 across the U.S.

How fast is Botetourt County, VA growing?

Population estimates put Botetourt County at 34,144 people in 2025, up 1.5% since 2020, slower than the U.S. (+3.1%). It has 13,220 households. The median household income in Botetourt County is $81,213 a year, in line with the U.S. median of $80,734. That rose 14.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Botetourt County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 2.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Botetourt County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Botetourt County

Screening a site or an acquisition in Botetourt County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Botetourt County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.