Real estate · Metro area · Texas
Mortgage brokers and lenders in the Houston-Pasadena-The Woodlands, TX metro area
Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Houston-Pasadena-The Woodlands, TX metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 52 out of 100: Upper middle
Ranked #170 of 373 scored metro areas
#13 of 24 scored metro areas based in Texas
- Listings
- 1,184
- 257 chain locations (22%)
- Official establishments
- 475
- +15.6% since 2019
- Household spending a year
- $42.9B
- On rent and homeowner costs · $16,101 a household
- Housing spending per listing (U.S. = 100)
- 93
- 7% below the U.S.
- Listings per 10k households
- 4.4
- 2% above the U.S.
- Population, 2025
- 7,904,627
- +10.3% since 2020
See the mortgage brokers and lenders around any address in the Houston-Pasadena-The Woodlands metro area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Houston-Pasadena-The Woodlands metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 1,184 mortgage brokers and lenders in the Houston-Pasadena-The Woodlands metro area. 257 of them (22%) are chain locations, against 21% across the U.S. That comes to 4.4 for every 10,000 households, 2% above the U.S. rate of 4.3.
Households in the Houston-Pasadena-The Woodlands metro area spend about $42.9B a year on rent and homeowner costs, or $16,101 per household, 3% below the U.S. average. Housing spending per office is 7% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 475 businesses with payroll classed as mortgage brokers and real estate lenders in the Houston-Pasadena-The Woodlands metro area in 2023, up 15.6% from 2019. That is one for every 5,604 households, against one for every 4,897 across the U.S. Since fiscal 2022, 6 SBA-backed loans worth $2.5M have gone to businesses classed as mortgage brokers and real estate lenders in the Houston-Pasadena-The Woodlands metro area.
Population estimates show the Houston-Pasadena-The Woodlands metro area grew 10.3% from 2020 to 2025, faster than the U.S. (+3.1%). For mortgage brokers and lenders, the Houston-Pasadena-The Woodlands metro area has a Groundwork market score of 52 (upper middle): #170 of 373 scored metro areas and #13 of 24 scored metro areas based in Texas.
How the Houston-Pasadena-The Woodlands metro area compares
The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Houston-Pasadena-The Woodlands metro area | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.4 | 4.2 | 4.3 |
| Housing spending per listing (U.S. = 100) | 93 | 96 | 100 |
| Households per official establishment | 5,604 | 5,311 | 4,897 |
| Official establishment growth, 2019–2023 | +15.6% | +7.4% | +9.5% |
| Population growth, 2020–2025 | +10.3% | +8.5% | +3.1% |
| Spending per household on rent and homeowner costs | $16,101 | $15,682 | $16,661 |
| Median household income | $82,168 | $78,476 | $80,734 |
| Groundwork market score | 52 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 475+15.6% over the period
- Employees, 2023
- 6,516
- Annual payroll, 2023
- $568.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 1,184257 chain locations
- Listings at the U.S. rate for this spending
- 1,098The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 6
- Amount
- $2.5M
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Houston-Pasadena-The Woodlands metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Houston-Pasadena-The Woodlands metro area
- Population, 2025 estimate
- 7,904,627+10.3% since 2020
- Households
- 2,661,739
- Median age
- 36.4
- Homes lived in by their owners
- 61%
- Vehicles per household
- 1.8
- Land area
- 8,839 sq. mi.
- People per square mile
- 842
- Median household income
- $82,168
- Average household income
- $117,837
- Median home value
- $298,000
- Jobs located here
- 3,347,878
- Daytime population
- 7,510,084Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Houston-Pasadena-The Woodlands metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Houston-Pasadena-The Woodlands metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Texas
Every Texas market ranked →The highest-scoring metro areas in Texas for mortgage brokers and lenders, numbered among those based in Texas, with the Houston-Pasadena-The Woodlands metro area marked.
Top metro areas in Texas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Midland, TX | 77 | 22 | 3.2 | 136 | +9.8% | #13 of 373 |
| 2College Station-Bryan, TX | 69 | 28 | 2.6 | 138 | +6.9% | #38 of 373 |
| 3Sherman-Denison, TX | 67 | 20 | 3.6 | 106 | +12.8% | #46 of 373 |
| 4Odessa, TX | 66 | 17 | 2.6 | 144 | +5.0% | #54 of 373 |
| 5Abilene, TX | 63 | 20 | 3.0 | 122 | +4.8% | #76 of 373 |
| 6Longview, TX | 61 | 24 | 2.2 | 165 | +3.8% | #88 of 373 |
| 7Killeen-Temple, TX | 58 | 64 | 3.6 | 103 | +7.2% | #118 of 373 |
| 8Lubbock, TX | 56 | 34 | 2.4 | 153 | +4.6% | #135 of 373 |
| 9Waco, TX | 56 | 29 | 2.6 | 143 | +4.2% | #136 of 373 |
| 10Beaumont-Port Arthur, TX | 55 | 43 | 2.9 | 129 | +0.5% | #143 of 373 |
| 13Houston-Pasadena-The Woodlands, TX | 52 | 1,184 | 4.4 | 93 | +10.3% | #170 of 373 |
Other business types in the Houston-Pasadena-The Woodlands metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate54
- Real estate agents and brokers54
- Property management57
- Mortgage brokers and lenders52
- Home inspectors49
Funeral services
Questions
How many mortgage brokers and lenders are in the Houston-Pasadena-The Woodlands, TX metro area?
There are 1,184 mortgage brokers and lenders on map listings in the Houston-Pasadena-The Woodlands metro area as of September 2026. 257 of them (22%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 475 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 15.6% from 2019.
How much do households in the Houston-Pasadena-The Woodlands, TX metro area spend on rent and homeowner costs?
About $42.9B a year, or $16,101 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). For the 1,184 mortgage brokers and lenders on map listings, housing spending per office is 7% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,661,739 households in the Houston-Pasadena-The Woodlands metro area and national spending patterns by income.
How does the Houston-Pasadena-The Woodlands, TX metro area compare with the U.S. for mortgage brokers and lenders?
The Houston-Pasadena-The Woodlands metro area has 4.4 mortgage brokers and lenders per 10,000 households, 2% above the U.S. rate of 4.3. The index of housing spending per office is 93, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Houston-Pasadena-The Woodlands metro area would have about 1,098, against 1,184 on map listings. There is one business with payroll in the industry for every 5,604 households, against one for every 4,897 across the U.S. The official count rose 15.6% from 2019 to 2023, against +9.5% for the U.S.
How fast is the Houston-Pasadena-The Woodlands, TX metro area growing?
Population estimates put the Houston-Pasadena-The Woodlands metro area at 7,904,627 people in 2025, up 10.3% since 2020, faster than the U.S. (+3.1%). It has 2,661,739 households. The median household income in the Houston-Pasadena-The Woodlands metro area is $82,168 a year, 2% above the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Houston-Pasadena-The Woodlands metro area scores 52 for mortgage brokers and lenders (upper middle), #170 of 373 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Houston-Pasadena-The Woodlands metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Houston-Pasadena-The Woodlands metro area
Screening a site or an acquisition in the Houston-Pasadena-The Woodlands metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Houston-Pasadena-The Woodlands metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.