Real estate · County · South Dakota
Mortgage brokers and lenders in Harding County, SD
How Harding County, SD compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
- Listings
- 0
- None on the map
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $7.2M
- On rent and homeowner costs · $14,479 a household
- Housing spending per listing (U.S. = 100)
- n/a
- Listings per 10k households
- 0.0
- Population, 2025
- 1,331
- +2.2% since 2020
See the mortgage brokers and lenders around any address in Harding County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Harding County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
There are no mortgage brokers and lenders on map listings in Harding County as of September 2026.
Households in Harding County spend about $7.2M a year on rent and homeowner costs, or $14,479 per household, 13% below the U.S. average. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in Harding County: counts under 3 aren’t published.
Population estimates show Harding County grew 2.2% from 2020 to 2025, slower than the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.
How Harding County compares
The same measures for South Dakota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Harding County | South Dakota | U.S. |
|---|---|---|---|
| Listings per 10k households | 0.0 | 2.5 | 4.3 |
| Housing spending per listing (U.S. = 100) | n/a | 145 | 100 |
| Households per official establishment | n/a | 10,154 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +28.6% | +9.5% |
| Population growth, 2020–2025 | +2.2% | +5.3% | +3.1% |
| Spending per household on rent and homeowner costs | $14,479 | $13,945 | $16,661 |
| Median household income | $80,441 | $75,081 | $80,734 |
| Groundwork market score | Not scored | 66 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 0
- Listings at the U.S. rate for this spending
- 0The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Harding County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Harding County
- Population, 2025 estimate
- 1,331+2.2% since 2020
- Households
- 498
- Median age
- 46.3
- Homes lived in by their owners
- 77%
- Vehicles per household
- 2.5
- Land area
- 2,672 sq. mi.
- People per square mile
- 0
- Median household income
- $80,441
- Average household income
- $104,230
- Median home value
- $166,100
- Jobs located here
- 425
- Daytime population
- 1,155Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Harding County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Harding County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across South Dakota
Every South Dakota market ranked →The highest-scoring counties in South Dakota for mortgage brokers and lenders, numbered among those based in South Dakota, with Harding County marked.
Top counties in South Dakota
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Minnehaha County, SD | 60 | 33 | 3.9 | 94 | +7.6% | #258 of 887 |
| 2Pennington County, SD | 42 | 26 | 5.6 | 64 | +6.6% | #599 of 887 |
| 3Lincoln County, SD | 39 | 17 | 6.1 | 66 | +17.5% | #645 of 887 |
| Harding County, SD | Not scored | 0 | 0.0 | n/a | +2.2% |
Other business types in Harding County
None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate
- Real estate agents and brokers
- Property management
- Mortgage brokers and lenders
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Harding County, SD?
Map listings as of September 2026 show no mortgage brokers and lenders in Harding County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Harding County: counts under 3 are left out.
How much do households in Harding County, SD spend on rent and homeowner costs?
About $7.2M a year, or $14,479 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 498 households in Harding County and national spending patterns by income.
How does Harding County, SD compare with the U.S. for mortgage brokers and lenders?
Harding County has no mortgage brokers and lenders on map listings.
How fast is Harding County, SD growing?
Population estimates put Harding County at 1,331 people in 2025, up 2.2% since 2020, slower than the U.S. (+3.1%). It has 498 households. The median household income in Harding County is $80,441 a year, in line with the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Harding County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Harding County
Screening a site or an acquisition in Harding County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Harding County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.