Real estate · Metro area · Oregon
Mortgage brokers and lenders in the Bend, OR metro area
How the Bend, OR metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 35 out of 100: Lower middle
Ranked #322 of 373 scored metro areas
#6 of 8 scored metro areas based in Oregon
- Listings
- 106
- 27 chain locations (25%)
- Official establishments
- 55
- +38.5% since 2019
- Household spending a year
- $2B
- On rent and homeowner costs · $18,945 a household
- Housing spending per listing (U.S. = 100)
- 48
- 52% below the U.S.
- Listings per 10k households
- 10.1
- 2.4 times the U.S.
- Population, 2025
- 266,376
- +7.0% since 2020
See the mortgage brokers and lenders around any address in the Bend metro area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Bend metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Bend metro area scores 35 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #322 of 373 scored metro areas and #6 of 8 scored metro areas based in Oregon. That puts it in the bottom quarter of metro areas.
Map listings as of September 2026 show 106 mortgage brokers and lenders in the Bend metro area. 27 of them (25%) are chain locations, against 21% across the U.S. That comes to 10.1 for every 10,000 households, 2.4 times the U.S. rate of 4.3.
Household spending on rent and homeowner costs in the Bend metro area comes to about $2B a year: $18,945 per household, 14% above the U.S. average. Housing spending per office is 52% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 55 businesses with payroll in the Bend metro area classed as mortgage brokers and real estate lenders, up 38.5% from 2019. That is one for every 1,901 households, against one for every 4,897 across the U.S. Population estimates put the population change in the Bend metro area from 2020 to 2025 at +7.0%, faster than the U.S. (+3.1%).
How the Bend metro area compares
The same measures for Oregon and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Bend metro area | Oregon | U.S. |
|---|---|---|---|
| Listings per 10k households | 10.1 | 6.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 48 | 78 | 100 |
| Households per official establishment | 1,901 | 3,458 | 4,897 |
| Official establishment growth, 2019–2023 | +38.5% | +9.7% | +9.5% |
| Population growth, 2020–2025 | +7.0% | +0.7% | +3.1% |
| Spending per household on rent and homeowner costs | $18,945 | $18,335 | $16,661 |
| Median household income | $89,788 | $83,011 | $80,734 |
| Groundwork market score | 35 | 28 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 55+38.5% over the period
- Employees, 2023
- 171
- Annual payroll, 2023
- $18.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 10627 chain locations
- Listings at the U.S. rate for this spending
- 51The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Bend metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Bend metro area
- Population, 2025 estimate
- 266,376+7.0% since 2020
- Households
- 104,529
- Median age
- 43.7
- Homes lived in by their owners
- 71%
- Vehicles per household
- 2.1
- Land area
- 7,778 sq. mi.
- People per square mile
- 33
- Median household income
- $89,788
- Average household income
- $121,236
- Median home value
- $602,600
- Jobs located here
- 104,129
- Daytime population
- 248,315Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Bend metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Bend metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Oregon
Every Oregon market ranked →The highest-scoring metro areas in Oregon for mortgage brokers and lenders, numbered among those based in Oregon, with the Bend metro area marked.
Top metro areas in Oregon
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Corvallis, OR | 59 | 14 | 3.6 | 127 | +4.4% | #110 of 373 |
| 2Albany, OR | 46 | 21 | 4.1 | 105 | +3.0% | #214 of 373 |
| 3Salem, OR | 38 | 89 | 5.6 | 82 | +2.7% | #281 of 373 |
| 4Eugene-Springfield, OR | 35 | 76 | 4.7 | 92 | −0.7% | #314 of 373 |
| 5Grants Pass, OR | 35 | 18 | 4.9 | 86 | −0.4% | #316 of 373 |
| 6Bend, OR | 35 | 106 | 10.1 | 48 | +7.0% | #322 of 373 |
| 7Portland-Vancouver-Hillsboro, OR-WA | 31 | 726 | 7.2 | 70 | +1.0% | #348 of 373 |
| 8Medford, OR | 25 | 53 | 5.8 | 77 | −0.9% | #366 of 373 |
Other business types in the Bend metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate36
- Real estate agents and brokers37
- Property management37
- Mortgage brokers and lenders35
- Home inspectors57
Funeral services
Questions
How many mortgage brokers and lenders are in the Bend, OR metro area?
There are 106 mortgage brokers and lenders on map listings in the Bend metro area as of September 2026. 27 of them (25%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 55 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 38.5% from 2019.
How much do households in the Bend, OR metro area spend on rent and homeowner costs?
About $2B a year, or $18,945 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). For the 106 mortgage brokers and lenders on map listings, housing spending per office is 52% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 104,529 households in the Bend metro area and national spending patterns by income.
How does the Bend, OR metro area compare with the U.S. for mortgage brokers and lenders?
The Bend metro area has 10.1 mortgage brokers and lenders per 10,000 households, 2.4 times the U.S. rate of 4.3. The index of housing spending per office is 48, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Bend metro area would have about 51, against 106 on map listings. There is one business with payroll in the industry for every 1,901 households, against one for every 4,897 across the U.S. The official count rose 38.5% from 2019 to 2023, against +9.5% for the U.S.
How fast is the Bend, OR metro area growing?
Population estimates put the Bend metro area at 266,376 people in 2025, up 7.0% since 2020, faster than the U.S. (+3.1%). It has 104,529 households. The median household income in the Bend metro area is $89,788 a year, 11% above the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Bend metro area scores 35 for mortgage brokers and lenders (lower middle), #322 of 373 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Bend metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Bend metro area
Screening a site or an acquisition in the Bend metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Bend metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.