Real estate · County · New York
Mortgage brokers and lenders in Westchester County, NY
How Westchester County, NY compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 69 out of 100: Upper middle
Ranked #129 of 887 scored counties
#14 of 22 scored counties in New York
- Listings
- 133
- 38 chain locations (29%)
- Official establishments
- 52
- −11.9% since 2019
- Household spending a year
- $8.2B
- On rent and homeowner costs · $21,882 a household
- Housing spending per listing (U.S. = 100)
- 157
- 57% above the U.S.
- Listings per 10k households
- 3.6
- 16% below the U.S.
- Population, 2025
- 1,015,743
- +1.4% since 2020
See the mortgage brokers and lenders around any address in Westchester County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Westchester County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Westchester County spend about $8.2B a year on rent and homeowner costs, or $21,882 per household, 31% above the U.S. average. Housing spending per office is 57% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 133 mortgage brokers and lenders on map listings in Westchester County as of September 2026. Chain locations make up 29% of them, against 21% across the U.S. Per 10,000 households, that is 3.6, 16% below the U.S. rate of 4.3.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Westchester County was 52 in 2023, down 11.9% from 2019. That is one for every 7,171 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Westchester County grew 1.4%, slower than the U.S. (+3.1%). For mortgage brokers and lenders, Westchester County has a Groundwork market score of 69 (upper middle): #129 of 887 scored counties and #14 of 22 scored counties in New York. That puts it in the top quarter of counties.
How Westchester County compares
The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Westchester County | New York | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.6 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 157 | 244 | 100 |
| Households per official establishment | 7,171 | 9,523 | 4,897 |
| Official establishment growth, 2019–2023 | −11.9% | −3.6% | +9.5% |
| Population growth, 2020–2025 | +1.4% | −0.6% | +3.1% |
| Spending per household on rent and homeowner costs | $21,882 | $19,048 | $16,661 |
| Median household income | $118,976 | $85,974 | $80,734 |
| Groundwork market score | 69 | 73 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 59 → 52−11.9% over the period
- Employees, 2023
- 357
- Annual payroll, 2023
- $30M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 13338 chain locations
- Listings at the U.S. rate for this spending
- 209The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Westchester County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Westchester County
- Population, 2025 estimate
- 1,015,743+1.4% since 2020
- Households
- 372,883
- Median age
- 42.4
- Homes lived in by their owners
- 62%
- Vehicles per household
- 1.5
- Land area
- 431 sq. mi.
- People per square mile
- 2,320
- Median household income
- $118,976+23.2% vs. 2015–2019, before inflation
- Average household income
- $192,098
- Median home value
- $663,200
- Jobs located here
- 396,544
- Daytime population
- 959,992Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Westchester County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Westchester County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across New York
Every New York market ranked →The highest-scoring counties in New York for mortgage brokers and lenders, numbered among those based in New York, with Westchester County marked.
Top counties in New York
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Dutchess County, NY | 83 | 20 | 1.7 | 298 | +1.5% | #16 of 887 |
| 2Orange County, NY | 80 | 19 | 1.4 | 365 | +4.2% | #31 of 887 |
| 3Ulster County, NY | 77 | 5 | 0.7 | 714 | +1.1% | #49 of 887 |
| 4Queens County, NY | 77 | 117 | 1.4 | 346 | −1.1% | #51 of 887 |
| 5Erie County, NY | 76 | 36 | 0.9 | 510 | −0.6% | #57 of 887 |
| 6Kings County, NY | 76 | 123 | 1.2 | 393 | −2.5% | #59 of 887 |
| 7Monroe County, NY | 73 | 57 | 1.8 | 255 | −1.0% | #79 of 887 |
| 8Saratoga County, NY | 72 | 29 | 2.8 | 180 | +2.3% | #95 of 887 |
| 9Onondaga County, NY | 71 | 40 | 2.0 | 226 | −1.9% | #104 of 887 |
| 10Bronx County, NY | 70 | 30 | 0.6 | 698 | −3.8% | #112 of 887 |
| 14Westchester County, NY | 69 | 133 | 3.6 | 157 | +1.4% | #129 of 887 |
Other business types in Westchester County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate40
- Real estate agents and brokers43
- Property management49
- Mortgage brokers and lenders69
- Home inspectors54
Funeral services
Questions
How many mortgage brokers and lenders are in Westchester County, NY?
As of September 2026, map listings count 133 mortgage brokers and lenders in Westchester County. 38 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 52 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 11.9% from 2019.
How much do households in Westchester County, NY spend on rent and homeowner costs?
About $8.2B a year, or $21,882 per household. That is 31% above the U.S. average (an index of 131, where 100 is the U.S. average). For the 133 mortgage brokers and lenders on map listings, housing spending per office is 57% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 372,883 households in Westchester County and national spending patterns by income.
How does Westchester County, NY compare with the U.S. for mortgage brokers and lenders?
Westchester County has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 157, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Westchester County would have about 209, against 133 on map listings. There is one business with payroll in the industry for every 7,171 households, against one for every 4,897 across the U.S. The official count fell 11.9% from 2019 to 2023, against +9.5% for the U.S.
How fast is Westchester County, NY growing?
Population estimates put Westchester County at 1,015,743 people in 2025, up 1.4% since 2020, slower than the U.S. (+3.1%). It has 372,883 households. Median household income in Westchester County is $118,976, 47% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.2%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Westchester County scores 69 for mortgage brokers and lenders (upper middle), #129 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Westchester County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Westchester County
Screening a site or an acquisition in Westchester County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Westchester County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.