Groundwork

Real estate · County · New York

Mortgage brokers and lenders in Putnam County, NY

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Putnam County, NY, set against other counties and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 2.

Listings
2
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$772.7M
On rent and homeowner costs · $21,740 a household
Housing spending per listing (U.S. = 100)
990
Too few listings to compare
Listings per 10k households
0.6
Too few listings to compare
Population, 2025
99,028
+1.4% since 2020

See the mortgage brokers and lenders around any address in Putnam County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 2 mortgage brokers and lenders in Putnam County. That is 0.6 per 10,000 households.

Household spending on rent and homeowner costs in Putnam County comes to about $772.7M a year: $21,740 per household, 30% above the U.S. average. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in Putnam County: counts under 3 aren’t published.

Between 2020 and 2025, the population of Putnam County grew 1.4%, slower than the U.S. (+3.1%). With 2 mortgage brokers and lenders on map listings, Putnam County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Putnam County compares

The same measures for New York and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Putnam County, NY compared with New York and the U.S.
MeasurePutnam CountyNew YorkU.S.
Listings per 10k households0.62.04.3
Housing spending per listing (U.S. = 100)990244100
Households per official establishmentn/a9,5234,897
Official establishment growth, 2019–2023n/a−3.6%+9.5%
Population growth, 2020–2025+1.4%−0.6%+3.1%
Spending per household on rent and homeowner costs$21,740$19,048$16,661
Median household income$126,257$85,974$80,734
Groundwork market scoreNot scored73

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
20 chain locations
Listings at the U.S. rate for this spending
20The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Putnam County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Putnam County

Population, 2025 estimate
99,028+1.4% since 2020
Households
35,545
Median age
44.4
Homes lived in by their owners
84%
Vehicles per household
2.0
Land area
230 sq. mi.
People per square mile
426
Median household income
$126,257+20.8% vs. 2015–2019, before inflation
Average household income
$153,855
Median home value
$471,300
Jobs located here
26,374
Daytime population
76,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Putnam County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across New York

Every New York market ranked →

The highest-scoring counties in New York for mortgage brokers and lenders, numbered among those based in New York, with Putnam County marked.

Top counties in New York

Counties in New York ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dutchess County, NY83201.7298+1.5%#16 of 887
2Orange County, NY80191.4365+4.2%#31 of 887
3Ulster County, NY7750.7714+1.1%#49 of 887
4Queens County, NY771171.4346−1.1%#51 of 887
5Erie County, NY76360.9510−0.6%#57 of 887
6Kings County, NY761231.2393−2.5%#59 of 887
7Monroe County, NY73571.8255−1.0%#79 of 887
8Saratoga County, NY72292.8180+2.3%#95 of 887
9Onondaga County, NY71402.0226−1.9%#104 of 887
10Bronx County, NY70300.6698−3.8%#112 of 887
Putnam County, NYNot scored20.6990+1.4%

Other business types in Putnam County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Putnam County, NY?

Putnam County has 2 mortgage brokers and lenders on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Putnam County: counts under 3 are left out.

How much do households in Putnam County, NY spend on rent and homeowner costs?

About $772.7M a year, or $21,740 per household. That is 30% above the U.S. average (an index of 130, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 35,545 households in Putnam County and national spending patterns by income.

How does Putnam County, NY compare with the U.S. for mortgage brokers and lenders?

Putnam County has 2 mortgage brokers and lenders on map listings, too few for a steady comparison with the U.S. rate. At the national ratio of mortgage brokers and lenders to household spending, Putnam County would have about 20, against 2 on map listings.

How fast is Putnam County, NY growing?

Population estimates put Putnam County at 99,028 people in 2025, up 1.4% since 2020, slower than the U.S. (+3.1%). It has 35,545 households. The median household income in Putnam County is $126,257 a year, 56% above the U.S. median of $80,734. That rose 20.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Putnam County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 2.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Putnam County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Putnam County

Screening a site or an acquisition in Putnam County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.