Groundwork

Real estate · County · New Jersey

Mortgage brokers and lenders in Hudson County, NJ

How Hudson County, NJ compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 83 out of 100: High

Ranked #14 of 887 scored counties
#2 of 20 scored counties in New Jersey

Listings
48
14 chain locations (29%)
Official establishments
20
−23.1% since 2019
Household spending a year
$5.9B
On rent and homeowner costs · $19,798 a household
Housing spending per listing (U.S. = 100)
317
3.2 times the U.S.
Listings per 10k households
1.6
63% below the U.S.
Population, 2025
735,033
+1.8% since 2020

See the mortgage brokers and lenders around any address in Hudson County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hudson County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Hudson County scores 83 (high) on the Groundwork market score for mortgage brokers and lenders, ranking #14 of 887 scored counties and #2 of 20 scored counties in New Jersey. That puts it in the top 10% of counties for mortgage brokers and lenders.

Map listings as of September 2026 show 48 mortgage brokers and lenders in Hudson County. Chain locations make up 29% of them, against 21% across the U.S. Per 10,000 households, that is 1.6, 63% below the U.S. rate of 4.3.

Households in Hudson County spend about $5.9B a year on rent and homeowner costs, or $19,798 per household, 19% above the U.S. average. Housing spending per office is 3.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Hudson County was 20 in 2023, down 23.1% from 2019. That is one for every 14,984 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of Hudson County grew 1.8%, slower than the U.S. (+3.1%).

How Hudson County compares

The same measures for New Jersey and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Hudson County, NJ compared with New Jersey and the U.S.
MeasureHudson CountyNew JerseyU.S.
Listings per 10k households1.64.04.3
Housing spending per listing (U.S. = 100)317132100
Households per official establishment14,9845,2124,897
Official establishment growth, 2019–2023−23.1%+8.6%+9.5%
Population growth, 2020–2025+1.8%+3.0%+3.1%
Spending per household on rent and homeowner costs$19,798$20,430$16,661
Median household income$91,795$103,556$80,734
Groundwork market score8365

Official counts and lending

Businesses

Official establishments, 2019 to 2023
26 → 20−23.1% over the period
Employees, 2023
106
Annual payroll, 2023
$7.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4814 chain locations
Listings at the U.S. rate for this spending
152The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Hudson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Hudson County

Population, 2025 estimate
735,033+1.8% since 2020
Households
299,682
Median age
37.3
Homes lived in by their owners
31%
Vehicles per household
1.0
Land area
46 sq. mi.
People per square mile
15,549
Median household income
$91,795+29.0% vs. 2015–2019, before inflation
Average household income
$135,835
Median home value
$539,700
Jobs located here
293,100
Daytime population
659,569Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Hudson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Hudson County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across New Jersey

Every New Jersey market ranked →

The highest-scoring counties in New Jersey for mortgage brokers and lenders, numbered among those based in New Jersey, with Hudson County marked.

Top counties in New Jersey

Counties in New Jersey ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Hunterdon County, NJ86122.4251+2.3%#6 of 887
2Hudson County, NJ83481.6317+1.8%#14 of 887
3Essex County, NJ81692.2226+4.2%#27 of 887
4Sussex County, NJ79152.6208+2.9%#38 of 887
5Passaic County, NJ74422.3208+1.6%#74 of 887
6Warren County, NJ73153.3151+3.2%#87 of 887
7Union County, NJ73753.7144+5.0%#88 of 887
8Cumberland County, NJ72142.6166+2.2%#97 of 887
9Middlesex County, NJ711013.3163+2.6%#106 of 887
10Ocean County, NJ71753.1159+5.6%#109 of 887

Other business types in Hudson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Hudson County, NJ?

There are 48 mortgage brokers and lenders on map listings in Hudson County as of September 2026. 14 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 20 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 23.1% from 2019.

How much do households in Hudson County, NJ spend on rent and homeowner costs?

About $5.9B a year, or $19,798 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). For the 48 mortgage brokers and lenders on map listings, housing spending per office is 3.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 299,682 households in Hudson County and national spending patterns by income.

How does Hudson County, NJ compare with the U.S. for mortgage brokers and lenders?

Hudson County has 1.6 mortgage brokers and lenders per 10,000 households, 63% below the U.S. rate of 4.3. The index of housing spending per office is 317, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Hudson County would have about 152, against 48 on map listings. There is one business with payroll in the industry for every 14,984 households, against one for every 4,897 across the U.S. The official count fell 23.1% from 2019 to 2023, against +9.5% for the U.S.

How fast is Hudson County, NJ growing?

Population estimates put Hudson County at 735,033 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 299,682 households. The median household income in Hudson County is $91,795 a year, 14% above the U.S. median of $80,734. That rose 29.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hudson County scores 83 for mortgage brokers and lenders (high), #14 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Hudson County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Hudson County

Screening a site or an acquisition in Hudson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Hudson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.