Groundwork

Auto · County · New Jersey

Insurance agencies in Hudson County, NJ

Competitor counts, household spending and official business counts for insurance agencies in Hudson County, NJ, set against other counties and the U.S.

Groundwork market score · out of 100

Score 57 out of 100: Upper middle

Ranked #875 of 2,272 scored counties
#8 of 21 scored counties in New Jersey

Listings
147
24 chain locations (16%)
Official establishments
103
+9.6% since 2019
Household spending a year
$256.6M
On vehicle insurance · $856 a household
Spending per listing
$1.7M
39% above the U.S.
Listings per 10k households
4.9
69% below the U.S.
Population, 2025
735,033
+1.8% since 2020

See the insurance agencies around any address in Hudson County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hudson County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 147 insurance agencies in Hudson County. 24 of them (16%) are chain locations, against 21% across the U.S. That is 4.9 per 10,000 households, 69% below the U.S. rate of 15.6.

At $856 per household (56% below the U.S. average), households in Hudson County spend about $256.6M a year on vehicle insurance. That works out to $1.7M per agency, 39% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Hudson County was 103 in 2023, up 9.6% from 2019. That is one for every 2,910 households, against one for every 966 across the U.S. Since fiscal 2022, 6 SBA-backed loans worth $324K have gone to businesses classed as insurance agencies and brokerages in Hudson County.

Population estimates show Hudson County grew 1.8% from 2020 to 2025, slower than the U.S. (+3.1%). For insurance agencies, Hudson County has a Groundwork market score of 57 (upper middle): #875 of 2,272 scored counties and #8 of 21 scored counties in New Jersey.

How Hudson County compares

The same measures for New Jersey and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Hudson County, NJ compared with New Jersey and the U.S.
MeasureHudson CountyNew JerseyU.S.
Listings per 10k households4.99.815.6
Spending per listing$1.7M$1.5M$1.3M
Households per official establishment2,9101,355966
Official establishment growth, 2019–2023+9.6%−2.5%−1.0%
Population growth, 2020–2025+1.8%+3.0%+3.1%
Spending per household on vehicle insurance$856$1,491$1,957
Median household income$91,795$103,556$80,734
Groundwork market score5759

Official counts and lending

Businesses

Official establishments, 2019 to 2023
94 → 103+9.6% over the period
Employees, 2023
2,045
Annual payroll, 2023
$269.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
14724 chain locations
Listings at the U.S. rate for this spending
204The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
6
Amount
$324K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Hudson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Hudson County

Population, 2025 estimate
735,033+1.8% since 2020
Households
299,682
Median age
37.3
Homes lived in by their owners
31%
Vehicles per household
1.0
Land area
46 sq. mi.
People per square mile
15,549
Median household income
$91,795+29.0% vs. 2015–2019, before inflation
Average household income
$135,835
Median home value
$539,700
Jobs located here
293,100
Daytime population
659,569Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Hudson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Hudson County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across New Jersey

Every New Jersey market ranked →

The highest-scoring counties in New Jersey for insurance agencies, numbered among those based in New Jersey, with Hudson County marked.

Top counties in New Jersey

Counties in New Jersey ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sussex County, NJ78284.8$3.8M+2.9%#259 of 2,272
2Warren County, NJ76255.5$3.2M+3.2%#307 of 2,272
3Gloucester County, NJ68887.8$2.2M+3.3%#520 of 2,272
4Ocean County, NJ671757.2$2.2M+5.6%#554 of 2,272
5Salem County, NJ64187.2$2.3M+2.3%#648 of 2,272
6Cumberland County, NJ64438.0$2M+2.2%#654 of 2,272
7Middlesex County, NJ582849.2$1.7M+2.6%#845 of 2,272
8Hudson County, NJ571474.9$1.7M+1.8%#875 of 2,272
9Passaic County, NJ541367.6$1.9M+1.6%#980 of 2,272
10Somerset County, NJ531309.9$1.7M+3.5%#1,008 of 2,272

Other business types in Hudson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Hudson County, NJ?

Hudson County has 147 insurance agencies on map listings as of September 2026. 24 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 103 businesses with payroll classed as insurance agencies and brokerages in 2023, up 9.6% from 2019.

How much do households in Hudson County, NJ spend on vehicle insurance?

About $256.6M a year, or $856 per household. That is 56% below the U.S. average (an index of 44, where 100 is the U.S. average). Spread across the 147 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 299,682 households in Hudson County and national spending patterns by income.

How does Hudson County, NJ compare with the U.S. for insurance agencies?

Hudson County has 4.9 insurance agencies per 10,000 households, 69% below the U.S. rate of 15.6. Spending per agency is $1.7M, 39% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Hudson County would have about 204, against 147 on map listings. There is one business with payroll in the industry for every 2,910 households, against one for every 966 across the U.S. The official count rose 9.6% from 2019 to 2023, against −1.0% for the U.S.

How fast is Hudson County, NJ growing?

Population estimates put Hudson County at 735,033 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 299,682 households. The median household income in Hudson County is $91,795 a year, 14% above the U.S. median of $80,734. That rose 29.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hudson County scores 57 for insurance agencies (upper middle), #875 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Hudson County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Hudson County

Screening a site or an acquisition in Hudson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Hudson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.