Real estate · County · New Jersey
Mortgage brokers and lenders in Atlantic County, NJ
The mortgage brokers and lenders in Atlantic County, NJ, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 56 out of 100: Upper middle
Ranked #317 of 887 scored counties
#15 of 20 scored counties in New Jersey
- Listings
- 46
- 11 chain locations (24%)
- Official establishments
- 16
- Businesses with payroll, 2023
- Household spending a year
- $2B
- On rent and homeowner costs · $17,981 a household
- Housing spending per listing (U.S. = 100)
- 110
- 10% above the U.S.
- Listings per 10k households
- 4.2
- 2% below the U.S.
- Population, 2025
- 278,657
- +1.6% since 2020
See the mortgage brokers and lenders around any address in Atlantic County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Atlantic County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $17,981 per household (8% above the U.S. average), households in Atlantic County spend about $2B a year on rent and homeowner costs. Housing spending per office is 10% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 46 mortgage brokers and lenders on map listings in Atlantic County as of September 2026. Of those, 11 are chain locations, or 24%, against 21% across the U.S. That comes to 4.2 for every 10,000 households, 2% below the U.S. rate of 4.3.
In 2023, official counts showed 16 businesses with payroll in Atlantic County classed as mortgage brokers and real estate lenders. That is one for every 6,847 households, against one for every 4,897 across the U.S.
Population estimates put the population change in Atlantic County from 2020 to 2025 at +1.6%, slower than the U.S. (+3.1%). Atlantic County scores 56 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #317 of 887 scored counties and #15 of 20 scored counties in New Jersey.
How Atlantic County compares
The same measures for New Jersey and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Atlantic County | New Jersey | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.2 | 4.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 110 | 132 | 100 |
| Households per official establishment | 6,847 | 5,212 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +8.6% | +9.5% |
| Population growth, 2020–2025 | +1.6% | +3.0% | +3.1% |
| Spending per household on rent and homeowner costs | $17,981 | $20,430 | $16,661 |
| Median household income | $78,050 | $103,556 | $80,734 |
| Groundwork market score | 56 | 65 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 10 → 16
- Employees, 2023
- 65
- Annual payroll, 2023
- $8.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 4611 chain locations
- Listings at the U.S. rate for this spending
- 51The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Atlantic County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Atlantic County
- Population, 2025 estimate
- 278,657+1.6% since 2020
- Households
- 109,557
- Median age
- 42.6
- Homes lived in by their owners
- 69%
- Vehicles per household
- 1.6
- Land area
- 556 sq. mi.
- People per square mile
- 497
- Median household income
- $78,050+25.7% vs. 2015–2019, before inflation
- Average household income
- $106,343
- Median home value
- $295,000
- Jobs located here
- 123,257
- Daytime population
- 268,510Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Atlantic County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Atlantic County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across New Jersey
Every New Jersey market ranked →The highest-scoring counties in New Jersey for mortgage brokers and lenders, numbered among those based in New Jersey, with Atlantic County marked.
Top counties in New Jersey
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Hunterdon County, NJ | 86 | 12 | 2.4 | 251 | +2.3% | #6 of 887 |
| 2Hudson County, NJ | 83 | 48 | 1.6 | 317 | +1.8% | #14 of 887 |
| 3Essex County, NJ | 81 | 69 | 2.2 | 226 | +4.2% | #27 of 887 |
| 4Sussex County, NJ | 79 | 15 | 2.6 | 208 | +2.9% | #38 of 887 |
| 5Passaic County, NJ | 74 | 42 | 2.3 | 208 | +1.6% | #74 of 887 |
| 6Warren County, NJ | 73 | 15 | 3.3 | 151 | +3.2% | #87 of 887 |
| 7Union County, NJ | 73 | 75 | 3.7 | 144 | +5.0% | #88 of 887 |
| 8Cumberland County, NJ | 72 | 14 | 2.6 | 166 | +2.2% | #97 of 887 |
| 9Middlesex County, NJ | 71 | 101 | 3.3 | 163 | +2.6% | #106 of 887 |
| 10Ocean County, NJ | 71 | 75 | 3.1 | 159 | +5.6% | #109 of 887 |
| 15Atlantic County, NJ | 56 | 46 | 4.2 | 110 | +1.6% | #317 of 887 |
Other business types in Atlantic County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate50
- Real estate agents and brokers55
- Property management65
- Mortgage brokers and lenders56
- Home inspectors67
Funeral services
Questions
How many mortgage brokers and lenders are in Atlantic County, NJ?
As of September 2026, map listings count 46 mortgage brokers and lenders in Atlantic County. 11 of them (24%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 16 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Atlantic County, NJ spend on rent and homeowner costs?
About $2B a year, or $17,981 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 46 mortgage brokers and lenders on map listings, housing spending per office is 10% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 109,557 households in Atlantic County and national spending patterns by income.
How does Atlantic County, NJ compare with the U.S. for mortgage brokers and lenders?
Atlantic County has 4.2 mortgage brokers and lenders per 10,000 households, 2% below the U.S. rate of 4.3. The index of housing spending per office is 110, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Atlantic County would have about 51, against 46 on map listings. There is one business with payroll in the industry for every 6,847 households, against one for every 4,897 across the U.S.
How fast is Atlantic County, NJ growing?
Population estimates put Atlantic County at 278,657 people in 2025, up 1.6% since 2020, slower than the U.S. (+3.1%). It has 109,557 households. Median household income in Atlantic County is $78,050, 3% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Atlantic County scores 56 for mortgage brokers and lenders (upper middle), #317 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Atlantic County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Atlantic County
Screening a site or an acquisition in Atlantic County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Atlantic County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.