Groundwork

Real estate · County · Minnesota

Mortgage brokers and lenders in Hennepin County, MN

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Hennepin County, MN, set against other counties and the U.S.

Groundwork market score · out of 100

Score 21 out of 100: Low

Ranked #867 of 887 scored counties
#19 of 19 scored counties in Minnesota

Listings
415
68 chain locations (16%)
Official establishments
208
+29.2% since 2019
Household spending a year
$8.6B
On rent and homeowner costs · $15,993 a household
Housing spending per listing (U.S. = 100)
53
47% below the U.S.
Listings per 10k households
7.7
79% above the U.S.
Population, 2025
1,284,784
+0.2% since 2020

See the mortgage brokers and lenders around any address in Hennepin County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hennepin County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For mortgage brokers and lenders, Hennepin County has a Groundwork market score of 21 (low): #867 of 887 scored counties and #19 of 19 scored counties in Minnesota. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 415 mortgage brokers and lenders in Hennepin County. Chain locations make up 16% of them, against 21% across the U.S. Per 10,000 households, that is 7.7, 79% above the U.S. rate of 4.3.

Households in Hennepin County spend about $8.6B a year on rent and homeowner costs, or $15,993 per household, 4% below the U.S. average. Housing spending per office is 47% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 208 businesses with payroll classed as mortgage brokers and real estate lenders in Hennepin County in 2023, up 29.2% from 2019. That is one for every 2,594 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of Hennepin County grew 0.2%, slower than the U.S. (+3.1%).

How Hennepin County compares

The same measures for Minnesota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Hennepin County, MN compared with Minnesota and the U.S.
MeasureHennepin CountyMinnesotaU.S.
Listings per 10k households7.74.04.3
Housing spending per listing (U.S. = 100)5397100
Households per official establishment2,5944,6074,897
Official establishment growth, 2019–2023+29.2%+31.2%+9.5%
Population growth, 2020–2025+0.2%+2.1%+3.1%
Spending per household on rent and homeowner costs$15,993$15,162$16,661
Median household income$97,653$89,062$80,734
Groundwork market score2138

Official counts and lending

Businesses

Official establishments, 2019 to 2023
161 → 208+29.2% over the period
Employees, 2023
4,236
Annual payroll, 2023
$331.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
41568 chain locations
Listings at the U.S. rate for this spending
221The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Hennepin County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Hennepin County

Population, 2025 estimate
1,284,784+0.2% since 2020
Households
539,493
Median age
39.3
Homes lived in by their owners
63%
Vehicles per household
1.6
Land area
554 sq. mi.
People per square mile
2,291
Median household income
$97,653+24.9% vs. 2015–2019, before inflation
Average household income
$138,438
Median home value
$392,900
Jobs located here
969,903
Daytime population
1,598,583Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Hennepin County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Hennepin County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Minnesota

Every Minnesota market ranked →

The highest-scoring counties in Minnesota for mortgage brokers and lenders, numbered among those based in Minnesota, with Hennepin County marked.

Top counties in Minnesota

Counties in Minnesota ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Carver County, MN8051.2371+6.6%#30 of 887
2Wright County, MN70142.6158+11.1%#121 of 887
3Scott County, MN68122.2203+5.1%#131 of 887
4Chisago County, MN6852.3169+4.3%#135 of 887
5Sherburne County, MN65102.8145+6.8%#168 of 887
6Isanti County, MN5553.1121+7.3%#334 of 887
7St. Louis County, MN53232.6132+0.2%#378 of 887
8Rice County, MN5373.0124+4.2%#381 of 887
9Kandiyohi County, MN4752.8126+2.3%#489 of 887
10Anoka County, MN44564.199+4.7%#545 of 887
19Hennepin County, MN214157.753+0.2%#867 of 887

Other business types in Hennepin County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Hennepin County, MN?

There are 415 mortgage brokers and lenders on map listings in Hennepin County as of September 2026. 68 of them (16%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 208 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 29.2% from 2019.

How much do households in Hennepin County, MN spend on rent and homeowner costs?

About $8.6B a year, or $15,993 per household. That is 4% below the U.S. average (an index of 96, where 100 is the U.S. average). For the 415 mortgage brokers and lenders on map listings, housing spending per office is 47% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 539,493 households in Hennepin County and national spending patterns by income.

How does Hennepin County, MN compare with the U.S. for mortgage brokers and lenders?

Hennepin County has 7.7 mortgage brokers and lenders per 10,000 households, 79% above the U.S. rate of 4.3. The index of housing spending per office is 53, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Hennepin County would have about 221, against 415 on map listings. There is one business with payroll in the industry for every 2,594 households, against one for every 4,897 across the U.S. The official count rose 29.2% from 2019 to 2023, against +9.5% for the U.S.

How fast is Hennepin County, MN growing?

Population estimates put Hennepin County at 1,284,784 people in 2025, up 0.2% since 2020, slower than the U.S. (+3.1%). It has 539,493 households. The median household income in Hennepin County is $97,653 a year, 21% above the U.S. median of $80,734. That rose 24.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hennepin County scores 21 for mortgage brokers and lenders (low), #867 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Hennepin County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Hennepin County

Screening a site or an acquisition in Hennepin County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Hennepin County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.