Groundwork

Real estate · County · Iowa

Mortgage brokers and lenders in Mills County, IA

The mortgage brokers and lenders in Mills County, IA, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$80.4M
On rent and homeowner costs · $14,897 a household
Housing spending per listing (U.S. = 100)
206
Too few listings to compare
Listings per 10k households
1.9
Too few listings to compare
Population, 2025
14,793
+2.6% since 2020

See the mortgage brokers and lenders around any address in Mills County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Mills County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $14,897 per household (11% below the U.S. average), households in Mills County spend about $80.4M a year on rent and homeowner costs. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Mills County has 1 mortgage broker or lender on map listings as of September 2026. That is 1.9 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Mills County, since they leave out counts under 3.

Population estimates show Mills County grew 2.6% from 2020 to 2025, slower than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, Mills County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Mills County compares

The same measures for Iowa and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Mills County, IA compared with Iowa and the U.S.
MeasureMills CountyIowaU.S.
Listings per 10k households1.92.04.3
Housing spending per listing (U.S. = 100)206180100
Households per official establishmentn/a10,8744,897
Official establishment growth, 2019–2023n/a+22.2%+9.5%
Population growth, 2020–2025+2.6%+1.5%+3.1%
Spending per household on rent and homeowner costs$14,897$14,016$16,661
Median household income$90,753$75,059$80,734
Groundwork market scoreNot scored63

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10 chain locations
Listings at the U.S. rate for this spending
2The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Mills County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Mills County

Population, 2025 estimate
14,793+2.6% since 2020
Households
5,394
Median age
42.4
Homes lived in by their owners
84%
Vehicles per household
2.2
Land area
437 sq. mi.
People per square mile
33
Median household income
$90,753+25.9% vs. 2015–2019, before inflation
Average household income
$109,810
Median home value
$237,800
Jobs located here
3,516
Daytime population
10,867Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Mills County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Mills County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Iowa

Every Iowa market ranked →

The highest-scoring counties in Iowa for mortgage brokers and lenders, numbered among those based in Iowa, with Mills County marked.

Top counties in Iowa

Counties in Iowa ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Johnson County, IA7081.3291+4.6%#114 of 887
2Story County, IA6161.5231+2.7%#228 of 887
3Linn County, IA59212.2167+0.7%#260 of 887
4Black Hawk County, IA53152.7125+0.4%#380 of 887
5Woodbury County, IA4892.2158+0.7%#469 of 887
6Scott County, IA48212.9128+0.4%#471 of 887
7Pottawattamie County, IA45123.2110−0.7%#526 of 887
8Dallas County, IA45245.774+17.8%#536 of 887
9Clinton County, IA3852.6134−0.9%#653 of 887
10Polk County, IA351115.470+4.8%#712 of 887
Mills County, IANot scored11.9206+2.6%

Other business types in Mills County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Mills County, IA?

Map listings as of September 2026 show 1 mortgage broker or lender in Mills County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Mills County: counts under 3 are left out.

How much do households in Mills County, IA spend on rent and homeowner costs?

About $80.4M a year, or $14,897 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 5,394 households in Mills County and national spending patterns by income.

How does Mills County, IA compare with the U.S. for mortgage brokers and lenders?

Mills County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, Mills County would have about 2, against 1 on map listings.

How fast is Mills County, IA growing?

Population estimates put Mills County at 14,793 people in 2025, up 2.6% since 2020, slower than the U.S. (+3.1%). It has 5,394 households. Median household income in Mills County is $90,753, 12% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Mills County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Mills County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Mills County

Screening a site or an acquisition in Mills County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Mills County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.