Groundwork

Real estate · County · Iowa

Mortgage brokers and lenders in Black Hawk County, IA

How Black Hawk County, IA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 53 out of 100: Upper middle

Ranked #380 of 887 scored counties
#4 of 10 scored counties in Iowa

Listings
15
1 chain location (7%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$732.7M
On rent and homeowner costs · $13,428 a household
Housing spending per listing (U.S. = 100)
125
25% above the U.S.
Listings per 10k households
2.7
37% below the U.S.
Population, 2025
131,532
+0.4% since 2020

See the mortgage brokers and lenders around any address in Black Hawk County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Black Hawk County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Black Hawk County spend about $732.7M a year on rent and homeowner costs, or $13,428 per household, 19% below the U.S. average. Housing spending per office is 25% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 15 mortgage brokers and lenders on map listings in Black Hawk County as of September 2026. One of them (7%) is a chain location, against 21% across the U.S. That is 2.7 per 10,000 households, 37% below the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Black Hawk County was 3 in 2023. That is one for every 18,188 households, against one for every 4,897 across the U.S.

Population estimates show Black Hawk County grew 0.4% from 2020 to 2025, slower than the U.S. (+3.1%). Black Hawk County scores 53 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #380 of 887 scored counties and #4 of 10 scored counties in Iowa.

How Black Hawk County compares

The same measures for Iowa and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Black Hawk County, IA compared with Iowa and the U.S.
MeasureBlack Hawk CountyIowaU.S.
Listings per 10k households2.72.04.3
Housing spending per listing (U.S. = 100)125180100
Households per official establishment18,18810,8744,897
Official establishment growth, 2019–2023n/a+22.2%+9.5%
Population growth, 2020–2025+0.4%+1.5%+3.1%
Spending per household on rent and homeowner costs$13,428$14,016$16,661
Median household income$66,417$75,059$80,734
Groundwork market score5363

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4 → 3
Employees, 2023
15
Annual payroll, 2023
$1.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
151 chain location
Listings at the U.S. rate for this spending
19The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Black Hawk County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Black Hawk County

Population, 2025 estimate
131,532+0.4% since 2020
Households
54,563
Median age
37.0
Homes lived in by their owners
66%
Vehicles per household
1.9
Land area
566 sq. mi.
People per square mile
232
Median household income
$66,417+24.1% vs. 2015–2019, before inflation
Average household income
$89,158
Median home value
$188,900
Jobs located here
75,052
Daytime population
146,507Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Black Hawk County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Black Hawk County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Iowa

Every Iowa market ranked →

The highest-scoring counties in Iowa for mortgage brokers and lenders, numbered among those based in Iowa, with Black Hawk County marked.

Top counties in Iowa

Counties in Iowa ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Johnson County, IA7081.3291+4.6%#114 of 887
2Story County, IA6161.5231+2.7%#228 of 887
3Linn County, IA59212.2167+0.7%#260 of 887
4Black Hawk County, IA53152.7125+0.4%#380 of 887
5Woodbury County, IA4892.2158+0.7%#469 of 887
6Scott County, IA48212.9128+0.4%#471 of 887
7Pottawattamie County, IA45123.2110−0.7%#526 of 887
8Dallas County, IA45245.774+17.8%#536 of 887
9Clinton County, IA3852.6134−0.9%#653 of 887
10Polk County, IA351115.470+4.8%#712 of 887

Other business types in Black Hawk County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Black Hawk County, IA?

As of September 2026, map listings count 15 mortgage brokers and lenders in Black Hawk County. One of them (7%) is a chain location. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Black Hawk County, IA spend on rent and homeowner costs?

About $732.7M a year, or $13,428 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 15 mortgage brokers and lenders on map listings, housing spending per office is 25% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 54,563 households in Black Hawk County and national spending patterns by income.

How does Black Hawk County, IA compare with the U.S. for mortgage brokers and lenders?

Black Hawk County has 2.7 mortgage brokers and lenders per 10,000 households, 37% below the U.S. rate of 4.3. The index of housing spending per office is 125, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Black Hawk County would have about 19, against 15 on map listings. There is one business with payroll in the industry for every 18,188 households, against one for every 4,897 across the U.S.

How fast is Black Hawk County, IA growing?

Population estimates put Black Hawk County at 131,532 people in 2025, up 0.4% since 2020, slower than the U.S. (+3.1%). It has 54,563 households. Median household income in Black Hawk County is $66,417, 18% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.1%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Black Hawk County scores 53 for mortgage brokers and lenders (upper middle), #380 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Black Hawk County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Black Hawk County

Screening a site or an acquisition in Black Hawk County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Black Hawk County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.