Groundwork

Real estate · County · Georgia

Mortgage brokers and lenders in Walton County, GA

How Walton County, GA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 54 out of 100: Upper middle

Ranked #352 of 887 scored counties
#24 of 43 scored counties in Georgia

Listings
12
4 chain locations (33%)
Official establishments
10
Businesses with payroll, 2023
Household spending a year
$556.1M
On rent and homeowner costs · $15,554 a household
Housing spending per listing (U.S. = 100)
119
19% above the U.S.
Listings per 10k households
3.4
21% below the U.S.
Population, 2025
112,696
+16.0% since 2020

See the mortgage brokers and lenders around any address in Walton County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Walton County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $15,554 per household (7% below the U.S. average), households in Walton County spend about $556.1M a year on rent and homeowner costs. Housing spending per office is 19% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 12 mortgage brokers and lenders on map listings in Walton County as of September 2026. Chain locations make up 33% of them, against 21% across the U.S. Per 10,000 households, that is 3.4, 21% below the U.S. rate of 4.3.

In 2023, official counts showed 10 businesses with payroll in Walton County classed as mortgage brokers and real estate lenders. That is one for every 3,576 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Walton County from 2020 to 2025 at +16.0%, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Walton County is 54 (upper middle), #352 of 887 scored counties and #24 of 43 scored counties in Georgia.

How Walton County compares

The same measures for Georgia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Walton County, GA compared with Georgia and the U.S.
MeasureWalton CountyGeorgiaU.S.
Listings per 10k households3.43.94.3
Housing spending per listing (U.S. = 100)119102100
Households per official establishment3,5764,6194,897
Official establishment growth, 2019–2023n/a+8.0%+9.5%
Population growth, 2020–2025+16.0%+5.3%+3.1%
Spending per household on rent and homeowner costs$15,554$15,525$16,661
Median household income$84,945$77,353$80,734
Groundwork market score5449

Official counts and lending

Businesses

Official establishments, 2019 to 2023
5 → 10
Employees, 2023
25
Annual payroll, 2023
$3.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
124 chain locations
Listings at the U.S. rate for this spending
14The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Walton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Walton County

Population, 2025 estimate
112,696+16.0% since 2020
Households
35,755
Median age
39.8
Homes lived in by their owners
79%
Vehicles per household
2.2
Land area
327 sq. mi.
People per square mile
316
Median household income
$84,945+37.9% vs. 2015–2019, before inflation
Average household income
$104,167
Median home value
$339,500
Jobs located here
26,476
Daytime population
82,340Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Walton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Walton County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Georgia

Every Georgia market ranked →

The highest-scoring counties in Georgia for mortgage brokers and lenders, numbered among those based in Georgia, with Walton County marked.

Top counties in Georgia

Counties in Georgia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Paulding County, GA9050.8510+12.7%#3 of 887
2Bryan County, GA7753.0145+15.6%#55 of 887
3Newton County, GA74102.4157+11.2%#76 of 887
4Cherokee County, GA68313.1147+11.6%#138 of 887
5Spalding County, GA6751.9188+4.9%#145 of 887
6Floyd County, GA6651.4271+2.8%#157 of 887
7Douglas County, GA65132.5159+6.6%#166 of 887
8Gordon County, GA6552.3157+6.9%#167 of 887
9Oconee County, GA6574.7103+6.9%#177 of 887
10Clayton County, GA6480.8464−0.6%#178 of 887
24Walton County, GA54123.4119+16.0%#352 of 887

Other business types in Walton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Walton County, GA?

As of September 2026, map listings count 12 mortgage brokers and lenders in Walton County. 4 of them (33%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 10 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Walton County, GA spend on rent and homeowner costs?

About $556.1M a year, or $15,554 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). For the 12 mortgage brokers and lenders on map listings, housing spending per office is 19% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 35,755 households in Walton County and national spending patterns by income.

How does Walton County, GA compare with the U.S. for mortgage brokers and lenders?

Walton County has 3.4 mortgage brokers and lenders per 10,000 households, 21% below the U.S. rate of 4.3. The index of housing spending per office is 119, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Walton County would have about 14, against 12 on map listings. There is one business with payroll in the industry for every 3,576 households, against one for every 4,897 across the U.S.

How fast is Walton County, GA growing?

Population estimates put Walton County at 112,696 people in 2025, up 16.0% since 2020, faster than the U.S. (+3.1%). It has 35,755 households. Median household income in Walton County is $84,945, 5% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 37.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Walton County scores 54 for mortgage brokers and lenders (upper middle), #352 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Walton County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Walton County

Screening a site or an acquisition in Walton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Walton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.