Groundwork

Real estate · County · Florida

Mortgage brokers and lenders in Bradford County, FL

How Bradford County, FL compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
1 chain location (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$127M
On rent and homeowner costs · $13,693 a household
Housing spending per listing (U.S. = 100)
326
Too few listings to compare
Listings per 10k households
1.1
Too few listings to compare
Population, 2025
28,307
+0.3% since 2020

See the mortgage brokers and lenders around any address in Bradford County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Bradford County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in Bradford County comes to about $127M a year: $13,693 per household, 18% below the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Bradford County has 1 mortgage broker or lender on map listings as of September 2026. That is 1.1 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Bradford County, since they leave out counts under 3.

Population estimates put the population change in Bradford County from 2020 to 2025 at +0.3%, slower than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, Bradford County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Bradford County compares

The same measures for Florida and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Bradford County, FL compared with Florida and the U.S.
MeasureBradford CountyFloridaU.S.
Listings per 10k households1.15.34.3
Housing spending per listing (U.S. = 100)32674100
Households per official establishmentn/a3,5104,897
Official establishment growth, 2019–2023n/a+22.5%+9.5%
Population growth, 2020–2025+0.3%+8.7%+3.1%
Spending per household on rent and homeowner costs$13,693$15,326$16,661
Median household income$63,050$74,568$80,734
Groundwork market scoreNot scored36

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
3The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Bradford County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Bradford County

Population, 2025 estimate
28,307+0.3% since 2020
Households
9,278
Median age
40.8
Homes lived in by their owners
73%
Vehicles per household
1.9
Land area
294 sq. mi.
People per square mile
95
Median household income
$63,050+37.3% vs. 2015–2019, before inflation
Average household income
$78,307
Median home value
$212,500
Jobs located here
5,848
Daytime population
23,100Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Bradford County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Bradford County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for mortgage brokers and lenders, numbered among those based in Florida, with Bradford County marked.

Top counties in Florida

Counties in Florida ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Sumter County, FL8391.3302+21.1%#15 of 887
2Citrus County, FL74111.5228+11.1%#73 of 887
3Santa Rosa County, FL72182.5168+11.7%#96 of 887
4Highlands County, FL7151.1321+9.7%#100 of 887
5Lake County, FL71392.4161+18.1%#108 of 887
6St. Lucie County, FL67332.4157+21.4%#148 of 887
7Marion County, FL65452.7130+17.3%#175 of 887
8Pasco County, FL64662.8138+19.1%#191 of 887
9Polk County, FL64893.1120+19.8%#194 of 887
10Clay County, FL63253.0136+9.4%#205 of 887
Bradford County, FLNot scored11.1326+0.3%

Other business types in Bradford County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Bradford County, FL?

Map listings as of September 2026 show 1 mortgage broker or lender in Bradford County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Bradford County: counts under 3 are left out.

How much do households in Bradford County, FL spend on rent and homeowner costs?

About $127M a year, or $13,693 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 9,278 households in Bradford County and national spending patterns by income.

How does Bradford County, FL compare with the U.S. for mortgage brokers and lenders?

Bradford County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, Bradford County would have about 3, against 1 on map listings.

How fast is Bradford County, FL growing?

Population estimates put Bradford County at 28,307 people in 2025, up 0.3% since 2020, slower than the U.S. (+3.1%). It has 9,278 households. Median household income in Bradford County is $63,050, 22% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 37.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Bradford County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Bradford County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Bradford County

Screening a site or an acquisition in Bradford County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Bradford County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.