Auto · County · Alabama
Insurance agencies in Lauderdale County, AL
How Lauderdale County, AL compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 49 out of 100: Lower middle
Ranked #1,154 of 2,272 scored counties
#45 of 54 scored counties in Alabama
- Listings
- 79
- 23 chain locations (29%)
- Official establishments
- 50
- −7.4% since 2019
- Household spending a year
- $103.6M
- On vehicle insurance · $2,639 a household
- Spending per listing
- $1.3M
- 4% above the U.S.
- Listings per 10k households
- 20.1
- 29% above the U.S.
- Population, 2025
- 97,135
- +3.3% since 2020
See the insurance agencies around any address in Lauderdale County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lauderdale County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 79 insurance agencies in Lauderdale County. 23 of them (29%) are chain locations, against 21% across the U.S. That is 20.1 per 10,000 households, 29% above the U.S. rate of 15.6.
At $2,639 per household (35% above the U.S. average), households in Lauderdale County spend about $103.6M a year on vehicle insurance. That is about $1.3M of household spending for each agency on map listings, 4% above the U.S. figure of $1.3M.
In 2023, official counts showed 50 businesses with payroll in Lauderdale County classed as insurance agencies and brokerages, down 7.4% from 2019. That is one for every 785 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $250K has gone to businesses classed as insurance agencies and brokerages in Lauderdale County.
Population estimates show Lauderdale County grew 3.3% from 2020 to 2025, in step with the U.S. (+3.1%). For insurance agencies, Lauderdale County has a Groundwork market score of 49 (lower middle): #1,154 of 2,272 scored counties and #45 of 54 scored counties in Alabama.
How Lauderdale County compares
The same measures for Alabama and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lauderdale County | Alabama | U.S. |
|---|---|---|---|
| Listings per 10k households | 20.1 | 16.2 | 15.6 |
| Spending per listing | $1.3M | $1.6M | $1.3M |
| Households per official establishment | 785 | 1,150 | 966 |
| Official establishment growth, 2019–2023 | −7.4% | +1.4% | −1.0% |
| Population growth, 2020–2025 | +3.3% | +3.2% | +3.1% |
| Spending per household on vehicle insurance | $2,639 | $2,568 | $1,957 |
| Median household income | $62,649 | $63,999 | $80,734 |
| Groundwork market score | 49 | 74 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 54 → 50−7.4% over the period
- Employees, 2023
- 231
- Annual payroll, 2023
- $12.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 7923 chain locations
- Listings at the U.S. rate for this spending
- 83The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $250K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Lauderdale County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lauderdale County
- Population, 2025 estimate
- 97,135+3.3% since 2020
- Households
- 39,258
- Median age
- 41.0
- Homes lived in by their owners
- 69%
- Vehicles per household
- 2.0
- Land area
- 668 sq. mi.
- People per square mile
- 143
- Median household income
- $62,649+30.3% vs. 2015–2019, before inflation
- Average household income
- $84,306
- Median home value
- $200,300
- Jobs located here
- 30,814
- Daytime population
- 90,942Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lauderdale County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Lauderdale County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Alabama
Every Alabama market ranked →The highest-scoring counties in Alabama for insurance agencies, numbered among those based in Alabama, with Lauderdale County marked.
Top counties in Alabama
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Chilton County, AL | 92 | 16 | 9.0 | $3.2M | +5.9% | #33 of 2,272 |
| 2St. Clair County, AL | 91 | 41 | 11.7 | $2.5M | +7.1% | #51 of 2,272 |
| 3Lawrence County, AL | 90 | 11 | 8.1 | $3.8M | +2.3% | #54 of 2,272 |
| 4Randolph County, AL | 90 | 7 | 7.6 | $3.7M | +4.8% | #55 of 2,272 |
| 5Elmore County, AL | 89 | 29 | 8.8 | $3.2M | +4.2% | #69 of 2,272 |
| 6Cherokee County, AL | 86 | 12 | 11.8 | $2.4M | +5.8% | #117 of 2,272 |
| 7Bibb County, AL | 85 | 5 | 6.5 | $4.4M | +0.4% | #122 of 2,272 |
| 8Blount County, AL | 85 | 24 | 10.8 | $2.7M | +1.8% | #131 of 2,272 |
| 9Limestone County, AL | 85 | 53 | 12.9 | $2.2M | +18.0% | #135 of 2,272 |
| 10Jackson County, AL | 84 | 24 | 11.0 | $2.5M | +3.3% | #146 of 2,272 |
| 45Lauderdale County, AL | 49 | 79 | 20.1 | $1.3M | +3.3% | #1,154 of 2,272 |
Other business types in Lauderdale County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Lauderdale County, AL?
There are 79 insurance agencies on map listings in Lauderdale County as of September 2026. 23 of them (29%) are chain locations. The listings count insurance agencies. Official counts show 50 businesses with payroll classed as insurance agencies and brokerages in 2023, down 7.4% from 2019.
How much do households in Lauderdale County, AL spend on vehicle insurance?
About $103.6M a year, or $2,639 per household. That is 35% above the U.S. average (an index of 135, where 100 is the U.S. average). Spread across the 79 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 39,258 households in Lauderdale County and national spending patterns by income.
How does Lauderdale County, AL compare with the U.S. for insurance agencies?
Lauderdale County has 20.1 insurance agencies per 10,000 households, 29% above the U.S. rate of 15.6. Spending per agency is $1.3M, 4% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Lauderdale County would have about 83, against 79 on map listings. There is one business with payroll in the industry for every 785 households, against one for every 966 across the U.S. The official count fell 7.4% from 2019 to 2023, against −1.0% for the U.S.
How fast is Lauderdale County, AL growing?
Population estimates put Lauderdale County at 97,135 people in 2025, up 3.3% since 2020, in step with the U.S. (+3.1%). It has 39,258 households. The median household income in Lauderdale County is $62,649 a year, 22% below the U.S. median of $80,734. That rose 30.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lauderdale County scores 49 for insurance agencies (lower middle), #1,154 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lauderdale County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Lauderdale County
Screening a site or an acquisition in Lauderdale County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lauderdale County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.